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109 Mill St, Cambridge, MD, 21613

$425,000

Home List Price

$5,047*

Closing Credit

5 Bedrooms
1 Full Bath, 1 Partial
2,520 SqFt
$169/SqFt
House

Location

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109 Mill St, Cambridge$425,000

Buyer Closing Credits

$5,047*

1.25% Loan Amount

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Contact Us Phone Number1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence
ParkingGarage - Front Entry, Concrete Driveway, Driveway, Detached Garage
Garage1 space
Year Built1918
HeatingRadiant
CoolingWindow Unit(s)
FireplaceWood, Mantel(s)
MLS #MDDO2006574
Lot Size0.28 Acres
StatusAccepting Backup Offers
(ACTIVE UNDER CONTRACT)

About 109 Mill St

Welcome to 109 Mill Street...a classic example of a proudly-built 1918 home on one of the finest streets in historic Cambridge, Maryland! This 2,520 SF home, sited on .2790 acres, features beautiful hardwood floors throughout the spacious downstairs entertaining rooms as well as throughout the 4 second-floor bedrooms. The beautiful front room showcases a gracious staircase which leads to a lovely second floor landing, sparkling with afternoon sun. The library/study and dining room off the front room are large and well-lit and offer a versatile array of uses. The kitchen and utility room are located in the back of the house and are well-sized. The sun porch on the river side of the house is drenched in sunlight, while providing a "snug" gathering space for intimate conversations. The lovely back deck affords ample opportunity for outdoor entertaining, just 5 doors away from the banks of the mighty Choptank, yet not in the flood zone. There is an incredible "borrowed landscape opportunity" on this property as the specimen house to the left of 109 enjoys a bountiful lawn of 2.33 acres, providing a park-like atmosphere for the owners of 109 to enjoy but not to maintain. Conveniently located just 5 doors from the Cambridge Yacht Club and marina and a stone's throw from the historic downtown, residents can enjoy restaurants, pubs, shops and museums after a full day of sailing, fishing, hunting or playing tennis or pickle ball at nearby courts. Cambridge is enjoying a robust renaissance after having held the spot as the second most prosperous city in Maryland in 1900. Cambridge was second only to Baltimore in 1900 due to its deep water and long legacy of oystering, crabbing, fishing and canning enterprises. Please come join us and be a part of the exciting renaissance of this historically-significant eastern shore city!

Property Details

Property Features

Property Information:

  • Architectural Style: Colonial
  • Year Built: 1918
  • Stories: 2
  • Living Area: 2,520 SqFt

Listing Office:

  • Office Name: Compass
  • Office Phone: (301) 304-8444
  • Listing Agent: Margaret L McGurn

Interior Features

Interior Information:

  • Appliances: Dryer, Washer, Exhaust Fan, Refrigerator, Oven, Electric Range
  • Basement: No
  • Flooring Type: Hardwood
  • Interior: Wood Floors, Ceiling Fan(s)
  • Fireplace: Wood, Mantel(s)

Bedroom and Bathroom Information:

  • Partial Bathrooms: 1
  • Full Bathrooms: 1
  • Total Bedroom Count: 5

Exterior Features

Exterior Information:

  • Exterior: Sidewalks

Parking Information:

  • Garage Space: 1 space
  • Parking: Garage - Front Entry, Concrete Driveway, Driveway, Detached Garage

Lot Features

Lot Information:

  • Lot Size: 0.28 Acres

Utilities

Utilities Information:

  • Heating: Radiant
  • Cooling: Window Unit(s)

Other

Directions Information:

  • Directions: Take High Street towards the lighthouse, left on Water Street, left on Mill Street to 109 on the right.

Municipality:

  • Cambridge

Price Information

Listing Price Info

Price Summary:

  • List Price: $425,000
  • Price Per SqFt: $169/SqFt

Tax Information:

  • Annual Amount: $1,191
  • Tax Year: 2021
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Housing Market Comparison

See how this home compares to others in Cambridge, MD.

