Welcome to your dream home in the heart of downtown Birmingham's desirable Crestwood Hills subdivision. This beautifully updated residence offers modern amenities and historic charm. With new electrical and plumbing systems, a new HVAC system, and refinished hardwood floors throughout, comfort and convenience are assured. Custom wood plantation shutters, solid wood interior doors, and a stylish new front door add to the home's appeal. Modern lighting fixtures enhance each room, while the updated kitchen is perfect for cooking and entertaining. The newly finished basement includes a cozy den, laundry room, bedroom, and bath, providing additional living space. Freshly painted walls complete this charming home, ready for you to move in and enjoy. The fenced-in backyard offers a private retreat, perfect for outdoor activities and relaxation.
Property Details
Property Features
Property Information:
Year Built: 1957
Stories: 1
Living Area: 2,441 SqFt
Listing Office:
Office Name: Josey, Young & Brady Realty, L
Office Phone: (770) 683-1800
Listing Agent: Keith Brady
Interior Features
Interior Information:
Appliances: Gas Cooktop, Refrigerator, Stainless Steel Appliance(s), Electric Stove
Directions: From Downtown Birmingham, Take 22nd St N to 1st Ave N. Left onto 1st Ave N. Right onto 41st St N. Follow 3rd Ave S, 4th Ave S and Crestwood Blvd to 53rd St S. Right on 53rd St. Right on 10th Terrace S. Left on 50th St. S. House on the Right.
Price Information
Listing Price Info
Price Summary:
List Price: $479,000
Price Per SqFt: $196/SqFt
Tax Information:
Annual Amount: $1,925
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Birmingham, AL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,458
Per Month
Principal & Interest
$2,391
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,503
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
2
/10
Avondale Elementary School
4000 8th Ct S
Distance between this listing and this school0.96 miles
Public District Grades PK-5
10
/10
Crestline Elementary School
3785 W Jackson Blvd
Distance between this listing and this school1.56 miles
Public District Grades PK-6
2
/10
Henry J. Oliver Elementary School
6871 6th Ct S
Distance between this listing and this school1.69 miles
Public District Grades KG-5
Nearby Schools
1
/10
Hays K - 8 School
505 43rd St N
Distance between this listing and this school1.00 miles
Public District Grades KG-8
10
/10
Mountain Brook Junior High School
205 Overbrook Rd
Distance between this listing and this school2.12 miles
Public District Grades 7-9
2
/10
W. E. Putnam Middle School
1757 Montclair Rd
Distance between this listing and this school2.47 miles
Public Magnet Grades 6-8
Nearby Schools
1
/10
Woodlawn High School
5620 1st Ave N
Distance between this listing and this school1.29 miles
Public Magnet Grades 9-12
9
/10
Ramsay High School
1800 13th Ave S
Distance between this listing and this school3.02 miles
Public District Grades 9-12
10
/10
Mountain Brook High School
3650 Bethune Dr
Distance between this listing and this school3.43 miles
The neighbors living near this home have an average income of $57,560. Residents of Birmingham, AL typically earn between $35k-100k each year. Typical family type is single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1040 50th St S
What is the listing price of this property?
The listing price of 1040 50th St S property is $479,000.
What type of property is this?
The property 1040 50th St S is a house located in Birmingham, Alabama, 35222.
Is this property for sale now?
Active Listing: 1040 50th St S is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $1,925 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on June 17, 2015 for $197,600. (source: MLS/tax record).
How many bedrooms and bathrooms does this property have?
The property at 1040 50th St S has 4 bedrooms and 3 bathrooms.
What is the square footage of this property?
The property 1040 50th St S is 2,441 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1040 50th St S is 1957.
This home is located at 1040 50th St S in Birmingham, AL and zip code 35222 in the Crestwood South neighborhood. This 2,441 square foot home was built in 1957. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since August 05, 2024 and is currently priced at $479,000.
Over 51 listings were sold over their listed price in November 2024 in Birmingham, AL. In the same period over 137 listings were sold below the listed price and 69 listings were sold for the listed price. The number of listings in Birmingham, AL increased by 12.4% between October 2024 and November 2024. In November 2024 median list price was $263,633 and the average listing age was 43 days.
From Rocket Homes Real Estate and based on county public records data.