Three bedroom, 2 bath home located in Mounds. This home features a metal roof, deck, in-house generator and a large master suite with a nice size bathroom,. The master bedroom/bath/laundry are apporximately 12-15 years old. Replacement windows installed by window world and the warranty is transferable to the new owners, 200 amp fuse box and a nice cook storage building. This home has been well maintained and ready for new owners.
Directions: Route 51 to Mounds turn left on 1st street and follow to Spencer turn left and house is the 2nd house on left side of street
Price Information
Listing Price Info
Price Summary:
List Price: $60,000
Price Per SqFt: $35/SqFt
Tax Information:
Annual Amount: $196
Tax Year: 2019
What can I afford?
Understand what home price range makes sense for your budget.
MLS Details
MLS Information:
MLS Name: RMLSA
MLS Number: #EB453706
Listing Office:
Office Name: MARK TWAIN REAL ESTATE SERVICES INC.
Office Phone: (618) 776-5000
Listing Agent: KAREN JONES
Listings courtesy of RMLS Alliance as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$367
Per Month
Principal & Interest
$300
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$246
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
2
/10
Cairo Elementary School
3101 Elm St
Distance between this listing and this school7.10 miles
Public District Grades PK-6
2
/10
Egyptian Elementary School
20023 Diswood Rd
Distance between this listing and this school10.66 miles
Public District Grades PK-5
6
/10
Ballard County Elementary School
3383 Paducah Rd
Distance between this listing and this school11.60 miles
Public District Grades KG-5
Nearby Schools
2
/10
Meridian Elementary School
1401 Mounds Rd
Distance between this listing and this school1.69 miles
Public District Grades PK-8
2
/10
Egyptian Jr High School
20023 Diswood Rd
Distance between this listing and this school10.66 miles
Public District Grades 6-8
6
/10
Ballard County Middle School
3561 Paducah Rd
Distance between this listing and this school11.78 miles
Public District Grades 6-8
Nearby Schools
2
/10
Meridian High School
1401 Mounds Rd
Distance between this listing and this school1.69 miles
Public District Grades 9-12
1
/10
Cairo Jr/Sr High School
4201 Sycamore St
Distance between this listing and this school6.58 miles
Public District Grades 7-12
3
/10
Egyptian Sr High School
20023 Diswood Rd
Distance between this listing and this school10.68 miles
The neighbors living near this home have an average income of $19,091. The majority of Pulaski County, IL residents have income less than $35k annually. Most families are single, no kids. Residents of this area typically have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 108 N Spencer St
What is the listing price of this property?
The listing price of 108 N Spencer St property is $60,000.
What type of property is this?
The property 108 N Spencer St is a house located in Mounds, Illinois, 62964.
Is this property for sale now?
Active Listing: 108 N Spencer St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2019 is $196 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 108 N Spencer St has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 108 N Spencer St is 1,707 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 108 N Spencer St is 1955.
This home is located at 108 N Spencer St in Mounds, IL and zip code 62964. This 1,707 square foot home, which was built in 1955, sits on a 0.26 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since June 05, 2024 and is currently priced at $60,000.
In November 2024 in Pulaski County, IL there were 6.7% more homes for sale than in October 2024. In November 2024, listings were on the market for 160 days. During the same period, the median list price in this real estate market was $162,450.
From Rocket Homes Real Estate and based on county public records data.