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103 Island Cove Ct, Panama City Beach, FL, 32413

$760,000

Home List Price

$9,025*

Closing Credit

4 Bedrooms
3 Full Baths
2,203 SqFt
$345/SqFt
House

Location

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103 Island Cove Ct, Panama City Beach$760,000

Buyer Closing Credits

$9,025*

1.25% Loan Amount

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Property Highlights

Home TypeSingle Family Residence
ParkingDriveway
Year Built2004
HeatingElectric
CoolingCentral Air, Electric
MLS #766707
StatusActive

About 103 Island Cove Ct

Beautifully decorated in high-end coastal decor, this home is being sold fully furnished and turn-key! Situated in one of Panama City Beach's best-kept secrets in the small and luxurious community of Sea Town. See this beautiful 4-bedroom 3-bathroom home, with a bonus room(!), in a Caribbean-influenced neighborhood where short-term rentals are allowed. Sea Town is a private subdivision comprised of 15 homesites, a community pool, and is located less than 1000 feet from the #66 beach access, 1.5 miles from Pier Park, and 20 minutes from the Northwest Florida Beaches International Airport (ECP). This luxurious home boasts 10 ft ceilings throughout, custom cabinets in thekitchen and bathrooms, granite countertops, tile backsplash, and stainless appliances. The primary bathroom comes complete with separate vanities, a spacious shower, large tub, and a walk-in closet. Tremendous investment potential, or live there and enjoy all the beach and this neighborhood has to offer! Schedule a viewing today!

Property Details

Property Features

Property Information:

  • Architectural Style: Coastal
  • Year Built: 2004
  • Living Area: 2,203 SqFt

Listing Office:

  • Office Name: Beachy Beach Real Estate

Interior Features

Interior Information:

  • Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Disposal, Ice Maker, Microwave, Refrigerator, Washer
  • Interior: High Ceilings, Kitchen Island, Pantry

Bedroom and Bathroom Information:

  • Full Bathrooms: 3
  • Total Bedroom Count: 4

Exterior Features

Exterior Information:

  • Exterior: Balcony, Storm/Security Shutters

Parking Information:

  • Parking: Driveway

Lot Features

Lot Information:

  • Lot: Cul-De-Sac

Utilities

Utilities Information:

  • Heating: Electric
  • Cooling: Central Air, Electric

Other

Directions Information:

  • Directions: West of Hwy 79 and Front Beach Rd. intersection, travel approximately a mile on Front Beach then right into ''Lakes at Summer Breeze'' just past McGuire's Restaurant. Sea Town is the first street to the right and the house is the first house on the right.

Price Information

Listing Price Info

Price Summary:

  • List Price: $760,000
  • Price Per SqFt: $345/SqFt

HOA Fees:

  • Amount: $1400
  • Frequency: Annually

Tax Information:

  • Annual Amount: $3,991
  • Tax Year: 2020
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Housing Market Comparison

See how this home compares to others in Panama City Beach, FL.

Med. Sold Price

$450.5K

Med. Price/SqFt

$316

Avg. Days On Market

129

# of Sold Homes

125

103 Island Cove Ct vs Panama City Beach

4 DAYS ON ROCKET

-125 Days

$760,000

+$309.4K More

$345/SqFt

+$29 More

KEY TAKEAWAY

This property is $309.4K more than the Median Sold Price and $29/SqFt more than other homes in Panama City Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: BCAR
  • MLS Number: #766707

Listing Office:

  • Office Name: Beachy Beach Real Estate

IDX The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2025 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/7/2025, 11:20:59 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Jun 08, 2018Home Sold
$425,000
Jul 23, 2003Home Sold
$50,000
Jul 23, 2003Home Sold
$50,000

Tax History

YEARPROP. TAXASSESSMENT
2020$3,991$371,000
2018$2,923$236,357
2017$2,594$223,980

History based on county public records data.

Payment Calculator

$3,977

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$2,345

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-973534
5
/10
  • Hutchison Beach Elementary School

  • 12900 Hutchison Blvd

  • 4.00 miles

  • Public District Grades KG-5

school-card-donut-973535
7
/10
  • West Bay Elementary School

  • 14813 School Dr

  • 4.78 miles

  • Public District Grades KG-5

school-card-donut-973536
7
/10
  • Patronis Elementary School

  • 7400 Patronis Dr

  • 8.80 miles

  • Public District Grades KG-5

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $64,638. The most common annual income of people living in Panama City Beach, FL is between $35k-100k. Typical family type is single, no kids. Most residents in this area have high school diploma education.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 103 Island Cove Ct

What is the listing price of this property?

The listing price of 103 Island Cove Ct property is $760,000.

What type of property is this?

The property 103 Island Cove Ct is a house located in Panama City Beach, Florida, 32413.

Is this property for sale now?

Active Listing: 103 Island Cove Ct is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $3,991 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on June 8, 2018 for $425,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 103 Island Cove Ct has 4 bedrooms and 3 bathrooms.

What is the square footage of this property?

The property 103 Island Cove Ct is 2,203 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 103 Island Cove Ct is 2004.

Rocket HomesFloridaBay CountyPanama City Beach32413103 Island Cove Ct

This home is located at 103 Island Cove Ct in Panama City Beach, FL and zip code 32413 in the Summer Breeze Phase IV neighborhood. This 2,203 square foot home was built in 2004. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since January 04, 2025 and is currently priced at $760,000.

Over 6 listings were sold over their listed price in December 2024 in Panama City Beach, FL. In the same period over 108 listings were sold below the listed price and 11 listings were sold for the listed price. The number of homes for sale in Panama City Beach, FL decreased by 1% between November 2024 and December 2024. In December 2024 median list price was $450,514 and the average listing age was 129 days.

From Rocket Homes Real Estate and based on county public records data.

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