101 Hays Crk, Silver Bay, MN, 55614

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

101 Hays Crk, Silver Bay$159,000

Buyer Closing Credits

$1,888^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

ParkingAttached

Attached Garage1 space

Year Built1956

HeatingSteam

MLS #6112492

Lot Size0.21 Acres

StatusActive
(ACTIVE)

About 101 Hays Crk

Say hello to life on Hays by making 101 your very own! This adorable 3 bedroom 2 bath home has been in the same family for 36 years, and ready to start again! Some of the features that set this one apart are the beautiful hardwood floors upstairs, the handicap accessible tub in the main floor bath, the double closets in the largest bedroom, and the attached garage! The downstairs features a large mechanics and work room, laundry & storage space, updated 3/4 bath, the start of a great space with a closet, and a blank slate for you to choose what it will be! Spend this summer, and many more to come, relaxing in your backyard or hiking the nearby trails; just be ready for football season, we hear there are some Lions & Bears fans nearby!

View More

Property Details

Property Features

Property Information:

• Architectural Style: Bungalow
• Year Built: 1956
• Stories: 1
• Living Area: 1,250 SqFt

Listing Office:

• Office Name: Coldwell Banker Realty - Duluth
• Listing Agent: Katie Melander

Interior Features

Interior Information:

• Appliances: Dryer, Range, Refrigerator, Washer
• Interior: Hardwood Floors, Natural Woodwork, Patio Door

Bedroom and Bathroom Information:

• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Deck

Parking Information:

• Garage Space: 1 space
• Attached Garage: Yes
• Parking: Attached

Lot Features

Lot Information:

• Lot Size: 0.21 Acres

Utilities

Utilities Information:

• Heating: Steam

School Info

Assigned Schools Information:

• Kelley Secondary School, Public District Grades 7-12
• William Kelley Elementary School, Public District Grades PK-6

Other

Directions Information:

• Directions: Outer Drive to Horn Blvd, Left on Hays Circle, home is on the Right.

Price Information

Listing Price Info

Price Summary:

• List Price: $159,000
• Price Per SqFt: $127/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Silver Bay, MN.

Silver Bay, MN

City

Med. Sold Price

$161.9K

Med. Price/SqFt

$185

Avg. Days On Market

45

# of Sold Homes

4

101 Hays Crk vs Silver Bay

245 DAYS ON ROCKET

+200 Days

$159,000

-$2.9K Less

$127/SqFt

-$58 Less

KEY TAKEAWAY

This property is $2.9K less than the Median Sold Price and $58/SqFt less than other homes in Silver Bay, MN.

Based on homes sold in October 2024

MLS Details

MLS Information:

• MLS Number: #6112492

Listing Office:

• Office Name: Coldwell Banker Realty - Duluth
• Listing Agent: Katie Melander

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Information is supplied by seller and other third parties and has not been verified. ©2024 Lake Superior Area REALTORS® MLS - All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/5/2024, 6:20:49 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$861

Per Month

Principal & Interest

$794

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$543

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Minnesota›Lake County›Silver Bay›55614›101 Hays Crk

This home is located at 101 Hays Crk in Silver Bay, MN and zip code 55614. This 1,250 square foot home, which was built in 1956, sits on a 0.21 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since March 04, 2024 and is currently priced at $159,000.

In October 2024 more than 0 listings in Silver Bay, MN were sold above the asking price. During the same period more than 1 listings were sold at asking price, while more than 3 were sold below. Between September 2024 and October 2024, Silver Bay, MN real estate market has seen increase in the number of listings by 3%. The median list price of listings available in October 2024 was $161,950, while the average time on the real estate market was 45 days.

From Rocket Homes Real Estate and based on county public records data.