This spectacular lakefront lot #72 is perfect for luxury RVers to enjoy an upscale resort lifestyle! Located in Lake Osprey RV resort, this lot is full functional as is or can be upgraded with outdoor living spaces or even a house if ever desired! With a beautiful north view, both sunrises and sunsets can be appreciated from the waters edge. Lake Osprey is a true subdivision, and ownership is deeded fee simple with an HOA. HOA dues are $320/mo. and cover water, trash sewer, internet, cable TV and lawncare. The lot can be put in a rental program for investment income when not in use by owners. Owners and guests can enjoy the plethora of resort amenities including an impressive clubhouse, zero-entry pool, hot tub, fitness center, pickleball courts, tiki bar, putting green, and even free laundry facilities! Lake Osprey offers many planned activities for residents enjoyment throughout the year, for recreation and entertainment. Live full-time, part-time, vacation, or rent, this is a true luxury RVers haven at a great price!
Property Details
Property Features
Listing Office:
Office Name: Auner And Associates Realty LL
Office Phone: (251) 978-9797
Listing Agent: Deanna Auner
Exterior Features
Exterior Information:
Waterfront: Lake Front
View: Lake
Exterior: RV Parking
Lot Features
Lot Information:
Lot: Zero Lot Line, Waterfront, Subdivision
Lot Size: 0.10 Acres
Other
Directions Information:
Directions: Arriving in the town of Elberta, AL continue through town heading east on Hwy. 98, to CR 95. Turn right on CR 95, drive down about a mile, on your left will be Lake Osprey RV Resort. Turn into the resort and follow the street to the stop sign. Turn left at the stop with an immediate right onto Gateway Drive. Lot 72 is the 4th lot past "The Pointe" on your left.
Price Information
Listing Price Info
Price Summary:
List Price: $160,000
HOA Fees:
Amount: $320
Frequency: Monthly
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Elberta, AL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,186
Per Month
Principal & Interest
$799
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$320
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$546
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Elberta Elementary School
25820 US Highway 98
Distance between this listing and this school2.63 miles
Public District Grades KG-6
4
/10
Foley Elementary School
450 N Cedar St
Distance between this listing and this school8.84 miles
Public District Grades KG-6
7
/10
Hellen Caro Elementary School
12551 Meadson Rd
Distance between this listing and this school8.88 miles
Public District Grades KG-5
Nearby Schools
3
/10
Foley Middle School
200 N Oak St
Distance between this listing and this school8.69 miles
Public District Grades 7-8
2
/10
Jim C. Bailey Middle School
4110 Bauer Rd
Distance between this listing and this school9.06 miles
Public District Grades 6-8
4
/10
Summerdale Elementary School
400 E Broadway St
Distance between this listing and this school10.94 miles
Public District Grades KG-8
Nearby Schools
6
/10
Elberta High School
13355 Main St
Distance between this listing and this school3.65 miles
Public District Grades 9-12
6
/10
Foley High School
1 Pride Pl
Distance between this listing and this school8.82 miles
Public District Grades 9-12
6
/10
Robertsdale High School
21630 State Highway 59 S
Distance between this listing and this school13.74 miles
The neighbors living near this home have an average income of $59,877. Typical income of Elberta, AL residents is between $35k-100k annually. Typical family type is married, no kids. Most residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 11876 Gateway Dr
What is the listing price of this property?
The listing price of 11876 Gateway Dr property is $160,000.
What type of property is this?
The property 11876 Gateway Dr is land located in Elberta, Alabama, 36530.
Is this property for sale now?
Active Listing: 11876 Gateway Dr is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 11876 Gateway Dr in Elberta, AL and zip code 36530. This home sits on a 0.10 acre lot. It has been listed on Rocket Homes since January 31, 2024 and is currently priced at $160,000.
While more than 0 listings in Elberta, AL in October 2024 were sold above asking price, there were more than 5 listings sold at asking price, and more than 10 were sold below. The number of homes for sale in Elberta, AL increased by 6.9% between September 2024 and October 2024.
From Rocket Homes Real Estate and based on county public records data.