6 months on rocket

109 Mill St, Theresa, NY, 13691

$279,999

Home List Price

$3,325*

Closing Credit

4 Bedrooms
2 Full Baths
2,187 SqFt
$128/SqFt
House

Location

Image provided by Mapbox

Get An Agent. Get A Mortgage.

Save BIG.

Rocket Homes logo

109 Mill St, Theresa$279,999

Buyer Closing Credits

$3,325*

1.25% Loan Amount

Rocket Homes logo

Still Have Questions? Contact Us.

Contact Us Phone Number1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence
ParkingAttached, Garage
Attached Garage1 space
Year Built1860
HeatingPropane, Forced Air
CoolingCeiling Fan(s)
BasementYes
MLS #S1537645
Lot Size0.24 Acres
StatusActive

About 109 Mill St

Discover the perfect blend of comfort and convenience in this fully renovated 4-bedroom, 2-bathroom home. With an impressive 2187 sqft layout, this home features a stunning open-concept kitchen, dining, and living area, complete with stainless steel appliances and sleek hardwood floors. Enjoy the practicality of a mudroom and an attached garage, enhancing your daily convenience. Nature lovers will revel in the property’s exclusive 133 feet of waterfront on the scenic Indian River, perfect for tranquil mornings. Your new home is designed for all seasons, equipped with new spray foam insulation and a powerful 14,000 BTU window air conditioner ensuring year-round comfort. Located within walking distance to Theresa Primary School, post office and downtown. The backyard offers a fully fenced area. Offering an assumable mortgage at 5.6% and a seller open to negotiation, this property is not only a peaceful haven but also a smart financial choice. Experience budget-friendly living with municipal power which is reduced electrical costs. Don't miss out on this incredible opportunity—your dream home awaits! Seller to credit buyer $1k for propane. Located just 15 minutes from Fort Drum.

Property Details

Property Features

Property Information:

  • Architectural Style: Historic/Antique
  • Year Built: 1860
  • Living Area: 2,187 SqFt

Listing Office:

  • Office Name: eXp Realty
  • Office Phone: (888) 276-0630
  • Listing Agent: Ricky Gates

Interior Features

Interior Information:

  • Appliances: Dryer, Electric Oven, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
  • Basement: Yes
  • Flooring Type: Carpet, Varies
  • Interior: Ceiling Fan(s), Cathedral Ceiling(s), Kitchen/Family Room Combo, Living/Dining Room, Sliding Glass Door(s), Main Level Primary, Primary Suite

Bedroom and Bathroom Information:

  • Full Bathrooms: 2
  • Total Bedroom Count: 4

Exterior Features

Exterior Information:

  • Exterior: Blacktop Driveway, Deck, Fully Fenced, Fence

Parking Information:

  • Garage Space: 1 space
  • Attached Garage: Yes
  • Parking: Attached, Garage

Virtual/3D Tour

  • Virtual Tour: 109 Mill St
Virtual Tour

Lot Features

Lot Information:

  • Lot Size: 0.24 Acres

Utilities

Utilities Information:

  • Heating: Propane, Forced Air
  • Cooling: Ceiling Fan(s)

Other

Directions Information:

  • Directions: 81 North to exit to exit 49, Theresa, Take right on 411 east, road turns into 26, take left on Mill St in town. Home is on the left side before the bridge.

Price Information

Listing Price Info

Price Summary:

  • List Price: $279,999
  • Price Per SqFt: $128/SqFt

Tax Information:

  • Annual Amount: $3,292
  • Tax Year: 2020
House and calculator

What can I afford?

Understand what home price range makes sense for your budget.

Housing Market Comparison

See how this home compares to others in Theresa, NY.

Med. Sold Price

$208.9K

Med. Price/SqFt

$150

Avg. Days On Market

129

# of Sold Homes

2

109 Mill St vs Theresa

192 DAYS ON ROCKET

+63 Days

$279,999

+$71K More

$128/SqFt

-$22 Less

KEY TAKEAWAY

This property is $71K more than the Median Sold Price and $22/SqFt less than other homes in Theresa, NY.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

  • MLS Name: NYS
  • MLS Number: #S1537645

Listing Office:

  • Office Name: eXp Realty
  • Office Phone: (888) 276-0630
  • Listing Agent: Ricky Gates

IDXThe data relating to real estate on this website comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS’s. Real estate listings held by other firms are marked with theListing Broker’s Firm Name. Data provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally
harmless.

© 2024 CNYIS, UNYREIS, WNYREIS. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.

This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available.
Last updated on: 11/21/2024, 8:20:49 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

Property Sales & Tax

Listing History

Feb 09, 2021Home Sold
$551,000
Nov 12, 2019Home Sold
$68,637

Tax History

YEARPROP. TAXASSESSMENT
2020$3,292$107,300
2019$1,919$107,300
2018$3,348$107,300
2017$1,824$107,300

History based on county public records data.

Payment Calculator

$1,465

Per Month

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$906

Powered By

Rocket Mortgage

Advertisement

NMLS#3030

Schools

Schools Nearby

The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.

Nearby Schools

school-card-donut-419991
3
/10
  • Theresa Primary School

  • 125 Bridge St

  • 0.28 miles

  • Public District Grades KG-3

school-card-donut-419992
5
/10
  • Philadelphia Primary School

  • 3 Sand St

  • 5.99 miles

  • Public District Grades PK-3

school-card-donut-419993
4
/10
  • Indian River Intermediate School

  • 32430 US Route 11

  • 6.70 miles

  • Public District Grades 4-5

Neighborhood

What Are The Neighbors Like?

The neighbors living near this home have an average income of $41,014. Typical income of Theresa, NY residents is between $35k-100k annually. Residents typically live in single, no kids family. Typical level of education for residents in this area is high school diploma.

All data provided by Home Junction and Claritas

Frequently Asked Questions About 109 Mill St

What is the listing price of this property?

The listing price of 109 Mill St property is $279,999.

What type of property is this?

The property 109 Mill St is a house located in Theresa, New York, 13691.

Is this property for sale now?

Active Listing: 109 Mill St is For Sale (Active/New) which means the seller is accepting offers.

What is the annual property tax for this property?

According to the records, the last property tax for 2020 is $3,292 (source: MLS/based on county public records data).

When was this property sold last time and for how much?

The last sale was on February 9, 2021 for $551,000. (source: MLS/tax record).

How many bedrooms and bathrooms does this property have?

The property at 109 Mill St has 4 bedrooms and 2 bathrooms.

What is the square footage of this property?

The property 109 Mill St is 2,187 SqFt (source: MLS/tax record).

Which year was this property built?

The year of construction for 109 Mill St is 1860.

Rocket HomesNew YorkJefferson CountyTheresa13691109 Mill St

This home is located at 109 Mill St in Theresa, NY and zip code 13691. This 2,187 square foot home, which was built in 1860, sits on a 0.24 acre lot. Features: 4 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since May 13, 2024 and is currently priced at $279,999.

In October 2024 more than 1 listings in Theresa, NY were sold above the asking price. During the same period more than 1 listings were sold at asking price, while more than 0 were sold below. The number of homes for sale in Theresa, NY decreased by 13.6% between September 2024 and October 2024. While the average time on the market in October 2024 was 129 days, the median list price was $208,930.

From Rocket Homes Real Estate and based on county public records data.

More Resources