This distinguished estate, erected in 1904, proudly stands as the revered historic landmark known as Building 11, 'The Smithery' within the esteemed confines of the Truman Annex—an exclusive gated community formerly part of the United States Naval Station, Key West. This exceptional offering epitomizes expert restoration, boasting lofty ceilings, majestic 22' brick exterior walls, and imposing wooden beams that seamlessly marry historic allure with contemporary finesse upon an expansive, idyllic plot. A quintet of majestic arched French doors adorns the façade, beckoning vistas of the verdant tropical surroundings. The ground level unfolds with sweeping travertine floors adorned with artisanal fixtures, housing a gracious great room with a bespoke bar, a gourmet kitchen, an elegant dining area, and additional living space. Nestled on this level, a guest suite seamlessly extends to the inviting poolside retreat, graced with a cascading waterfall and tranquil stone deck. Ascending to the upper level reveals an enchanting realm, where the primary and guest suites are interconnected by a captivating gallery bridge, each enveloped in luxurious amenities and adorned with custom built-ins, sumptuous hardwood flooring, and exquisite lighting fixtures. Lavish bathrooms, featuring opulent upgrades, adorn both wings, ensuring unparalleled comfort and refinement. Exquisitely maintained, this abode has garnered the admiration of a select few, its architectural brilliance cherished by those fortunate enough to experience its splendor. The expansive carport, a newly fashioned storage enclave echoing the original architectural charm—further enhances the allure of this hidden treasure. Nestled amidst illustrious neighbors, including 'Truman's Little White House', this jewel epitomizes one of the most coveted addresses within the Florida Keys, offering a lifestyle of unrivaled sophistication and allure.
Directions: On Whitehead St Pass by Centennial Bank. Continue on Southard St. Take Emma St to Front St. Turn left onto Southard St. Turn right onto Emma St. Continue onto Front St. The destination will be on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $6,500,000
Price Per SqFt: $1,487/SqFt
HOA Fees:
Amount: $7325
Frequency: Quarterly
Tax Information:
Annual Amount: $30,236
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Key West, FL.
This property is $5.2M more than the Median List Price and $341/SqFt more than other homes in Key West, FL.
Based on homes listed in the last 12 months
MLS Details
MLS Information:
MLS Name: MFRMLS
MLS Number: #NS1080891
Listing Office:
Office Name: HAVEN WATERFRONT REAL ESTATE
Listing Agent: Loretta Burn
Listings courtesy of Stellar MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Copyright 2024 My Florida Regional Multiple Listing Service DBA Stellar MLS. The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS system. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Properties displayed may be listed or sold by various participants in the MLS. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 12/17/2024, 10:49:50 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$30,236
$3,413,546
2018
$30,662
$3,357,602
2017
$30,467
$3,336,822
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$34.9K
Per Month
Principal & Interest
$32.4K
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$2,441
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$19.5K
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Poinciana Elementary School
1407 Kennedy Dr
Distance between this listing and this school2.63 miles
Public District Grades PK-5
4
/10
Gerald Adams Elementary School
5855 College Rd
Distance between this listing and this school4.23 miles
Public District Grades PK-5
5
/10
Big Pine Academy
30220 Overseas Hwy
Distance between this listing and this school29.12 miles
Public Charter Grades PK-5
Nearby Schools
3
/10
Horace O'Bryant School
1105 Leon St
Distance between this listing and this school1.26 miles
Public District Grades PK-8
8
/10
Sigsbee Charter School
939 Felton Rd
Distance between this listing and this school2.64 miles
Public Charter Grades KG-8
6
/10
Sugarloaf School
255 Crane Blvd
Distance between this listing and this school18.82 miles
Public District Grades PK-8
Nearby Schools
2
/10
Monroe Virtual Instruction Program
241 Trumbo Rd
Distance between this listing and this school0.80 miles
Public District Grades KG-12
4
/10
Somerset Island Preparatory
1908 Flagler Ave
Distance between this listing and this school1.73 miles
Public Charter Grades 9-12
5
/10
Key West High School
2100 Flagler Ave
Distance between this listing and this school1.89 miles
The neighbors living near this home have an average income of $78,547. Typical income of Key West, FL residents is between $35k-100k annually. Typical family type is single, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 103 Front St
What is the listing price of this property?
The listing price of 103 Front St property is $6,500,000.
What type of property is this?
The property 103 Front St is a house located in Key West, Florida, 33040.
Is this property for sale now?
Active Listing: 103 Front St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $30,236 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 103 Front St has 3 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 103 Front St is 4,370 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 103 Front St is 1904.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 103 Front St in Key West, FL and zip code 33040. This 4,370 square foot home, which was built in 1904, sits on a 0.20 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since March 19, 2024 and is currently priced at $6,500,000.
The number of listings in Key West, FL increased by 5.9% between October 2024 and November 2024. Listings spent 294 days on the market in November 2024, and had a median list price of $1,224,500 during the same period.
From Rocket Homes Real Estate and based on county public records data.