Cottage-Style Homes: Characteristics, Types And What To Consider

Mike Lerchenfeldt

8 - Minute Read

UPDATED: Jul 17, 2024

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Ever dream of escaping to a charming little house nestled in rolling hills or by the seaside? The whimsical allure of cottage-style homes has captured hearts for centuries. These cozy dwellings offer a sense of refuge and a connection to a simpler time. But what exactly defines a cottage? This guide will explore the characteristics and types of cottages so that you can find the home that fits your happily-ever-after.

Quaint brown cottage with green shutters and deck overlooking the sea.

What Is A Cottage-Style House?

The term "cottage" conjures images of idyllic dwellings straight out of a fairy tale. But beyond the storybook charm, a distinct architectural style defines these cozy abodes. Cottage houses are typically smaller, one- to one-and-a-half-story structures with a sense of asymmetry. Think low-pitched gable roofs that hug the house, creating a warm, inviting silhouette. You’ll often find prominent chimneys, which are a nod to the hearths that were once the center of cottage life. Unlike their manor house cousins, cottages prioritize charm and livability over grandeur.

Interestingly, different architectural styles share similarities with cottages. Tudor houses, for instance, can incorporate elements like exposed beams and half-timbering, creating a storybook vibe. However, Tudor homes tend to be larger and more symmetrical, with grander features.

The appeal of cottage-style homes goes beyond aesthetics. Their cozy size and focus on functionality makes them ideal for small families or those who prefer a simpler lifestyle. They can also be very energy-efficient due to their smaller footprint. This has led to a surge in the popularity of cottages as a second home, offering a perfect escape from the hustle and bustle of everyday life. Imagine curling up by a fireplace in your very own cozy cottage, a world away from it all.
Small white coastal cottage with green shutters and modest yard. Row of brick and white sided bungalow homes on a sunny day.

Cottage Vs. Bungalow: What's The Difference?

Cottages tend to be on the smaller side, often ranging from 400 – 800 square feet. Bungalows, on the other hand, can be a bit larger, offering 600 – 1,000 square feet of space. This means that bungalows may have more expansive rooms and a more open floor plan.

One of the most noticeable differences lies in the style of roof. Cottages typically feature steeper, gabled roofs, which can be adorned with dormer windows for a touch of whimsy and extra space. Bungalows, in contrast, feature a low-slung, sloping roof that blends seamlessly into the main structure.

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The History Of Cottage-Style Homes

The term "cottage" has roots in medieval England and refers to the dwellings of peasants and farmers. These early cottages were small and functional, built with locally available materials like stone or timber. Think thatched roofs, thick walls for insulation and a central hearth for warmth.

Fast-forwarding to the present day, the cottage style remains a beloved choice for homeowners. Whether that’s because they evoke comfort, nostalgia or a connection to a simpler time, cottages continue to be one of the most popular styles of houses. Their versatility makes them suited to various regions and budgets, ensuring their place in the hearts and neighborhoods of generations to come.

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Characteristics Of Cottage Houses

Cottage houses hold a special place in the world of architecture. They exude warmth and an inviting character that sets them apart from other housing styles. While some characteristics overlap with Craftsman-style and Cape Cod-style homes, cottages have a distinct charm of their own, featuring:

  • Comfort and coziness: Cottage-style houses are renowned for their ability to create a warm, inviting atmosphere. The extensive use of wood, stone and brick on the exterior and interior creates a connection to nature and a sense of organic warmth. Fireplaces, built-in bookshelves and soft textiles on decor, such as throw pillows and rugs, further enhance the coziness.
  • Asymmetrical design: Unlike the symmetry of Craftsman or Cape Cod houses, cottages often embrace playful asymmetry. The front door might not be perfectly in the center of the facade, adding a touch of whimsy. Windows on different sides of the house may not mirror each other exactly. Dormers or other additions may interrupt a rigid roofline, adding to the informal charm.
Interior of a rustic log cottage with wood floors, open beams, stone fireplace and cozy furniture.

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Exterior

The allure of a cottage house starts with its captivating exterior. These charming dwellings possess distinct features that set them apart from other architectural styles, including:

  • Arched doorways
  • Wraparound porches

Interior

The magic of a cottage truly unfolds when you step inside, where you might see:

  • Exposed brick or stone walls
  • Built-in shelves and nooks
Small, summer cottage set on a point with calm, blue water and wooden dock in front and lined with forest in the back.

Types Of Cottage-Style Homes

The beauty of the cottage style is its versatility. While certain characteristics unify the style, there are distinct variations within the cottage family.

English cottage with climbing greenery and lush, green fields and rolling hills.

English Cottage

The English cottage is the first image that comes to mind when you think of cottage houses. These charming dwellings evoke a sense of stepping into a fairy tale, and their unique features contribute to their enduring popularity.

The quintessential English cottage boasts a thatched roof, which is a dense layer of straw, reed or heather. Unlike other, more balanced cottage styles, English cottages revel in asymmetry.

English cottages traditionally feature exteriors clad in stone or brick, often adorned with climbing vines and overflowing flower boxes.

French cottage made of light stone, dark brown doors and large windows with climbing greenery on its front and side.

French Cottage

French cottages bring some rustic sophistication to the table. They borrow elements from their English counterparts but with a distinct Gallic flair.

