Welcome to 109 Ridgeway, an updated Cape Cod nestled in the heart of St. Matthews. This brick, two-story, 3-bedroom home features many updates, hardwood floors throughout the first floor, and lots of natural light. The first floor includes the living room featuring a fireplace and built-in bookcases, dining room, updated kitchen, and full bath, and two bedrooms. If you enjoy outdoor entertaining, you will love the Florida room that opens to the deck and above ground pool. The second floor primary suite boasts bamboo flooring, built-in shelves and a fully updated primary bathroom. A full, unfinished basement offers potential for future expansion. Schedule your showing today!
Property Details
Property Features
Property Information:
Year Built: 1941
Stories: 2
Living Area: 1,557 SqFt
Listing Office:
Office Name: Semonin REALTORS
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Exterior: Pool - Above Ground, Deck
Parking Information:
Garage Space: 1 space
Attached Garage: No
Parking: Detached, Street, Driveway
Lot Features
Lot Information:
Lot: Sidewalk, Irregular Lot, Level
Lot Size: 0.17 Acres
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
Cooling: Central Air
Other
Directions Information:
Directions: E I-264 to KY-1932 N Breckenridge lane, right on Nanz Ave, left on Sherrin Ave, right on Shelbyville Rd, left on Ridgeway Ave
Price Information
Listing Price Info
Price Summary:
List Price: $420,000
Price Per SqFt: $270/SqFt
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Louisville, KY.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,164
Per Month
Principal & Interest
$2,097
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,326
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
St. Matthews Elementary School
601 Browns Ln
Distance between this listing and this school0.67 miles
Public District Grades KG-5
4
/10
Chenoweth Elementary School
3622 Brownsboro Rd
Distance between this listing and this school1.31 miles
Public District Grades KG-5
5
/10
Field Elementary School
120 Sacred Heart Ln
Distance between this listing and this school1.61 miles
Public District Grades KG-5
Nearby Schools
7
/10
Barret Traditional Middle School
2561 Grinstead Dr
Distance between this listing and this school2.58 miles
Public Magnet Grades 6-8
2
/10
Kammerer Middle School
7315 Wesboro Rd
Distance between this listing and this school2.66 miles
Public District Grades 6-8
1
/10
Westport Middle School
8100 Westport Rd
Distance between this listing and this school3.07 miles
Public Magnet Grades 6-8
Nearby Schools
1
/10
Waggener High School
330 S Hubbards Ln
Distance between this listing and this school0.85 miles
Public District Grades 9-12
1
/10
The Phoenix School of Discovery
502 Wood Rd
Distance between this listing and this school2.39 miles
Public District Grades 6-12
7
/10
Ballard High School
6000 Brownsboro Rd
Distance between this listing and this school2.47 miles
The neighbors living near this home have an average income of $45,934. Residents of Louisville, KY typically earn between $35k-100k each year. Residents typically live in single, no kids family. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 109 Ridgeway Ave
What is the listing price of this property?
The listing price of 109 Ridgeway Ave property is $420,000.
What type of property is this?
The property 109 Ridgeway Ave is a house located in Louisville, Kentucky, 40207.
Is this property for sale now?
Active Listing: 109 Ridgeway Ave is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 109 Ridgeway Ave has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 109 Ridgeway Ave is 1,557 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 109 Ridgeway Ave is 1941.
This home is located at 109 Ridgeway Ave in Louisville, KY and zip code 40207 in the Excella Place neighborhood. This 1,557 square foot home, which was built in 1941, sits on a 0.17 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since August 13, 2024 and is currently priced at $420,000.
In November 2024, from all listings sold in Louisville, KY there were more than 183 sold above asking price, over 280 sold below and more than 190 were sold right at the asked price. The inventory of homes for sale in Louisville, KY between October 2024 and November 2024 decreased by 3.1%. In November 2024 median list price was $254,840 and the average listing age was 125 days.
From Rocket Homes Real Estate and based on county public records data.