Nestled in a quiet area of Citrus Springs, this rare 1.17-acre property includes a recent survey with the boundaries already marked for easy planning. The lot backs up to the Withlacoochee State Trail, granting you direct access to one of Florida’s premier paths for biking, walking, and enjoying nature. To enhance your privacy, a retention pond sits near the back half of the property, ensuring no development behind you. This expansive lot has been partially cleared, preserving the charm of the graceful oak trees that frame the front yard. These stunning oaks provide shade and a picture-perfect spot to hang a swing and enjoy peaceful afternoons surrounded by nature. The back portion is open and ready for your plans—whether you envision a pool, a detached garage, a workshop, or space for outdoor activities. Citrus Springs is a deed-restricted community without HOA fees, combining peace of mind with freedom. Utilities such as public water, electricity, and cable are readily available, making the property build-ready. This lot is just minutes from essential amenities, including shopping, dining, medical services, and recreation like boating, fishing, and nearby freshwater springs. Take the time to explore this hidden gem. Walk the property, soak in the quiet surroundings, and imagine building your dream retreat. With its rare size, convenient location, and access to the Withlacoochee Trail, this property offers everything you need to create your perfect haven in Citrus Springs!
Property Details
Property Features
Listing Office:
Office Name: Keller Williams Cornerstone Realty
Office Phone: (352) 369-4044
Lot Features
Lot Information:
Lot: Irregular Lot
Lot Size: 1.17 Acres
Other
Directions Information:
Directions: Head South on US-41, Turn right onto W G Martinelli Blvd, Turn left onto N Violet Terrace, Turn right onto N Ocean Dr, Destination on right
Price Information
Listing Price Info
Price Summary:
List Price: $58,000
Tax Information:
Annual Amount: $95
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$357
Per Month
Principal & Interest
$290
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$240
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Citrus Springs Elementary School
3570 W Century Blvd
Distance between this listing and this school3.28 miles
Public District Grades PK-5
5
/10
Central Ridge Elementary School
185 W Citrus Springs Blvd
Distance between this listing and this school3.47 miles
Public District Grades PK-5
5
/10
Dunnellon Elementary School
10235 SW 180th Avenue Rd
Distance between this listing and this school4.66 miles
Public District Grades PK-5
Nearby Schools
4
/10
Dunnellon Middle School
21005 Chestnut St
Distance between this listing and this school2.24 miles
Public District Grades 6-8
4
/10
Citrus Springs Middle School
150 W Citrus Springs Blvd
Distance between this listing and this school3.71 miles
Public District Grades 6-8
3
/10
Crystal River Middle School
344 NE Crystal St
Distance between this listing and this school11.12 miles
Public District Grades 6-8
Nearby Schools
3
/10
Dunnellon High School
10055 SW 180th Avenue Rd
Distance between this listing and this school4.83 miles
Public Magnet Grades 9-12
3
/10
Crystal River High School
3195 Crystal River High Dr
Distance between this listing and this school10.51 miles
Public Magnet Grades 9-12
4
/10
Lecanto High School
3810 W Educational Path
Distance between this listing and this school13.68 miles
The neighbors living near this home have an average income of $36,337. Most Citrus County, FL residents have annual incomes less than $35k. Residents typically live in single, no kids family. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 10686 N Ocean Dr
What is the listing price of this property?
The listing price of 10686 N Ocean Dr property is $58,000.
What type of property is this?
The property 10686 N Ocean Dr is land located in Citrus Springs, Florida, 34434.
Is this property for sale now?
Active Listing: 10686 N Ocean Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $95 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on December 30, 2004 for $16,500. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 10686 N Ocean Dr in Citrus Springs, FL and zip code 34434. This home sits on a 1.17 acre lot. It has been listed on Rocket Homes since December 13, 2024 and is currently priced at $58,000.
Citrus County, FL housing market in November 2024 saw over 38 listings sold above listed price, more than 81 sold at listed price and over 184 sold below. The number of homes for sale in Citrus County, FL increased by 2.8% between October 2024 and November 2024. Listings spent 76 days on the market in November 2024, and had a median list price of $286,330 during the same period.
From Rocket Homes Real Estate and based on county public records data.