Build your dream home in Gunter’s Landing. This well establish community offers amenities such as a beautiful community pool, tennis courts, basketball courts, and club house. The golf course offers 18 holes of scenic and challenging play. You won’t have to go far to enjoy beautiful Lake Guntersville, world-class fishing and water recreation will be right outside your back door.
Property Details
Property Features
Listing Office:
Office Name: Ainsworth Real Estate, LLC
Office Phone: (256) 640-7017
Lot Features
Lot Information:
Lot: Curbs, Sloped, Wooded
Other
Directions Information:
Directions: Take 431 To Gunters Landing, Turn Right Into Buck Island, Go Through 4 Way, Take First Road On Right (Heritage Dr) , Then Second Road To Right (Harbor Ridge) Property Will Be On Left.
Price Information
Listing Price Info
Price Summary:
List Price: $59,900
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Guntersville, AL.
All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this web site may subsequently have sold or may no longer be available. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/21/2024, 4:20:54 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$366
Per Month
Principal & Interest
$299
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$246
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
10
/10
Guntersville Elementary School
1800 Lusk St
Distance between this listing and this school3.45 miles
Public District Grades PK-2
8
/10
Cherokee Elementary School
3300 Highway 79 S
Distance between this listing and this school6.19 miles
Public District Grades 3-5
7
/10
Asbury Elementary School
1966 Asbury Rd
Distance between this listing and this school7.19 miles
Public District Grades PK-5
Nearby Schools
8
/10
Guntersville Middle School
901 Sunset Dr
Distance between this listing and this school3.58 miles
Public District Grades 6-8
4
/10
Albertville Middle School
600 E Alabama Ave
Distance between this listing and this school9.57 miles
Public District Grades 7-8
7
/10
Kate Duncan Smith DAR Middle School
6077 Main St
Distance between this listing and this school9.90 miles
Public District Grades 5-8
Nearby Schools
7
/10
Guntersville High School
14227 US Highway 431
Distance between this listing and this school5.67 miles
Public District Grades 9-12
3
/10
Asbury High School
1990 Asbury Rd
Distance between this listing and this school7.16 miles
Public District Grades 6-12
4
/10
Brindlee Mountain High School
994 Scant City Rd
Distance between this listing and this school9.12 miles
The neighbors living near this home have an average income of $77,273. Most Guntersville, AL residents have annual incomes between $35k-100k. Residents typically live in married, no kids family. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1050 Harbor Ridge Rd
What is the listing price of this property?
The listing price of 1050 Harbor Ridge Rd property is $59,900.
What type of property is this?
The property 1050 Harbor Ridge Rd is land located in Guntersville, Alabama, 35976.
Is this property for sale now?
Active Listing: 1050 Harbor Ridge Rd is For Sale (Active/New) which means the seller is accepting offers.
Interested in 1050 Harbor Ridge Rd? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 1050 Harbor Ridge Rd in Guntersville, AL and zip code 35976. It has been listed on Rocket Homes since July 30, 2024 and is currently priced at $59,900.
While more than 1 listings in Guntersville, AL in October 2024 were sold above asking price, there were more than 2 listings sold at asking price, and more than 14 were sold below. Between September 2024 and October 2024, Guntersville, AL real estate market has seen increase in the number of listings by 16%.
From Rocket Homes Real Estate and based on county public records data.
Hunting
Hunting
Figure Skating
NASCAR
Dillards
Dick's Sporting Goods
Dollar General
Cracker Barrel
Texas Roadhouse
Applebees
Cadillac
Subaru
Ram
News/Talk/Information
New Country
Classic Country