What a great opportunity for your business, right off of Riverside Road. High visibility and a good sized lot. Zoned B-2 for General Commercial. Seller says that the zoning may be able to be changed to residential however the buyer must confirm this info through the county.
Property Details
Property Features
Listing Office:
Office Name: Barker Realty, LLC
Office Phone: (505) 982-9836
Listing Agent: Tanya Clokey
Interior Features
Interior Information:
Basement: No
Exterior Features
Exterior Information:
Waterfront: None
Lot Features
Lot Information:
Lot Size: 0.31 Acres
Other
Directions Information:
Directions: Santa Fe to Espanola. Stay on main road to land on the right, by Lovin Oven Bakery Shop
Price Information
Listing Price Info
Price Summary:
List Price: $48,900
Tax Information:
Annual Amount: $704
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Espanola, NM.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$312
Per Month
Principal & Interest
$245
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$213
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Eutimio Salazar Elementary School
1000 Zuni Ln
Distance between this listing and this school1.16 miles
Public District Grades PK-6
4
/10
James H. Rodriguez Elementary School
333 N Coronado Ave
Distance between this listing and this school1.23 miles
Public District Grades 1-6
3
/10
Tony E. Quintana Elementary School
11 Sombrillo Rd
Distance between this listing and this school1.72 miles
Public District Grades KG-6
Nearby Schools
3
/10
Carlos F. Vigil Middle School
1260 Johnie Roybal Ind Prk Rd
Distance between this listing and this school2.17 miles
Public District Grades 7-8
4
/10
Sixth Grade Academy
1574 State Rd 502
Distance between this listing and this school7.23 miles
Public District Grades 6-6
5
/10
Pojoaque Middle School
1574 NM 502
Distance between this listing and this school7.23 miles
Public District Grades 7-8
Nearby Schools
4
/10
McCurdy Charter School
515 Camino Arbolera
Distance between this listing and this school1.00 miles
Public Charter Grades KG-12
5
/10
Espanola Valley High School
1111 El Llano Rd
Distance between this listing and this school1.98 miles
Public District Grades 9-12
6
/10
Pojoaque High School
1574 NM 502
Distance between this listing and this school7.82 miles
The neighbors living near this home have an average income of $35,313. Typical income of Espanola, NM residents is less than $35k annually. Residents typically live in single, no kids family. The most common level of education of people living in this area is high school diploma.
All data provided by Home Junction and Claritas
Living In Espanola, NM
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
What type of housing is available in Espanola, NM?
Espanola's housing market offers a blend of residential options, with single-family homes being a significant component. The architectural styles in the area range from Southwestern adobe to more contemporary designs, reflecting the region's cultural heritage and modern growth. While the exact composition of the housing market is not specified, there is a mix of both homeowners and renters within the community.
Is Espanola, NM a good place to live?
Espanola is celebrated for its rich cultural tapestry, woven from its Native American and Spanish heritage. The community prides itself on local events that showcase traditional arts, crafts, and cuisine, contributing to a vibrant and authentic local atmosphere.
Are things conveniently located in Espanola, NM?
The community is served by a number of public schools, providing educational opportunities for children of various ages. Healthcare services are available to meet the needs of residents, including primary care and specialized medical services. Espanola also features a selection of retail and dining options that reflect the local culture, with initiatives in place to adapt and improve these services as the community evolves.
What does the transportation in Espanola, NM look like?
Transportation in Espanola includes a network of roads that connect residents to nearby cities and attractions. Public transit options are available, offering a practical alternative to private vehicle use. The area's walkability varies, with certain neighborhoods being more pedestrian-friendly than others. Efforts to enhance transport efficiency and accessibility are ongoing, aiming to provide residents with improved mobility options.
Frequently Asked Questions About 109 N Riverside Dr
What is the listing price of this property?
The listing price of 109 N Riverside Dr property is $48,900.
What type of property is this?
The property 109 N Riverside Dr is land located in Espanola, New Mexico, 87532.
Is this property for sale now?
Active Listing: 109 N Riverside Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $704 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 109 N Riverside Dr in Espanola, NM and zip code 87532. This home sits on a 0.31 acre lot. It has been listed on Rocket Homes since May 16, 2023 and is currently priced at $48,900.
In October 2024, from all listings sold in Espanola, NM there were more than 1 sold above asking price, over 2 sold below and more than 1 were sold right at the asked price. The number of homes for sale in Espanola, NM increased by 2.6% between September 2024 and October 2024. In October 2024, listings were on the market for 37 days. During the same period, the median list price in this real estate market was $339,000.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale in this web site comes in part from the Internet Data exchange (“IDX”) program of Santa Fe Association of REALTORS® MLS, Inc. Real estate listings held by brokers other than this broker are marked with the IDX Logo. All data in this web site is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. 
Pro Wrestling
Pro Wrestling
NASCAR
Figure Skating
Wal-Mart
Dollar General
Kmart
Sonic
Cracker Barrel
Bob Evans
Oldsmobile
Ram
Buick
Contemporary Inspirational
Classic Country