Unlike the darker stone exteriors of many English cottages, French cottages frequently utilize lighter colored stone or stucco. High timbered walls add a rustic charm and visual interest.

French cottages often sport steeper roofs than their English cousins. They frequently feature dormers, which are small, roofed structures that protrude from the main roofline and add extra light and character.

Large windows and French doors bathe the interior in natural light and connect to patios, terraces or courtyards. The use of lighter materials and wrought iron accents creates a more elegant feel while maintaining that rustic charm.

Small, red Nordic cottage with white trim and shutters and a quaint but ornate front door area.

Nordic Cottage

Nordic cottages, also known as Scandinavian cottages, bring a touch of minimalist charm and functionality to the table. Unlike the whimsical asymmetry of English cottages, Nordic cottages often have a more balanced, symmetrical layout.

The extensive use of wood on the exterior shows off the Nordics’ love of nature. Nordic cottages typically feature pitched roofs with a steeper slope than those found in other cottage styles.

While Nordic cottages retain a sense of rustic charm, they are also known for incorporating modern, energy-efficient amenities. Clean lines, a focus on natural materials and a lack of clutter create a sense of peace and tranquility.

Pros And Cons Of Living In A Cottage House

Cottage houses hold a certain allure, whether it’s the storybook charm, the promise of simpler living or the connection to nature. But before packing your bags for a quaint abode, it’s important to weigh the pros and cons of cottage life.

Pros

Cottages have captured hearts for centuries. Here’s some advantages that come with living in a cottage house:

  • Suitable for downsizing: Cottages, with their typically smaller square footage, are ideal for those looking to downsize their living spaces. This means you’ll have less to clean, maintain and furnish, freeing up time and potentially reducing costs.
  • Require less upkeep: Compared to sprawling traditional houses, cottages require much less upkeep. The smaller size means less roof to maintain, less yard to mow and potentially fewer rooms to clean. This translates to more free time for you to relax and enjoy your charming cottage.

Cons

While cottages offer undeniable charm, there are also downsides to consider. Here are a few challenges you might encounter with cottage living:

  • Small size for families: Cottages, despite their minimal footprints, may not be suitable for larger families. Limited living space can translate to crowded quarters, especially as children grow and require more personal space.
  • Located farther from cities: Nestled in idyllic rural settings, cottages offer peace and quiet. However, this tranquility might mean you’ll be farther from essential amenities, job opportunities and entertainment options typically found in cities. This can mean longer commutes and car dependency.
Quaint but modern cottage kitchen with built in cupboards, large glass door and window, and cutting board lined countertop.

Tips For Designing A Cozy Cottage-Style Home

Now that you’ve weighed the pros and cons, let’s get to the fun part: transforming your cottage into a haven of comfort and charm. The cottagecore style, with its emphasis on nature, vintage finds and a touch of whimsy, is the perfect inspiration for creating a cozy atmosphere. Here are design tips to get you started:

  • Add a wood-burning stove: A crackling fire in a wood-burning stove is the epitome of cozy cottage living. It provides warmth, ambiance and rustic charm. Fireplace options offer a similar aesthetic appeal, though they tend to be less efficient for heating your whole cottage. If you have a fireplace, consider converting it to a wood-burning stove for a more efficient and functional heating source.
  • Install built-ins: Built-in shelves, cabinets or window seats are a fantastic way to save space and add style to a cozy cottage. Designed with beadboard paneling, crown molding or glass front doors, built-ins can maximize storage and functionality without looking bulky.

How Much Do Cottage Houses Cost?

The cost of a cottage house can vary depending on several factors, including location, size, condition and materials. For those looking to buy a house, the national average selling price for a cottage in the United States is around $236,000. For those looking to build a house, a custom cottage can cost anywhere from $140 – $300 per square foot. A 600-square-foot cottage could therefore start around $84,000 and reach up to $180,000.

Where To Find Cottage-Style Houses

Major real estate listing platforms, such as Zillow, Realtor.com and Trulia, allow you to search for properties using keywords like "cottage" or "bungalow." A local real estate agent familiar with your desired area can also be a valuable asset.

Some builders specialize in constructing cottage-style homes. Websites like Architectural Designs or The House Plan Collection offer a wide selection of cottage house plans you can purchase and have built by a local contractor.

The Bottom Line: Cottage-Style Homes Can Be Small But Full Of Charm

Cottage houses offer a unique blend of charm and practicality. These quaint dwellings, often characterized by their smaller size, storybook aesthetics and connection to nature, can be a haven for those seeking a simpler, more peaceful lifestyle.

While the cozy footprint translates to lower maintenance and energy bills, it’s important to consider if the space will accommodate your needs. Cottages may not be ideal for larger families, and their rural locations can mean longer commutes to amenities.

The decision of whether a cottage is right for you depends on your lifestyle and priorities. If you crave a charming escape that fosters a sense of connection with nature, a cottage might be your perfect match. For those ready to embark on their cottage-buying journey, initiate the mortgage approval process today with Rocket Mortgage®.
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Mike Lerchenfeldt

Mike Lerchenfeldt is a mindful teacher and freelance writer. He's a graduate of Oakland University with a degree in education and awards for exemplary volunteer service. He teaches English/language arts in Chippewa Valley Schools. This dad of two enjoys exploring places in Metro Detroit and beyond while being outside, and has traveled to Japan and New Zealand with exchange programs.