Welcome to a truly exceptional lakefront oasis opportunity in Union Mills, NC, where 56.43 +/- unrestricted acres of pristine land await your vision. This remarkable property offers approximately 840 +/- feet of easy-access lake frontage, creating the perfect setting for your dream estate. A future waterfront homesite is cleared,providing a seamless transition for construction, while ensuring optimal views and privacy. For those with discerning taste, the land offers an enchanting mix of mature hardwoods and pines on a private lake, providing a natural canopy and a picturesque backdrop. Drive down the existing dirt/gravel road 2,500 ft +/- to your secluded waterfront property. Located halfway between Marion & Rutherfordton, NC. Easy access to I-40 & I-74. US 221 expansion almost complete making it an easy and faster drive south to I-74 to Forest City, Shelby, Saluda and SC. Call for private showing, you may not want to leave this property.
Property Details
Property Features
Listing Office:
Office Name: Allen Tate/Beverly-Hanks, Lake Lure
Office Email: dwain.ammons@allentate.com
Exterior Features
Exterior Information:
View: Other, Mountain(s), Water
Other
Directions Information:
Directions: Lat 35.502099, Long -81.993586, use US HWY 221 to Thermal City Road, Union Mills, NC. If needed contact listing agent for better directions.
Price Information
Listing Price Info
Price Summary:
List Price: $1,128,600
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Union Mills, NC.
This property is $793.6K more than the Median Sold Price in Union Mills, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4194751
Listing Office:
Office Name: Allen Tate/Beverly-Hanks, Lake Lure
Office Email: dwain.ammons@allentate.com
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$5,700
Per Month
Principal & Interest
$5,633
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$3,450
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Pinnacle Elementary School
1204 Painters Gap Rd
Distance between this listing and this school2.37 miles
Public District Grades PK-5
4
/10
Mt. Vernon-Ruth Elementary School
2785 Hudlow Rd
Distance between this listing and this school7.83 miles
Public District Grades PK-5
7
/10
Glenwood Elementary School
1545 Old US 221 S
Distance between this listing and this school7.94 miles
Public District Grades PK-5
Nearby Schools
4
/10
R-S Middle School
545 Charlotte Rd
Distance between this listing and this school9.77 miles
Public District Grades 6-8
7
/10
East Mcdowell Middle School
676 State St
Distance between this listing and this school12.96 miles
Public District Grades 6-8
3
/10
East Rutherford Middle School
259 E Church St
Distance between this listing and this school13.51 miles
Public District Grades 6-8
Nearby Schools
6
/10
R-S Central High School
641 Hwy 221 North
Distance between this listing and this school6.95 miles
Public District Grades 9-12
9
/10
McDowell Early College
54 College Dr
Distance between this listing and this school11.04 miles
Public District Grades 9-12
9
/10
McDowell Academy for Innovation
172 Lukin St
Distance between this listing and this school11.13 miles
The neighbors living near this home have an average income of $39,382. Most Union Mills, NC residents have annual incomes between $35k-100k. Typical family type is married, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 0 Thermal City Rd
What is the listing price of this property?
The listing price of 0 Thermal City Rd property is $1,128,600.
What type of property is this?
The property 0 Thermal City Rd is land located in Union Mills, North Carolina, 28167.
Is this property for sale now?
Active Listing: 0 Thermal City Rd is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 0 Thermal City Rd in Union Mills, NC and zip code 28167. It has been listed on Rocket Homes since October 27, 2024 and is currently priced at $1,128,600.
While more than 0 listings in Union Mills, NC in November 2024 were sold above asking price, there were more than 1 listings sold at asking price, and more than 3 were sold below. In November 2024 in Union Mills, NC there were 26.3% less homes for sale than in October 2024. Listings spent 63 days on the market in November 2024, and had a median list price of $335,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Listings courtesy of Canopy MLS as distributed by MLS GRID.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. 
NASCAR
NASCAR
Hunting
Pro Wrestling
Dollar General
Wal-Mart
Bass Pro Shops
Hardee's
Jimmy Johns
Applebees
GMC
Ram
Dodge
Classic Country
Oldies