Mortgage basics

Find out how to navigate home financing like a pro.

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Related resources

Two girls drawing next to a dog on the floor

4-minute read

What are the FHA loan limits for 2025?

The FHA loan limit in most U.S. counties is $524,255 for one unit. In the counties with the highest housing costs, the limit is $1,209,750.

Prospective homebuyers reviewing a list of house buying questions

4-minute read

Cost of living: Comparison and how to calculate

Read on to discover the factors behind the cost of living and learn how to calculate it accurately to understand its impact on your finances.

Two young adults enjoying coffee together in a kitchen setting

6-minute read

What are Fannie Mae and Freddie Mac?

Fannie Mae and Freddie Mac are government-sponsored enterprises that help stabilize the U.S. housing market. Read on to learn more about their importance.

RHB Assets From IGX: APR definition on a document next to a calculator

6-minute read

APR: Defined and explained

Annual percentage rate (APR) is the yearly interest rate borrowers pay on their loan. Keep reading to understand more about what APR is and how it works.

Excited couple celebrating an accepted offer on a house

9-minute read

Closing costs: An overview of what they are and who pays them

Closing costs make up 3% – 6% of the loan but add up quickly. Before you close on a home, learn about the fees involved and what buyers versus sellers will pay.

RHB Assets From IGX: A house in Boise, Idaho.

5-minute read

How much mortgage can I qualify for? Affordability calculator, FAQs, and more

Ready to start your home buying journey? Read our guide to determine how much mortgage you qualify for and calculate the right home loan for your budget.