When you buy a home, you assume a type of property ownership known as fee simple that grants you full rights. Learn how fee simple works in real estate.

An adjustable-rate mortgage gives homeowners an interest rate that changes with the current market. Learn how ARM loans work and if one is right for you.

If you apply for a VA loan, you may need a VA statement of service. Get familiar with a VA loan statement of service letter and learn why it’s required.

What type of VA loan best fits your needs? Use our guide to learn more about the different VA loan programs and find the right one for your homeownership goals.

As a home buyer, one of the most important steps is securing a mortgage loan. Uncover key information on VA loans vs. conventional loans and how they both work.

Not sure if bad credit disqualifies you from a VA loan? Explore our guide to learn the VA credit requirements and how to qualify for a VA loan with bad credit.

The par rate is the initial interest rate you’ll pay on your loan. Find out how a mortgage par rate works and what factors affect it with our in-depth article.

Prequalification and preapproval are mortgage estimates that can benefit borrowers looking to buy a home. Learn how prequalification and preapproval differ.

You can qualify for a VA loan with an other-than-honorable (OTH) discharge, but not if it was dishonorable. Learn more about OTH discharges and VA loans.

Mortgage amortization refers to the process of paying off your mortgage and building home equity. Learn more about amortization and how to calculate it.

Your debt-to-income ratio compares your monthly debt payments against your gross monthly income. See how DTI works and how it impacts your mortgage application.

A loan term represents the amount of time borrowers have to repay a loan, as well as the conditions of a loan agreement. Learn more details about loan terms.

We’ll demystify the process of getting a mortgage – from preapproval to purchase agreement to closing. Learn how to get a mortgage with our step-by-step guide.

FHA loan closing costs are often lower than closing costs on other types of home loans but still must be paid. See how to calculate your FHA loan closing costs.

What are GSEs? Learn how government-sponsored enterprises boost credit flow in the housing market, lower mortgage costs and benefit you as a home buyer.

FHA and VA loans are two types of mortgages that home buyers commonly use. Learn the difference between these two loans and decide which is best for you.