StatusAccepting Backup Offers (Pending with Showings)
About 1109 N Topsail Dr
This coastal retreat offers a blend of comfort, style, and stunning views with a reverse floor plan that maximizes its scenic surroundings. The top floor features an open-concept living, dining, and kitchen area with new luxury vinyl plank flooring and an expansive deck showcasing ocean views. The kitchen, updated in 2021, features sleek cabinets and comes fully equipped with appliances, all of which convey with the sale. A half bathroom on this level adds convenience. The lower level includes 3 bedrooms and 2 full bathrooms, with the primary bedroom offering direct access to a deck with serene ocean views, which can also be enjoyed from the lower deck. The ground level has a walk-in storage area, fenced yard, outdoor shower, and ample parking. The top floor HVAC was replaced in August 2024. This one-owner home, sold mostly furnished (see the MLS documents for a list of excluded items), has never been rented and is in excellent condition. The seller has recently obtained engineering plans and a permit to enclose the lower level (avail. upon request). Located just a mile from Surf City's attractions and a short walk to a public beach access, this home is a perfect coastal haven. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.
Property Details
Property Features
Property Information:
Year Built: 2003
Stories: 2
Living Area: 1,437 SqFt
Listing Office:
Office Name: Coldwell Banker Sea Coast Advantage
Interior Features
Interior Information:
Appliances: Dishwasher, Refrigerator, Washer, Electric Oven, Electric Stove, Dryer
Flooring Type: LVT/LVP
Interior: Blinds/Shades, Furnished, Reverse Floor Plan, Kitchen Island, Ceiling Fan(s)
Fireplace: None
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Waterfront: None
Exterior: Outdoor Shower
Parking Information:
Attached Garage: No
Parking: Gravel, Off Street
Lot Features
Lot Information:
Lot Size: 0.13 Acres
Utilities
Utilities Information:
Heating: Forced Air, Heat Pump
Cooling: Central Air, Heat Pump
Other
Directions Information:
Directions: Hwy 17 through Hampstead to right on HWY 210 at Surf City Lowes. Continue on 210 over bridge to Surf City and head North On New River Inlet. Right on Mecklenburg Ave. left on N Topsail. Home is on the left.
Price Information
Listing Price Info
Price Summary:
List Price: $699,000
Price Per SqFt: $486/SqFt
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Surf City, NC.
This property is $164K more than the Median Sold Price and $104/SqFt more than other homes in Surf City, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #100462832
Listing Office:
Office Name: Coldwell Banker Sea Coast Advantage
Copyright 2024 North Carolina Regional MLS LLC. All rights reserved. The data relating to real estate on this web site comes in part from the Internet Data Exchange program of North Carolina Regional MLS LLC (NCRMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor this firm shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/14/2024, 12:20:52 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,556
Per Month
Principal & Interest
$3,489
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,162
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
6
/10
Surf City Elementary School
12345A Literacy Ln
Distance between this listing and this school3.21 miles
Public District Grades KG-5
5
/10
North Topsail Elementary School
1310 Sloop Point Loop Rd
Distance between this listing and this school6.70 miles
Public District Grades PK-5
9
/10
Topsail Elementary School
17385 US Highway 17
Distance between this listing and this school9.02 miles
Public District Grades PK-5
Nearby Schools
6
/10
Surf City Middle School
12345B Literacy Ln
Distance between this listing and this school3.21 miles
Public District Grades 6-8
6
/10
Topsail Middle School
17445 US Highway 17
Distance between this listing and this school8.93 miles
Public District Grades 6-8
5
/10
Dixon Middle School
118 Ridgefield Ave
Distance between this listing and this school9.03 miles
Public District Grades 5-8
Nearby Schools
8
/10
Topsail High School
245 N Saint Johns Church Rd
Distance between this listing and this school9.21 miles
Public District Grades 9-12
5
/10
Dixon High School
160 Dixon School Rd
Distance between this listing and this school10.61 miles
Public District Grades 9-12
8
/10
Sea-Tech
5301 Sidbury Rd
Distance between this listing and this school20.66 miles
The neighbors living near this home have an average income of $92,059. The most common annual income of people living in Surf City, NC is between $35k-100k. Most families are single, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1109 N Topsail Dr
What is the listing price of this property?
The listing price of 1109 N Topsail Dr property is $699,000.
What type of property is this?
The property 1109 N Topsail Dr is a house located in Surf City, North Carolina, 28445.
Is this property for sale now?
Accepting Backup Offers: 1109 N Topsail Dr is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
How many bedrooms and bathrooms does this property have?
The property at 1109 N Topsail Dr has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 1109 N Topsail Dr is 1,437 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1109 N Topsail Dr is 2003.
This home is located at 1109 N Topsail Dr in Surf City, NC and zip code 28445. This 1,437 square foot home, which was built in 2003, sits on a 0.13 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since August 26, 2024 and is currently priced at $699,000.
While more than 3 listings in Surf City, NC in October 2024 were sold above asking price, there were more than 2 listings sold at asking price, and more than 10 were sold below. The inventory of homes for sale in Surf City, NC between September 2024 and October 2024 decreased by 5%. Listings spent 53 days on the market in October 2024, and had a median list price of $535,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.