StatusAccepting Backup Offers (Active Under Contract)
About 1118 S Clay St
Opportunity knocks! This spacious Shelby Park Gem is a blank slate ready for your touches. With it's large rooms and tall ceilings, it's a perfect add to your rental portfolio, a fix and flip, or a handy owner occupant with some elbow grease could make it their own. Exterior was completely painted in 2023. Seller has owned for over 20 years, with the same tenant in place since 2007. House needs updates and repairs but is in good shape overall. Sold As-Is. Buyers are welcome to have inspections but Seller will make No Repairs. Hurry! This won't last long! Home Solutions A, LLC is 100% owned by Bob German who is a licensed Real Estate Broker in the State of KY.
Property Details
Property Features
Property Information:
Year Built: 1915
Stories: 1
Living Area: 912 SqFt
Listing Office:
Office Name: Housing Associates
Interior Features
Interior Information:
Basement: Yes
Bedroom and Bathroom Information:
Full Bathrooms: 1
Total Bedroom Count: 2
Exterior Features
Parking Information:
Attached Garage: No
Parking: Street
Lot Features
Lot Information:
Lot: Sidewalk
Lot Size: 0.04 Acres
Utilities
Utilities Information:
Heating: Natural Gas
Cooling: Central Air
School Info
Assigned Schools Information:
Brown School, Public District Grades KG-12
Atherton High School, Public District Grades 9-12
Meyzeek Middle School, Public Magnet Grades 6-8
Western Middle School, Public District Grades 6-8
Shelby Traditional Academy, Public District Grades PK-5
Lincoln Elementary Performing Arts, Public District Grades KG-5
Other
Directions Information:
Directions: E Oak St to Mary St. Continue on E Saint Catherine St. Left at light at S Clay St. House on Right.
Price Information
Listing Price Info
Price Summary:
List Price: $139,900
Price Per SqFt: $153/SqFt
Tax Information:
Annual Amount: $529
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Louisville, KY.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$766
Per Month
Principal & Interest
$699
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$486
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
1
/10
Shelby Traditional Academy
735 Ziegler St
Distance between this listing and this school0.76 miles
Public District Grades PK-5
4
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school1.41 miles
Public District Grades KG-5
Middle School
5
/10
Meyzeek Middle School
828 S Jackson St
Distance between this listing and this school0.52 miles
Public Magnet Grades 6-8
3
/10
Western Middle School
2201 W Main St
Distance between this listing and this school2.98 miles
Public District Grades 6-8
High School
10
/10
Brown School
546 S 1st St
Distance between this listing and this school1.19 miles
Public District Grades KG-12
9
/10
Atherton High School
3000 Dundee Rd
Distance between this listing and this school3.32 miles
Public District Grades 9-12
Assigned Schools
1
/10
Shelby Traditional Academy
735 Ziegler St
Distance between this listing and this school0.76 miles
Public District Grades PK-5
4
/10
Lincoln Elementary Performing Arts
930 E Main St
Distance between this listing and this school1.41 miles
Public District Grades KG-5
Nearby Schools
1
/10
Engelhard Elementary School
1004 S 1st St
Distance between this listing and this school0.67 miles
Public District Grades PK-5
Assigned Schools
5
/10
Meyzeek Middle School
828 S Jackson St
Distance between this listing and this school0.52 miles
Public Magnet Grades 6-8
3
/10
Western Middle School
2201 W Main St
Distance between this listing and this school2.98 miles
Public District Grades 6-8
Nearby Schools
7
/10
Jefferson County Traditional Middle School
1418 Morton Ave
Distance between this listing and this school0.97 miles
Public Magnet Grades 6-8
Assigned Schools
10
/10
Brown School
546 S 1st St
Distance between this listing and this school1.19 miles
Public District Grades KG-12
9
/10
Atherton High School
3000 Dundee Rd
Distance between this listing and this school3.32 miles
Public District Grades 9-12
Nearby Schools
1
/10
Jefferson County High School
900 S Floyd St
Distance between this listing and this school0.56 miles
The neighbors living near this home have an average income of $15,657. The most common annual income of people living in Louisville, KY is less than $35k. Most families are single, no kids. The most common level of education of people living in this area is high school diploma.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1118 S Clay St
What is the listing price of this property?
The listing price of 1118 S Clay St property is $139,900.
What type of property is this?
The property 1118 S Clay St is a house located in Louisville, Kentucky, 40203.
Is this property for sale now?
Accepting Backup Offers: 1118 S Clay St is Accepting Backup Offers (Active Under Contract), there is still a chance to have your real estate agent submit an offer.
What are the assigned schools for this property?
The assigned schools for 1118 S Clay St are: Shelby Traditional Academy: GreatSchools Rating 1/10Lincoln Elementary Performing Arts: GreatSchools Rating 4/10Meyzeek Middle School: GreatSchools Rating 5/10Western Middle School: GreatSchools Rating 3/10Brown School: GreatSchools Rating 10/10Atherton High School: GreatSchools Rating 9/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $529 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 1118 S Clay St has 2 bedrooms and 1 bathroom.
What is the square footage of this property?
The property 1118 S Clay St is 912 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1118 S Clay St is 1915.
This home is located at 1118 S Clay St in Louisville, KY and zip code 40203 in the Shelby Park neighborhood. This 912 square foot home, which was built in 1915, sits on a 0.04 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since October 24, 2024 and is currently priced at $139,900.
Over 182 listings were sold over their listed price in September 2024 in Louisville, KY. In the same period over 335 listings were sold below the listed price and 182 listings were sold for the listed price. Between August 2024 and September 2024, Louisville, KY real estate market has seen increase in the number of listings by 0.3%. Listings spent 17 days on the market in September 2024, and had a median list price of $250,051 during the same period.
From Rocket Homes Real Estate and based on county public records data.