One of a kind - 5th Floor Penthouse in the Sterling Bank building. Enjoy incomparable views of the Fox River, and downtown St. Charles. This is a rare offering - never to be duplicated. Elevator service (2) brings you to this newly constructed (2024) masterpiece. Built for entertaining: 5,000 sq. ft with 10' ceilings & exquisite detail constructed McNally Construction Mgmt (an Avondale Custom Homes company). Uncompromising details - from the floating geometric designed ceiling, to the large format Porcelain tile flooring, no detail was missed. The Gourmet Kitchen features commercial grade appliances (Bluestar Platinum Series 60" range, Wolf, Sub-Zero) and is the centerpiece for intimate meals to full scale events. The Great Room features floor-to-ceiling full radius wall of windows with stunning views of the Fox River & downtown St. Charles. Gracious bedrooms (all en suite) with a 4th Bedroom/Study. The owner invested 800K (approx.) to create the private Roof Deck - complete with louvered Pergola, outdoor kitchen/grill station, and extended turf area (pet friendly). The Primary Suite is truly a retreat: doorless shower with programmable, multi-head shower spray system & Dressing Room with custom built-in closet system. Enhanced entertaining & lifestyle conveniences with the Savant Home Automation system (media/AV, lighting, shading system, and security). TOO MUCH TO LIST! 70+ Page eBrochure.
Property Details
Property Features
Property Information:
Year Built: 2024
Stories: 1
Living Area: 5,000 SqFt
Listing Office:
Office Name: eXp Realty, LLC - St. Charles
Office Phone: (888) 574-9405
Listing Agent: Jay Rodgers
Interior Features
Interior Information:
Appliances: Double Oven, Range, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Wine Cooler, Range Hood
Basement: No
Interior: Elevator, First Floor Laundry, Walk-In Closet(s), Ceiling - 10 Foot, Open Floorplan, Special Millwork, Lobby, Pantry
Fireplace: Gas Log
Bedroom and Bathroom Information:
Full Bathrooms: 5
Total Bedroom Count: 4
Exterior Features
Exterior Information:
Exterior: Balcony, Deck, Roof Deck
Parking Information:
Garage Space: 2 spaces
Attached Garage: Yes
Lot Features
Lot Information:
Lot: Sidewalk
Utilities
Utilities Information:
Heating: Natural Gas, Forced Air, Zoned
Cooling: Central Air
Other
Directions Information:
Directions: Illinois Street - west side of river
Price Information
Listing Price Info
Price Summary:
List Price: $3,935,000
Price Per SqFt: $787/SqFt
HOA Fees:
Amount: $525
Frequency: Monthly
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Saint Charles, IL.
This property is $3.5M more than the Median Sold Price and $569/SqFt more than other homes in Saint Charles, IL.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: MRED
MLS Number: #12061116
Listing Office:
Office Name: eXp Realty, LLC - St. Charles
Office Phone: (888) 574-9405
Listing Agent: Jay Rodgers
Listings courtesy of Midwest Real Estate Data as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than the broker/agent who owns the website are marked with the MRED Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (the MRED logo) and detailed information about them includes the names of the listing brokers.
All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time.
Some properties which appear for sale on this website may subsequently have sold and may no longer be available. Information Deemed Reliable but Not Guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.
DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@theMLSGRID.co
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$20.2K
Per Month
Principal & Interest
$19.6K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$525
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$11.8K
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Lincoln Elementary School
211 S 6th Ave
Distance between this listing and this school0.33 miles
Public District Grades PK-5
7
/10
Richmond Elementary School
300 S 12th St
Distance between this listing and this school0.79 miles
Public District Grades KG-5
6
/10
Munhall Elementary School
1400 S 13th Ave
Distance between this listing and this school1.10 miles
Public District Grades KG-5
Nearby Schools
8
/10
Thompson Middle School
705 W Main St
Distance between this listing and this school0.49 miles
Public District Grades 6-8
8
/10
Wredling Middle School
1200 Dunham Rd
Distance between this listing and this school2.24 miles
Public District Grades 6-8
5
/10
Geneva Middle School North
1357 Viking Dr
Distance between this listing and this school3.46 miles
Public District Grades 6-8
Nearby Schools
8
/10
Geneva Community High School
416 McKinley Ave
Distance between this listing and this school1.30 miles
Public District Grades 9-12
8
/10
St. Charles East High School
1020 Dunham Rd
Distance between this listing and this school1.98 miles
Public District Grades 9-12
8
/10
St. Charles North High School
255 Red Gate Rd
Distance between this listing and this school2.58 miles
The neighbors living near this home have an average income of $68,908. The most common annual income of people living in Saint Charles, IL is between $35k-100k. Most families are single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 10 Illinois St Unit 5A
What is the listing price of this property?
The listing price of 10 Illinois St Unit 5A property is $3,935,000.
What type of property is this?
The property 10 Illinois St Unit 5A is a condo located in Saint Charles, Illinois, 60174.
Is this property for sale now?
Active Listing: 10 Illinois St Unit 5A is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 10 Illinois St Unit 5A has 4 bedrooms and 5 bathrooms.
What is the square footage of this property?
The property 10 Illinois St Unit 5A is 5,000 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 10 Illinois St Unit 5A is 2024.
Interested in 10 Illinois St Unit 5A? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 10 Illinois St Unit 5A in Saint Charles, IL and zip code 60174. This 5,000 square foot home was built in 2024. Features: 4 bedrooms, 5 bathrooms. It has been listed on Rocket Homes since August 02, 2024 and is currently priced at $3,935,000.
In November 2024 more than 13 listings in Saint Charles, IL were sold above the asking price. During the same period more than 5 listings were sold at asking price, while more than 15 were sold below. In November 2024 in Saint Charles, IL there were 11.5% less homes for sale than in October 2024. In November 2024 median list price was $409,990 and the average listing age was 15 days.
From Rocket Homes Real Estate and based on county public records data.
Listings courtesy of Midwest Real Estate Data as distributed by MLS GRID.
Copyright © 2024 Midwest Real Estate Data LLC (MRED). All rights reserved. 
Continuing Education Courses
Continuing Education Courses
Symphony or Opera
Figure Skating
Express/Express For Men
Chico's
Banana Republic
Qdoba
Boston Market
Bob Evans
Volkswagen
Volvo
Oldsmobile
Urban Contemporary
Talk/Personality
News