5 N Cloyds Dr, Decatur, IL, 62526

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

5 N Cloyds Dr, Decatur$109,900

Buyer Closing Credits

$1,305^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingAttached, Garage

Attached Garage1 space

Year Built1956

HeatingForced Air

CoolingCentral Air

FireplaceWood Burning

MLS #6247811

Lot Size0.46 Acres

StatusActive

About 5 N Cloyds Dr

Affordable AND adorable all in one package! This home has been loved by the same family for many years, and now is the perfect time before the holiday season for the next owner to call it "home"! This 2 bed/1 bath ranch is situated on almost a half acre within the Warrensburg School District. Enjoy some peace and quiet in the fully-fenced in backyard, or in the garage where there's plenty of space to make into a workshop. The family room has recently had new vinyl flooring installed, water heater in 2024, roof in 2019, furnace in 2019. Come see this well-kept home for yourself today!

View More

Property Details

Property Features

Property Information:

• Architectural Style: Ranch
• Year Built: 1956
• Stories: 1

Listing Office:

• Office Name: Agency One Insurance & Real Estate
• Office Phone: (217) 422-9700

Interior Features

Interior Information:

• Appliances: Dryer, Gas Water Heater, Range, Refrigerator, Washer
• Fireplace: Wood Burning

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 2

Exterior Features

Parking Information:

• Garage Space: 1 space
• Attached Garage: Yes
• Parking: Attached, Garage

Lot Features

Lot Information:

• Lot Size: 0.46 Acres

Utilities

Utilities Information:

• Heating: Forced Air
• Cooling: Central Air

Other

Directions Information:

• Directions: North on Taylor, turn right on Cloyd Dr (on north side of the horseshoe shaped road), house on left side of street

Price Information

Listing Price Info

Price Summary:

• List Price: $109,900

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Decatur, IL.

Decatur, IL

City

Med. Sold Price

$123K

Med. Price/SqFt

$72

Avg. Days On Market

40

# of Sold Homes

89

5 N Cloyds Dr vs Decatur

18 DAYS ON ROCKET

-22 Days

$109,900

-$13.1K Less

KEY TAKEAWAY

This property is $13.1K less than the Median Sold Price in Decatur, IL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: CentralIL
• MLS Number: #6247811

Listing Office:

• Office Name: Agency One Insurance & Real Estate
• Office Phone: (217) 422-9700

The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of Central Illinois Board of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright© 2024 Central Illinois Board of Realtors.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/11/2024, 4:16:10 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$616

Per Month

Principal & Interest

$549

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$396

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Illinois›Macon County›Decatur›62526›5 N Cloyds Dr

This home is located at 5 N Cloyds Dr in Decatur, IL and zip code 62526. This home, which was built in 1956, sits on a 0.46 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since November 22, 2024 and is currently priced at $109,900.

Decatur, IL housing market in November 2024 saw over 25 listings sold above listed price, more than 16 sold at listed price and over 48 sold below. The number of homes for sale in Decatur, IL decreased by 7.3% between October 2024 and November 2024. The median list price of listings available in November 2024 was $123,004, while the average time on the real estate market was 40 days.

From Rocket Homes Real Estate and based on county public records data.