Mortgage Basics

Find out how to navigate home financing like a pro.
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Down Payment: What Is It And How Much Do You Need?

Saving up for a down payment to buy a house is the first step to affording homeownership. Learn what a down payment is, how it works and how much you’ll need.

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Cost Of Living: Comparison And How To Calculate

Read on to discover the factors behind the cost of living and learn how to calculate it accurately to understand its impact on your finances.
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What Are Fannie Mae And Freddie Mac?

Fannie Mae and Freddie Mac are government-sponsored enterprises that help stabilize the U.S. housing market. Read on to learn more about their importance.
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Jamie Johnson - Sep 9, 2024

APR: Defined And Explained

Annual percentage rate (APR) is the yearly interest rate borrowers pay on their loan. Keep reading to understand more about what APR is and how it works.

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Home Buying - 9-Minute Read

Melissa Brock - Aug 12, 2024

Closing Costs: An Overview Of What Are They And Who Pays Them

Closing costs make up 3% – 6% of the loan but add up quickly. Before you close on a home, learn about the fees involved and what buyers versus sellers will pay.

RHB Assets From IGX: A house in Boise, Idaho.

Home Buying - 5-Minute Read

Melissa Brock - Jul 21, 2024

How Much Mortgage Can I Qualify For? Affordability Calculator, FAQs And More

Ready to start your home buying journey? Read our guide to determine how much mortgage you qualify for and calculate the right home loan for your budget.

RHB Assets From IGX: A house exterior with fall foliage.

Home Buying - 4-Minute Read

Emma Tomsich - Jun 5, 2024

What Do Mortgage Lenders Look For?

Mortgage lenders consider many factors when deciding whether to approve or deny a loan application. Learn what these factors are to determine if you qualify.