Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$107
Per Month
Principal & Interest
$40
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$90
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
1
/10
Franklin Grove Elementary School
2440 N Summit Ave
Distance between this listing and this school2.15 miles
Public District Grades KG-6
2
/10
South Shores Elementary School
2500 S Franklin Street Rd
Distance between this listing and this school2.27 miles
Public District Grades KG-6
1
/10
Parsons Elementary School
3591 N MacArthur Rd
Distance between this listing and this school3.19 miles
Public District Grades KG-6
Nearby Schools
1
/10
Dennis Lab School
1499 W Main St
Distance between this listing and this school0.63 miles
Public District Grades KG-8
4
/10
Johns Hill Magnet School
1025 E Johns Ave
Distance between this listing and this school1.43 miles
Public Magnet Grades KG-8
1
/10
Hope Academy
955 N Illinois St
Distance between this listing and this school1.60 miles
Public District Grades KG-8
Nearby Schools
1
/10
MacArthur High School
1499 W Grand Ave
Distance between this listing and this school1.04 miles
Public District Grades 9-12
1
/10
Eisenhower High School
1200 S 16th St
Distance between this listing and this school2.02 miles
Public District Grades 9-12
7
/10
Mt Zion High School
305 S Henderson St
Distance between this listing and this school7.03 miles
The neighbors living near this home have an average income of $30,185. Most Decatur, IL residents have annual incomes less than $35k. The most common type of family is single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1004 W Wood St
What is the listing price of this property?
The listing price of 1004 W Wood St property is $7,900.
What type of property is this?
The property 1004 W Wood St is land located in Decatur, Illinois, 62522.
Is this property for sale now?
Active Listing: 1004 W Wood St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $903 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 1004 W Wood St in Decatur, IL and zip code 62522. This home sits on a 0.26 acre lot. It has been listed on Rocket Homes since November 21, 2024 and is currently priced at $7,900.
In December 2024, from all listings sold in Decatur, IL there were more than 11 sold above asking price, over 41 sold below and more than 14 were sold right at the asked price. In December 2024 in Decatur, IL there were 17.9% less homes for sale than in November 2024. In December 2024, listings were on the market for 36 days. During the same period, the median list price in this real estate market was $124,656.
From Rocket Homes Real Estate and based on county public records data.
UFC
UFC
Pro Wrestling
NBA/WNBA
Family Dollar
Burlington
Express/Express For Men
Burger King
Cicis Pizza
Starbucks
Buick
Pontiac
Cadillac
Urban Contemporary
Jazz
Rhythmic Contemporary Hits