Welcome to 1275 Cobia Court in the very desirable waterfront community of Royal Harbor, just minutes from downtown Naples. This 3 bedroom, 3 bathroom pool home is ideally situated on one of the best cul-de-sacs. Upon entering the foyer, you will immediately notice the large screened pool lanai and unique architectural volume ceilings. The living room / dining room is very spacious and perfect for large gatherings. The kitchen and family room provides an additional entertaining space. In addition, there is an extra open area for an office, bar, or a sitting area. This home is perfect to move right in or if you want to renovate, the elevation is above the FEMA requirements, therefore the 50% City of Naples rule for renovations does not apply...so you can make this place even more fabulous than what it already offers. A new dock and 28,000 lb. lift with a 12-13ft beam that can accommodate a large boat was installed in 2023. Just a quick boat ride to the Naples Bay and Gulf of Mexico with no bridges. Make your appointment today to view this spectacular home in person!
This property is $3.1M more than the Median Sold Price and $1K/SqFt more than other homes in Naples, FL.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: SWFL
MLS Number: #224094065
Listing Office:
Office Name: Compass Florida LLC
Office Phone: (305) 851-2820
Listing Agent: Maria Eaton
The data relating to real estate for sale on this website comes in part from the Southwest Florida Multiple Listing Service. The information being provided is for consumers` personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information has not been verified, is not guaranteed, and is subject to change. Real estate listings held by other brokerage firms other are marked with the IDX logo and detailed information about them includes the name of the listing brokers. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/23/2024, 5:20:48 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Dec 04, 2015
Dec 04, 2015Home Sold
$1,521,000
Jan 14, 1998
Jan 14, 1998Home Sold
$399,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$10,578
$1,031,318
2018
$10,367
$1,003,215
2017
$10,203
$982,581
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$19K
Per Month
Principal & Interest
$18.9K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$11.4K
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
8
/10
Shadowlawn Elementary School
2161 Shadowlawn Dr
Distance between this listing and this school1.24 miles
Public District Grades KG-5
5
/10
Avalon Elementary School
3300 Thomasson Dr
Distance between this listing and this school1.82 miles
Public District Grades PK-5
10
/10
Lake Park Elementary School
1295 14th Ave N
Distance between this listing and this school2.79 miles
Public District Grades KG-5
Nearby Schools
6
/10
Gulfview Middle School
255 6th St S
Distance between this listing and this school1.49 miles
Public District Grades 6-8
3
/10
New Beginnings - Naples
3710 Estey Ave
Distance between this listing and this school1.82 miles
Public District Grades 3-8
5
/10
East Naples Middle School
4100 Estey Ave
Distance between this listing and this school2.07 miles
Public District Grades 6-8
Nearby Schools
1
/10
Beacon High School
3710 Estey Ave
Distance between this listing and this school1.82 miles
Public District Grades 9-12
9
/10
Lorenzo Walker Technical High School
3702 Estey Ave
Distance between this listing and this school1.83 miles
Public District Grades 9-12
2
/10
The Phoenix Program Naples
3706 Estey Ave
Distance between this listing and this school1.84 miles
The neighbors living near this home have an average income of $84,307. Residents of Naples, FL typically earn between $35k-100k each year. The majority of families are single, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1275 Cobia Ct
What is the listing price of this property?
The listing price of 1275 Cobia Ct property is $3,800,000.
What type of property is this?
The property 1275 Cobia Ct is a house located in Naples, Florida, 34102.
Is this property for sale now?
Active Listing: 1275 Cobia Ct is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $10,578 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on December 4, 2015 for $1,521,000. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 1275 Cobia Ct has 3 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 1275 Cobia Ct is 2,651 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1275 Cobia Ct is 1989.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 1275 Cobia Ct in Naples, FL and zip code 34102 in the Royal Harbor neighborhood. This 2,651 square foot home, which was built in 1989, sits on a 0.23 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since November 22, 2024 and is currently priced at $3,800,000.
Over 18 listings were sold over their listed price in October 2024 in Naples, FL. In the same period over 365 listings were sold below the listed price and 51 listings were sold for the listed price. The inventory of homes for sale in Naples, FL between September 2024 and October 2024 increased by 8.1%. In October 2024 median list price was $638,283 and the average listing age was 87 days.
From Rocket Homes Real Estate and based on county public records data.