Discover the perfect investment opportunity with this property featuring 4.62 +/- acres of unrestricted land. Ideally situated, this tract offers you the freedom to build your dream home or develop multi-housing units. Located within walking distance to popular industrial businesses and just minutes from the Big South Fork Scenic Railway, this prime location ensures both convenience and scenic appeal. Don't miss out on this rare chance to capitalize on versatile land in a highly desirable area!
Property Details
Property Features
Listing Office:
Office Name: Lake Cumberland Real Estate Professionals
Office Phone: (606) 677-0059
Lot Features
Lot Information:
Lot Size: 4.62 Acres
Other
Directions Information:
Directions: Hwy 27 to right on WIlburn K Ross Hwy. Left on Lower Shirt Factory rd and property is at the V
Price Information
Listing Price Info
Price Summary:
List Price: $99,900
What can I afford?
Understand what home price range makes sense for your budget.
MLS Details
MLS Information:
MLS Number: #24020094
Listing Office:
Office Name: Lake Cumberland Real Estate Professionals
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$566
Per Month
Principal & Interest
$499
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$366
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Pine Knot Elementary School
6519 S Highway 1651
Distance between this listing and this school2.08 miles
Public District Grades KG-5
3
/10
Whitley City Elementary School
2819 N Highway 27
Distance between this listing and this school5.31 miles
Public District Grades KG-5
4
/10
Oneida Elementary School
330 Claude Terry Dr
Distance between this listing and this school12.33 miles
Public District Grades PK-5
Nearby Schools
5
/10
McCreary County Middle School
180 Raider Way
Distance between this listing and this school1.41 miles
Public District Grades 6-8
5
/10
Winfield Elementary School
23366 Scott Hwy
Distance between this listing and this school10.04 miles
Public District Grades PK-8
5
/10
Oneida Middle School
376 N Main St
Distance between this listing and this school12.76 miles
Public District Grades 6-8
Nearby Schools
4
/10
McCreary Central High School
400 Raider Way
Distance between this listing and this school1.59 miles
Public District Grades 9-12
7
/10
Oneida High School
372 N Main St
Distance between this listing and this school12.80 miles
Public District Grades 9-12
4
/10
Williamsburg City School
1000 Main St
Distance between this listing and this school16.61 miles
The neighbors living near this home have an average income of $19,767. Most McCreary County, KY residents have annual incomes less than $35k. Most families are single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 00 Lower Shirt Factory Rd
What is the listing price of this property?
The listing price of 00 Lower Shirt Factory Rd property is $99,900.
What type of property is this?
The property 00 Lower Shirt Factory Rd is land located in Stearns, Kentucky, 42647.
Is this property for sale now?
Active Listing: 00 Lower Shirt Factory Rd is For Sale (Active/New) which means the seller is accepting offers.
How much acreage is this property?
The property 00 Lower Shirt Factory Rd is 4.62 acres.
Interested in 00 Lower Shirt Factory Rd? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 00 Lower Shirt Factory Rd in Stearns, KY and zip code 42647. This home sits on a 4.62 acre lot. It has been listed on Rocket Homes since September 21, 2024 and is currently priced at $99,900.
McCreary County, KY housing market in November 2024 saw over 0 listings sold above listed price, more than 1 sold at listed price and over 1 sold below. Between October 2024 and November 2024, McCreary County, KY real estate market has seen decrease in the number of listings by 6.1%. While the average time on the market in November 2024 was 32 days, the median list price was $151,200.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Lexington-Bluegrass Association of Realtors Multiple Listing Service. Real estate listings held by IDX Brokerage firms other than this broker, are marked with the IDX logo or the IDX thumbnail logo and detailed information about them includes the name of the listing IDX Brokers. Information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Listing(s) information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2024 LBAR Multiple Listing Service. All rights reserved.
Monster Trucks
Monster Trucks
NASCAR
Hunting
Wal-Mart
Dollar General
Academy Sports & Outdoors
Hardee's
Jimmy Johns
Applebees
Chevrolet
GMC
Ram
Country
New Country