FHA forbearance allows you to temporarily pause or reduce your mortgage payments after a hardship. Learn about forbearance and FHA forbearance qualifications.

Buying a home requires lots of paperwork before and after closing. Learn about the different closing documents you need to bring, receive and keep.

The minimum credit score for FHA loans varies based on a number of different factors. Read about the FHA loan credit score requirements for borrowers here.

With a 5/1 ARM, the home buyer enjoys a low interest rate for 5 years, but the interest rate adjusts every year thereafter. Learn more about 5/1 ARMs.

FHA loans are typically used to buy a primary residence but in unique circumstances they can be used to buy a new primary residence before paying off an existing FHA loan. See how using an FHA loan for a new primary residence works.

The principal on a loan is the original amount of money you borrow from a lender. Learn more about what a loan principal is and how to make principal payments.

The VA funding fee is a one-time payment that acts as a form of mortgage insurance for VA loans. Keep reading to learn more about the VA funding fee.

Conforming loan limits are updated annually to reflect changes in the housing market. See the 2025 conforming loan limits and what it means for your home loan.

Not sure how to decide between a fixed versus adjustable-rate mortgage? Check out our guide to the differences between an ARM versus fixed-rate home loan.

An FHA loan is a loan that helps you buy a house with a 3.5% down payment. Use this guide to learn FHA down payment requirements and how to pay for the costs.

FHA gift funds are assets that are gifted from a donor to a borrower in the form of cash or equity. Learn the ins and outs of FHA gift funds in our guide.

Shopping for homeowners insurance can help you get the best protection at the best price. Learn how to shop for the best homeowners insurance policy for you.

Blockchain is a digital transaction that helps buy and sell property through a fast and secure process. See how blockchain is changing the real estate market.

Occupancy requirements ensure VA loans will be used as primary residences. Uncover the VA loan guidelines and any exceptions to VA loan occupancy requirements.

Government home loans are available to lower- and moderate-income buyers and homeowners who qualify. Learn about the different government mortgage loan options.

A land loan is used to purchase land. Keep reading to learn more about how land loans work and what some of the pros and cons are of using a land loan.

Foreclosure is a legal action that lenders can take when a homeowner fails to make their mortgage payments. Learn more about the foreclosure process and how to avoid it.

A joint VA loan can help qualifying borrowers get a larger home loan with better rates. Find out how a joint VA loan works and if you meet the requirements.