Great opportunity to own a nice 1.14-acre lot in a developing area just south of the town of Palatka off SR 19. No HOA's, MH allowed, Zoned Agricultural, and just minutes from town. Looking to purchase your dream property in Florida, look no further. This lot is listed below market value! Buying Land in Florida is a solid investment for your future, build your dream home, vacation home, rental investment or let the land build value as a great long-term investment to resell for a future profit.
Directions: Turn right onto FL-44 Turn left onto County Road 439 Turn left onto County Road 42 Turn right onto FL-19 Turn right onto Pinner Ln Turn left onto Niagra Ave
Price Information
Listing Price Info
Price Summary:
List Price: $11,000
Tax Information:
Annual Amount: $23
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Palatka, FL.
This property is $204K less than the Median Sold Price in Palatka, FL.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #RX-11009891
Listing Office:
Office Name: American Realty of PSL LLC
Office Phone: (772) 905-8694
Listing Agent: Daniel Castaneda
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. Copyright 2024 BeachesMLS, Inc.
This information is not verified for authenticity or accuracy and is not guaranteed. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/17/2024, 7:20:49 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$23
$2,400
2018
$22
$720
2017
$23
$2,400
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$122
Per Month
Principal & Interest
$55
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$99
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Moseley Elementary School
1100 Husson Ave
Distance between this listing and this school0.95 miles
Public District Grades PK-5
5
/10
James A. Long Elementary School
1400 Old Jacksonville Rd
Distance between this listing and this school2.81 miles
Public District Grades PK-5
5
/10
Kelly Smith Elementary School
141 Kelley Smith School Rd
Distance between this listing and this school2.99 miles
Public District Grades PK-5
Nearby Schools
3
/10
Putnam Academy of Arts and Sciences
310 S Palm Ave
Distance between this listing and this school1.47 miles
Public Charter Grades 6-8
4
/10
Gamble Rogers Middle School
6250 US Highway 1 S
Distance between this listing and this school23.22 miles
Public District Grades 6-8
8
/10
Pacetti Bay Middle School
245 Meadowlark Ln
Distance between this listing and this school24.04 miles
Public District Grades 6-8
Nearby Schools
2
/10
Palatka High School
302 Mellon Rd
Distance between this listing and this school1.57 miles
Public District Grades 9-12
2
/10
Putnam Edge High School
200 S 7th St
Distance between this listing and this school1.97 miles
Public Charter Grades 9-12
5
/10
Putnam Virtual Franchise
200 Reid St
Distance between this listing and this school2.34 miles
The neighbors living near this home have an average income of $68,012. Most Palatka, FL residents have annual incomes between $35k-100k. Most families are single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 102 Congo St
What is the listing price of this property?
The listing price of 102 Congo St property is $11,000.
What type of property is this?
The property 102 Congo St is land located in Palatka, Florida, 32177.
Is this property for sale now?
Active Listing: 102 Congo St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $23 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 102 Congo St in Palatka, FL and zip code 32177. This home sits on a 1.14 acre lot. It has been listed on Rocket Homes since August 05, 2024 and is currently priced at $11,000.
In October 2024, from all listings sold in Palatka, FL there were more than 2 sold above asking price, over 6 sold below and more than 1 were sold right at the asked price. In October 2024 in Palatka, FL there were 2.8% more homes for sale than in September 2024. In October 2024, listings were on the market for 38 days. During the same period, the median list price in this real estate market was $215,000.
From Rocket Homes Real Estate and based on county public records data.
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. Copyright 2024 BeachesMLS, Inc. 
Figure Skating
Figure Skating
Extreme Sports
Pro Wrestling
Kmart
Academy Sports & Outdoors
Wal-Mart
Bob Evans
Little Caesars
Sonic
Buick
Chevrolet
Oldsmobile
Oldies
Country