ParkingGarage Door Opener, Garage Faces Front, Private, Independent, On Site
Garage1 space
Year Built1921
HeatingRadiant
CoolingNone
ViewBay, Bridge(s), City
MLS #424067430
StatusActive
About 1020 Union St Unit 12
Welcome to Union Terrace! Once through the gates of this pre-war co-op building perched near the top of Russian Hill, visitors are treated to a tranquil garden courtyard that removes any sense of the outside city. Unit 12 is a fully renovated masterpiece boasting incredible attention to detail throughout. 3 BEDS, 2.5 BATHS and beautiful VIEW DECK are on the main level. The unit also features an additional BONUS ROOM (bedroom, gym or office) and BATHROOM downstairs. A private 1 CAR GARAGE is located on Union St. No expense was spared in the remodel of this amazing unit. Completed in 2016 by Ryan Construction, the project was undertaken in collaboration with San Francisco Designer, Kendall Wilkinson, and Architect, Ken Linsteadt. Some of the design details include artisan Venetian plaster walls throughout, Lutron lighting, recessed electric shades, leveled French Oak hardwood floors, dedicated in-unit heating system as well as all new windows. PANORAMIC VIEWS include the east side of Russian Hill and Alcatraz across North Beach to Telegraph Hill, Coit Tower and the Bay Bridge.This stunning home is truly a unique offering in one of the worlds great cities.
Property Details
Property Features
Property Information:
Year Built: 1921
Stories: 0
Living Area: 2,707 SqFt
Listing Office:
Office Name: Compass
Office Phone: (415) 660-9955
Listing Agent: John L Townsend
Interior Features
Interior Information:
Appliances: Gas Oven, Range Hood, Washer/Dryer Stacked
Flooring Type: Wood
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 3
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Private Pool: No
View: Bay, Bridge(s), City
Parking Information:
Garage Space: 1 space
Parking: Garage Door Opener, Garage Faces Front, Private, Independent, On Site
Utilities
Utilities Information:
Heating: Radiant
Cooling: None
Price Information
Listing Price Info
Price Summary:
List Price: $3,295,000
Price Per SqFt: $1,217/SqFt
HOA Fees:
Amount: $1999
Frequency: Monthly
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in San Francisco, CA.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$18.5K
Per Month
Principal & Interest
$16.4K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$1,999
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$9,945
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Yick Wo Elementary School
2245 Jones St
Distance between this listing and this school0.13 miles
Public District Grades KG-5
7
/10
Jean Parker Elementary School
840 Broadway
Distance between this listing and this school0.33 miles
Public District Grades KG-5
5
/10
Spring Valley Elementary School
1451 Jackson St
Distance between this listing and this school0.45 miles
Public District Grades KG-5
Nearby Schools
5
/10
Francisco Middle School
2190 Powell St
Distance between this listing and this school0.41 miles
Public District Grades 6-8
6
/10
Marina Middle School
3500 Fillmore St
Distance between this listing and this school1.09 miles
Public District Grades 6-8
8
/10
Lilienthal (Claire) Elementary School
3630 Divisadero St
Distance between this listing and this school1.49 miles
Public District Grades KG-8
Nearby Schools
8
/10
Galileo Academy of Science & Technology High School
1150 Francisco St
Distance between this listing and this school0.48 miles
Public District Grades 9-12
2
/10
San Francisco County Civic Center Secondary School
727 Golden Gate Ave
Distance between this listing and this school1.40 miles
Public District Grades 6-12
8
/10
Gateway High School
1430 Scott St
Distance between this listing and this school1.65 miles
The neighbors living near this home have an average income of $118,019. The majority of San Francisco, CA residents have income between $100k-200k annually. The most common type of family is single, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1020 Union St Unit 12
What is the listing price of this property?
The listing price of 1020 Union St Unit 12 property is $3,295,000.
What type of property is this?
The property 1020 Union St Unit 12 is a condo located in San Francisco, California, 94133.
Is this property for sale now?
Active Listing: 1020 Union St Unit 12 is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 1020 Union St Unit 12 has 3 bedrooms and 3 full and 1 half bathrooms.
What is the square footage of this property?
The property 1020 Union St Unit 12 is 2,707 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1020 Union St Unit 12 is 1921.
Interested in 1020 Union St Unit 12? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 1020 Union St Unit 12 in San Francisco, CA and zip code 94133 in the Northeast neighborhood. This 2,707 square foot home was built in 1921. Features: 3 bedrooms, 4 bathrooms. It has been listed on Rocket Homes since March 13, 2024 and is currently priced at $3,295,000.
In November 2024, from all listings sold in San Francisco, CA there were more than 208 sold above asking price, over 151 sold below and more than 41 were sold right at the asked price. The inventory of homes for sale in San Francisco, CA between October 2024 and November 2024 decreased by 16.1%. In November 2024, listings were on the market for 46 days. During the same period, the median list price in this real estate market was $1,412,216.
From Rocket Homes Real Estate and based on county public records data.
Listings on this page identified as belonging to another listing firm are based upon data obtained from the SFAR MLS, which data is copyrighted by the San Francisco Association of REALTORS©, but is not warranted. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing Broker has attempted to offer accurate data, but buyers are advised to confirm all data provided. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. 
Art Museums
Art Museums
Live Theatre
Music Concerts
Bloomingdales
H&M
Banana Republic
Starbucks
Boston Market
Chipotle
Audi
Mercedes
Volkswagen
News
Rhythmic Contemporary Hits