Med. Sold Price

$260K

Med. Price/SqFt

$159

Avg. Days On Market

58

# of Sold Homes

26

109 Mill St vs Cambridge

292 DAYS ON ROCKET

+234 Days

$425,000

+$165K More

$169/SqFt

+$9 More

KEY TAKEAWAY

This property is $165K more than the Median Sold Price and $9/SqFt more than other homes in Cambridge, MD.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: BRIGHT
  • MLS Number: #MDDO2006574

Listing Office:

  • Office Name: Compass
  • Office Phone: (301) 304-8444
  • Listing Agent: Margaret L McGurn

IDX Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have sold or are no longer being offered for sale. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors. ©2024 BrightMLS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/21/2024, 12:20:56 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Tax History

YEARPROP. TAXASSESSMENT
2021$1,191$162,367
2020$2,404$144,233
2019$2,404$126,100
2017$2,341$126,100

History based on county public records data.

Payment Calculator

$2,189

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,341

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Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-283195
1
/10
  • Sandy Hill Elementary School

  • 1503 Glasgow St

  • 0.84 miles

  • Public District Grades PK-5

school-card-donut-283196
1
/10
  • Choptank Elementary School

  • 1103 Maces Ln

  • 1.65 miles

  • Public District Grades PK-5

school-card-donut-283197
4
/10
  • Maple Elementary School

  • 5225 Egypt Rd

  • 2.64 miles

  • Public District Grades PK-5

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $44,327. Typical income of Cambridge, MD residents is between $35k-100k annually. Residents typically live in single, no kids family. Most residents in this area have high school diploma education.

All data provided by Home Junction and Claritas

Living In Cambridge, MD

Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.

What type of housing is available in Cambridge, MD?

Cambridge offers a diverse housing market with a blend of architectural styles that cater to a range of preferences. The area is characterized by a mix of single-family homes, which form the majority of the housing stock, and a selection of apartments and townhouses. The architectural styles vary, with a notable presence of Victorian, Colonial, and Cape Cod homes that reflect the city's rich history. The housing market is complemented by newer developments that offer modern amenities, catering to contemporary tastes.

Is Cambridge, MD a good place to live?

Cambridge is celebrated for its rich historical heritage and vibrant cultural scene. The community prides itself on its waterfront charm and the sense of camaraderie among residents. Annual events, such as the Cambridge Classic Powerboat Regatta, embody the city's maritime traditions and bring the community together. The city's character is further defined by its scenic landscapes and the preservation of its historical architecture, providing a picturesque backdrop for both residents and visitors.

Are things conveniently located in Cambridge, MD?

The community is served by a network of public schools, including several elementary, middle, and high schools, as well as private educational institutions that offer alternative learning environments. Healthcare services are available through local clinics and a regional hospital that provides a range of medical services. Cambridge also features a public library system that supports the community's educational and informational needs. Retail and dining options are plentiful, with local businesses and restaurants reflecting the area's culinary diversity and cultural heritage.

What does the transportation in Cambridge, MD look like?

Transportation in Cambridge includes a variety of options for residents and visitors. The city's layout and infrastructure support a moderate level of walkability, particularly in the downtown area and along the waterfront. For those relying on public transit, there are bus services that connect key areas of the city, with schedules designed to accommodate the needs of commuters and local travelers. The road network provides easy access to major highways, facilitating travel to nearby cities and attractions. While specific ride-sharing services are available, the city also encourages the use of bicycles, with several bike-friendly routes available.

Frequently Asked Questions About 109 Mill St

What is the listing price of this property?

The listing price of 109 Mill St property is $425,000.

What type of property is this?

The property 109 Mill St is a house located in Cambridge, Maryland, 21613.

Is this property for sale now?

Accepting Backup Offers: 109 Mill St is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.

What is the annual property tax for this property?

According to the records, the last property tax for 2021 is $1,191 (source: MLS/based on county public records data).

How many bedrooms and bathrooms does this property have?

The property at 109 Mill St has 5 bedrooms and 1 full and 1 half bathrooms.

What is the square footage of this property?

The property 109 Mill St is 2,520 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 109 Mill St is 1918.

Rocket Homes›Maryland›Dorchester County›Cambridge›21613›109 Mill St

This home is located at 109 Mill St in Cambridge, MD and zip code 21613. This 2,520 square foot home, which was built in 1918, sits on a 0.28 acre lot. Features: 5 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since February 03, 2024 and is currently priced at $425,000.

In October 2024 more than 5 listings in Cambridge, MD were sold above the asking price. During the same period more than 6 listings were sold at asking price, while more than 15 were sold below. In October 2024 in Cambridge, MD there were 8.1% more homes for sale than in September 2024. The median list price of listings available in October 2024 was $260,000, while the average time on the real estate market was 58 days.

From Rocket Homes Real Estate and based on county public records data.

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