Add yourself to the history pages in this historic Stockade district 2 Family just steps from the Mohawk River park and walking trails. The apartments feature 3bd 1ba flats with original hardwood floors updated kitchens and baths and separate utilities for each unit. Investors can expect a 9%+ cap rate when fully rented and an owner occupant can let one of the units pay the mortgage and taxes and live with little to no expenses. Call now to make an appointment as this one will go fast!
Property Details
Property Features
Property Information:
Architectural Style: Other
Year Built: 1880
Living Area: 2,600 SqFt
Listing Office:
Office Name: The Property Shop
Office Phone: (518) 396-5850
Listing Agent: John M Bevilacqua
Interior Features
Interior Information:
Basement: Yes
Interior: Chair Rail, Crown Molding
Bedroom and Bathroom Information:
Full Bathrooms: 2
Total Bedroom Count: 6
Exterior Features
Exterior Information:
View: Water, River
Exterior: Deck, Porch Front, Garden
Parking Information:
Attached Garage: No
Parking: None
Lot Features
Lot Information:
Lot: Level, Views
Lot Size: 0.13 Acres
Utilities
Utilities Information:
Heating: Forced Air, Natural Gas
Cooling: None
Other
Directions Information:
Directions: NYS Thruway to 890 to Erie Blvd. to Union Street to North Ferry Street.
Price Information
Listing Price Info
Price Summary:
List Price: $324,900
Price Per SqFt: $125/SqFt
Tax Information:
Annual Amount: $5,912
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Schenectady, NY.
This property is $57.2K more than the Median Sold Price and $50/SqFt less than other homes in Schenectady, NY.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: Global MLS
MLS Number: #202429248
Listing Office:
Office Name: The Property Shop
Office Phone: (518) 396-5850
Listing Agent: John M Bevilacqua
The data relating to real estate on this website comes in part from the Internet Data Exchange program of the Global MLS (GMLS). All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
This advertisement does not suggest that the broker has a listing in this property or properties or that any property is currently available. Last updated on: 12/25/2024, 11:51:04 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Dec 23, 2005
Dec 23, 2005Home Sold
$110,700
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$5,912
$111,200
2019
$5,855
$111,200
2018
$5,910
$111,200
2017
$6,057
$111,200
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,689
Per Month
Principal & Interest
$1,622
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,041
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
2
/10
Dr. Martin Luther King Jr. Elementary School
918 Stanley St
Distance between this listing and this school1.32 miles
Public District Grades PK-5
3
/10
Pleasant Valley Elementary School
1097 Forest Rd
Distance between this listing and this school1.40 miles
Public District Grades PK-5
6
/10
Lincoln School
40 Albion St
Distance between this listing and this school1.48 miles
Public District Grades KG-5
Nearby Schools
2
/10
Mont Pleasant Middle School
1121 Forest Rd
Distance between this listing and this school1.52 miles
Public District Grades 6-8
3
/10
Oneida Middle School
1629 Oneida St
Distance between this listing and this school1.65 miles
Public District Grades 6-8
3
/10
Central Park Middle School
421 Elm St
Distance between this listing and this school1.92 miles
Public District Grades 6-8
Nearby Schools
6
/10
Scotia-Glenville Senior High School
1 Tartan Way
Distance between this listing and this school1.82 miles
Public District Grades 9-12
3
/10
Schenectady High School
1445 the Plz
Distance between this listing and this school1.83 miles
Public District Grades 9-12
7
/10
Niskayuna High School
1626 Balltown Rd
Distance between this listing and this school2.86 miles
The neighbors living near this home have an average income of $40,665. Typical income of Schenectady, NY residents is between $35k-100k annually. The majority of families are single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Living In Schenectady, NY
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
What type of housing is available in Schenectady, NY?
Schenectady's housing market is diverse, offering a range of options from historic colonial homes to contemporary apartments. Single-family homes are prevalent, reflecting the city's rich history with classic Victorian and Dutch Colonial styles. The housing stock also includes a selection of multi-family residences and condos, providing alternatives for various lifestyle needs. The homeownership rate in Schenectady is substantial, with a significant portion of residents owning their homes, while the remainder are part of the rental market.
Is Schenectady, NY a good place to live?
Schenectady prides itself on a vibrant community spirit and a rich cultural heritage. The city's character is defined by its historical architecture, local arts scene, and community events that bring residents together. Schenectady is celebrated for its annual festivals and the weekly farmers' market that showcases local produce and crafts, contributing to the city's unique charm and sense of togetherness.
Are things conveniently located in Schenectady, NY?
The community is served by a robust educational system, including several public schools that cater to students from kindergarten through high school, as well as private educational options. Healthcare services are accessible, with a local hospital providing emergency care and specialized medical treatments. The city's public library system supports lifelong learning with a range of programs and resources. Retail and dining establishments reflect Schenectady's diverse culture, offering both local and international cuisine, along with shopping experiences that range from small boutiques to larger retail centers.
What does the transportation in Schenectady, NY look like?
Transportation in Schenectady features a mix of public transit options, with bus services connecting various neighborhoods and facilitating access to the wider region. The city's layout supports a degree of walkability, particularly in the downtown area, which is also bike-friendly. Major roads and highways are easily accessible, making commuting and travel convenient for residents. The city is continually working to improve transportation infrastructure to enhance connectivity and reduce congestion.
This home is located at 116 N Ferry St in Schenectady, NY and zip code 12305. This 2,600 square foot home, which was built in 1880, sits on a 0.13 acre lot. Features: 6 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 15, 2024 and is currently priced at $324,900.
While more than 60 listings in Schenectady, NY in November 2024 were sold above asking price, there were more than 17 listings sold at asking price, and more than 48 were sold below. The number of homes for sale in Schenectady, NY decreased by 24.1% between October 2024 and November 2024. In November 2024 median list price was $267,607 and the average listing age was 28 days.
From Rocket Homes Real Estate and based on county public records data.