Are you tired of searching for the perfect spot to build your dream home, only to be disappointed by steep terrains and inaccessible locations? This exceptional 1.04-acre parcel in The Summit at Shoal Creek offers everything you need to start building right away without the common headaches. Positioned just off the highway, this property boasts an ideal combination of level and gently rolling topography, providing a versatile foundation for your future residence. The lot's ready-to-go features, including a pre-installed septic system, driveway, and access to community water, mean you can focus on designing your home rather than dealing with utilities and groundwork. Connectivity won't be an issue with fiber optic technology available. Whether you're planning a weekend getaway or a permanent residence, this plot offers an unparalleled blend of accessibility and natural beauty.
Property Details
Property Features
Listing Office:
Office Name: Appalachian Land Company
Office Phone: (828) 837-9199
Lot Features
Lot Information:
Lot: Wooded
Lot Size: 1.04 Acres
Price Information
Listing Price Info
Price Summary:
List Price: $29,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Murphy, NC.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$212
Per Month
Principal & Interest
$145
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$153
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Copper Basin Elementary School
206 Cougar Dr
Distance between this listing and this school7.83 miles
Public District Grades PK-6
4
/10
West Fannin Elementary School
5060 Blue Ridge Dr
Distance between this listing and this school12.75 miles
Public District Grades KG-5
6
/10
Murphy Elementary School
315 Valley River Ave
Distance between this listing and this school13.84 miles
Public District Grades PK-5
Nearby Schools
7
/10
Hiwassee Dam Elementary & Middle School
337 Blue Eagle Cir
Distance between this listing and this school3.17 miles
Public District Grades PK-8
5
/10
Ranger Elementary & Middle School
101 Hardy Truett Rd
Distance between this listing and this school7.18 miles
Public District Grades PK-8
6
/10
Murphy Middle School
65 Middle School Dr
Distance between this listing and this school14.75 miles
Public District Grades 6-8
Nearby Schools
3
/10
Hiwassee Dam High School
267 Blue Eagle Cir
Distance between this listing and this school3.15 miles
Public District Grades 9-12
7
/10
Copper Basin High School
205 Cougar Dr
Distance between this listing and this school7.89 miles
Public District Grades 7-12
7
/10
Murphy High School
234 High School Cir
Distance between this listing and this school14.67 miles
The neighbors living near this home have an average income of $41,600. Residents of Murphy, NC typically earn less than $35k each year. Most families are married, no kids. The most common level of education of people living in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 0 Chimney Top Trl
What is the listing price of this property?
The listing price of 0 Chimney Top Trl property is $29,000.
What type of property is this?
The property 0 Chimney Top Trl is land located in Murphy, North Carolina, 28906.
Is this property for sale now?
Active Listing: 0 Chimney Top Trl is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 0 Chimney Top Trl in Murphy, NC and zip code 28906. This home sits on a 1.04 acre lot. It has been listed on Rocket Homes since July 24, 2024 and is currently priced at $29,000.
Over 1 listings were sold over their listed price in October 2024 in Murphy, NC. In the same period over 0 listings were sold below the listed price and 1 listings were sold for the listed price. In October 2024 in Murphy, NC there were 27.2% more homes for sale than in September 2024. While the average time on the market in October 2024 was 57 days, the median list price was $347,500.
From Rocket Homes Real Estate and based on county public records data.