Located just 1 mile north of Hwy 20, this lakefront property is an impressive 4.5 acres. Property has 470' of road frontage and is totally wooded. Let your mind wander, designing a whole new life north of the beaches. Clear as much or as little as you want for your new private getaway or permanent home.
Property Details
Property Features
Listing Office:
Office Name: AMERICAN REALTY of Bay Co, Inc
Exterior Features
Exterior Information:
Waterfront: Lake Front, Natural Shoreline, Waterfront
View: Lake
Lot Features
Lot Information:
Lot: Irregular Lot, Wooded, Waterfront
Lot Size: 4.50 Acres
Other
Directions Information:
Directions: North on Hwy 77. Go 1 mile past Hwy 20 and look for River Lake Dr on the right. Property is 2nd lot in, on the left. You can use neighbor's home at 3006 River Lake Dr for GPS.
Price Information
Listing Price Info
Price Summary:
List Price: $159,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Chipley, FL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$861
Per Month
Principal & Interest
$794
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$543
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Southport Elementary School
1835 Bridge St
Distance between this listing and this school10.61 miles
Public District Grades PK-5
6
/10
Vernon Elementary School
3665 Roche Ave
Distance between this listing and this school13.06 miles
Public District Grades PK-5
4
/10
Lynn Haven Elementary School
301 W 9th St
Distance between this listing and this school13.48 miles
Public District Grades PK-5
Nearby Schools
3
/10
Vernon Middle School
3190 Moss Hill Rd
Distance between this listing and this school11.77 miles
Public District Grades 6-8
4
/10
Mowat Middle School
1903 W Highway 390
Distance between this listing and this school14.58 miles
Public District Grades 6-8
8
/10
North Bay Haven Charter Academy Middle School
1 Buccaneer Dr
Distance between this listing and this school14.88 miles
Public Charter Grades 6-8
Nearby Schools
6
/10
Deane Bozeman School
13410 Highway 77
Distance between this listing and this school3.04 miles
Public District Grades PK-12
4
/10
Vernon High School
3232 Moss Hill Rd
Distance between this listing and this school11.77 miles
Public District Grades 9-12
9
/10
North Bay Haven Career Academy
1 Buccaneer Dr
Distance between this listing and this school14.88 miles
The neighbors living near this home have an average income of $55,720. Residents of Chipley, FL typically earn between $35k-100k each year. The most common type of family is married, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 00 River Lake Dr
What is the listing price of this property?
The listing price of 00 River Lake Dr property is $159,000.
What type of property is this?
The property 00 River Lake Dr is land located in Chipley, Florida, 32428.
Is this property for sale now?
Active Listing: 00 River Lake Dr is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 00 River Lake Dr in Chipley, FL and zip code 32428. This home sits on a 4.50 acre lot. It has been listed on Rocket Homes since May 04, 2024 and is currently priced at $159,000.
Chipley, FL housing market in October 2024 saw over 1 listings sold above listed price, more than 4 sold at listed price and over 5 sold below. In October 2024 in Chipley, FL there were 7.1% less homes for sale than in September 2024. In October 2024, listings were on the market for 98 days. During the same period, the median list price in this real estate market was $239,990.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Hunting
Hunting
NASCAR
Pro Wrestling
Academy Sports & Outdoors
Wal-Mart
Dollar General
Jimmy Johns
Hardee's
Applebees
Chevrolet
Ram
GMC
New Country
Classic Country