38.83 Acres on COLDWATER MOUNTAIN - right off Cecile Drive in OXFORD. Pristine, private, wooded acreage adjoining a Nature Preserve and Coldwater Mountain Bike Trail. Located in the County & is a perfect location if you want to be OFF THE GRID or LIVE IN THE MOUNTAINS RIGHT OFF CECILE DRIVE IN OXFORD. Within close proximity to I20 & Hwy 78. Call now for appointment.
Directions: Hwy 78 onto Cecile Drive - follow Cecile around curve (to left) Right at 793 Cecile Drive. Left at Fork & go past creek. Park at shed on right/cedar tree on left, can be hiked or bring your 4WD ATV.
Price Information
Listing Price Info
Price Summary:
List Price: $147,500
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Oxford, AL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$804
Per Month
Principal & Interest
$737
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$509
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Coldwater Elementary School
530 Taylors Chapel Rd
Distance between this listing and this school1.20 miles
Public District Grades PK-4
9
/10
Oxford Elementary School
1401 Caffey Dr
Distance between this listing and this school3.38 miles
Public District Grades PK-4
8
/10
Munford Elementary School
365 Cedars Rd
Distance between this listing and this school4.47 miles
Public District Grades PK-5
Nearby Schools
6
/10
Oxford Middle School
1750 US Highway 78 W
Distance between this listing and this school2.94 miles
Public District Grades 7-8
8
/10
Ce Hanna School
1111 Watson Dr
Distance between this listing and this school2.99 miles
Public District Grades 5-6
6
/10
Munford Middle School
360 Cedars Rd
Distance between this listing and this school4.53 miles
Public District Grades 6-8
Nearby Schools
6
/10
Munford High School
300 Cedars Rd
Distance between this listing and this school4.51 miles
Public District Grades 9-12
6
/10
Wellborn High School
135 Pinson Rd
Distance between this listing and this school5.16 miles
Public District Grades 7-12
8
/10
Oxford High School
1 Yellow Jacket Dr
Distance between this listing and this school5.69 miles
The neighbors living near this home have an average income of $39,870. The most common annual income of people living in Oxford, AL is between $35k-100k. The majority of families are married, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Living In Oxford, AL
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
What type of housing is available in Oxford, AL?
Oxford's housing market offers a diverse array of options, with single-family homes being a significant portion of the market. The architectural styles vary, featuring traditional, ranch, and contemporary designs. The market is balanced with a mix of older homes that exude historic charm and newer constructions that cater to modern preferences. The homeownership rate in Oxford is robust, reflecting the community's investment in residential stability.
Is Oxford, AL a good place to live?
Oxford is celebrated for its small-town charm combined with the conveniences of a larger city. The community prides itself on a family-friendly atmosphere, with numerous parks and recreational areas that host local events and festivals throughout the year. These gatherings, such as the annual Freedom Festival, are a testament to the city's strong sense of community and cultural pride.
Are things conveniently located in Oxford, AL?
The city of Oxford provides a comprehensive array of services to its residents. The educational system includes several public schools, with options for elementary, middle, and high school education, as well as private school choices. Healthcare is accessible through local clinics and a regional medical center that offers a range of services from emergency care to specialized treatments. Retail and dining establishments reflect the local culture, offering both familiar chains and unique local businesses.
What does the transportation in Oxford, AL look like?
Transportation in Oxford includes a network of well-maintained roads and highways, such as Interstate 20, which facilitates travel and commuting to nearby cities. Public transportation options are available, providing residents with additional means to navigate the area. The city is also making strides to enhance walkability and bikeability, particularly in the downtown area, to promote a more pedestrian-friendly environment. Ride-sharing services are operational in Oxford, offering convenient alternatives to personal vehicle use.
Frequently Asked Questions About 0 Coldwater Mtn Unit 0
What is the listing price of this property?
The listing price of 0 Coldwater Mtn Unit 0 property is $147,500.
What type of property is this?
The property 0 Coldwater Mtn Unit 0 is land located in Oxford, Alabama, 36203.
Is this property for sale now?
Active Listing: 0 Coldwater Mtn Unit 0 is For Sale (Active/New) which means the seller is accepting offers.
How much acreage is this property?
The property 0 Coldwater Mtn Unit 0 is 38.83 acres.
Interested in 0 Coldwater Mtn Unit 0? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 0 Coldwater Mtn Unit 0 in Oxford, AL and zip code 36203. This home sits on a 38.83 acre lot. It has been listed on Rocket Homes since January 26, 2024 and is currently priced at $147,500.
In October 2024, from all listings sold in Oxford, AL there were more than 0 sold above asking price, over 6 sold below and more than 3 were sold right at the asked price. The number of listings in Oxford, AL increased by 46.2% between September 2024 and October 2024. In October 2024, listings were on the market for 80 days. During the same period, the median list price in this real estate market was $255,000.
From Rocket Homes Real Estate and based on county public records data.