Beautiful buildable lot with big views in the upscale gated community of Deer Creek Falls in Banner Elk. Enjoy cool summers in this high elevation location that offers hiking trails, waterfalls, gazebo, paved roads and underground utilities. Build your mountain dream home in one of the best locations in the area that is just minutes to downtown Banner Elk, Beech Mountain, area ski resorts, Banner Elk winery & so much more!
Property Details
Property Features
Listing Office:
Office Name: C-21 Mountain Vistas
Exterior Features
Exterior Information:
Waterfront: None
View: Other, Mountain(s)
Other
Directions Information:
Directions: Beech Mountain Parkway to Deer Creek Falls on left. Once thru the gate travel Deer Creek Falls Drive to lot 12 on the right side of the road and is directly across from 550 Deer Creek Falls Drive and next to 250 Deer Creek Falls Drive.
Price Information
Listing Price Info
Price Summary:
List Price: $120,000
HOA Fees:
Amount: $1875
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Banner Elk, NC.
This property is $195K less than the Median Sold Price in Banner Elk, NC.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Number: #4136474
Listing Office:
Office Name: C-21 Mountain Vistas
Listings courtesy of Canopy MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$822
Per Month
Principal & Interest
$599
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$156
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$426
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Banner Elk Elementary School
155 Orchard Ln
Distance between this listing and this school2.35 miles
Public District Grades PK-5
8
/10
Freedom Trail Elementary School
6110 N US Highway 19E
Distance between this listing and this school5.37 miles
Public District Grades PK-5
5
/10
Newland Elementary School
750 Linville St
Distance between this listing and this school7.20 miles
Public District Grades PK-5
Nearby Schools
6
/10
Cranberry Middle School
6230 N US Highway 19E
Distance between this listing and this school5.38 miles
Public District Grades 6-8
7
/10
Valle Crucis School
2998 Broadstone Rd
Distance between this listing and this school5.85 miles
Public District Grades PK-8
3
/10
Avery Middle School
102 Old Montezuma Rd
Distance between this listing and this school8.05 miles
Public District Grades 6-8
Nearby Schools
4
/10
Avery County High School
401 Avery County High School Rd # R
Distance between this listing and this school8.09 miles
Public District Grades 9-12
5
/10
Cloudland High School
476 Cloudland Dr
Distance between this listing and this school10.46 miles
Public District Grades 7-12
5
/10
Marjorie Williams Academy
129 Allen Circle
Distance between this listing and this school11.04 miles
The neighbors living near this home have an average income of $45,282. Most Banner Elk, NC residents have annual incomes between $35k-100k. The majority of families are single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 12 Deer Creek Dr
What is the listing price of this property?
The listing price of 12 Deer Creek Dr property is $120,000.
What type of property is this?
The property 12 Deer Creek Dr is land located in Banner Elk, North Carolina, 28604.
Is this property for sale now?
Active Listing: 12 Deer Creek Dr is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 12 Deer Creek Dr in Banner Elk, NC and zip code 28604. It has been listed on Rocket Homes since May 04, 2024 and is currently priced at $120,000.
In October 2024 more than 0 listings in Banner Elk, NC were sold above the asking price. During the same period more than 0 listings were sold at asking price, while more than 1 were sold below. The number of homes for sale in Banner Elk, NC increased by 14% between September 2024 and October 2024. Listings spent 53 days on the market in October 2024, and had a median list price of $315,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.
Listings courtesy of Canopy MLS as distributed by MLS GRID.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. 
Hunting
Hunting
NASCAR
Figure Skating
Wal-Mart
Dollar General
Bass Pro Shops
Hardee's
Jimmy Johns
Applebees
Ram
GMC
Chevrolet
Classic Country
New Country
Oldies