12 Prospect St, Mount Vernon, OH, 43050

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

12 Prospect St, Mount Vernon$169,000

Buyer Closing Credits

$2,007^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingDetached Garage

Year Built1909

HeatingForced Air

BasementYes

MLS #225000612

Lot Size0.20 Acres

StatusActive

About 12 Prospect St

Welcome to this charming three-bedroom home in the heart of Mount Vernon! This delightful property features a spacious kitchen perfect for cooking and entertaining, a first-floor laundry for convenience, and a full bathroom. The home has been freshly updated with new carpet and light fixtures throughout, giving it a modern and cozy feel. Situated on a desirable corner lot, the property boasts mature trees offering plenty of shade. Centrally located, this home is close to schools, shopping, and dining. Don't miss your chance to own this beautifully maintained home! Owner/Agent

View More

Property Details

Property Features

Property Information:

• Architectural Style: 2 Story
• Year Built: 1909
• Living Area: 1,027 SqFt

Listing Office:

• Office Name: Red 1 Realty
• Office Phone: (614) 585-9020
• Listing Agent: Rebekah Mullins

Interior Features

Interior Information:

• Appliances: Washer/Dryer Connection
• Basement: Yes
• Flooring Type: Carpet, Ceramic/Porcelain

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 3

Exterior Features

Parking Information:

• Attached Garage: No
• Parking: Detached Garage

Lot Features

Lot Information:

• Lot Size: 0.20 Acres

Utilities

Utilities Information:

• Heating: Forced Air

Price Information

Listing Price Info

Price Summary:

• List Price: $169,000
• Price Per SqFt: $165/SqFt

Tax Information:

• Annual Amount: $910
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Mount Vernon, OH.

Mount Vernon, OH

City

Med. Sold Price

$240K

Med. Price/SqFt

$150

Avg. Days On Market

49

# of Sold Homes

32

12 Prospect St vs Mount Vernon

1 DAY ON ROCKET

-48 Days

$169,000

-$71K Less

$165/SqFt

+$15 More

KEY TAKEAWAY

This property is $71K less than the Median Sold Price and $15/SqFt more than other homes in Mount Vernon, OH.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Columbus and Central Ohio Regional MLS
• MLS Number: #225000612

Listing Office:

• Office Name: Red 1 Realty
• Office Phone: (614) 585-9020
• Listing Agent: Rebekah Mullins

The information is being provided by Columbus and Central Ohio Regional Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.

Copyright © 2025 Columbus and Central Ohio Regional Multiple Listing Service. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/9/2025, 2:21:11 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$910	$21,430
2019	$897	$19,710
2018	$899	$19,710
2017	$885	$19,710

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$911

Per Month

Principal & Interest

$844

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$573

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Ohio›Knox County›Mount Vernon›43050›12 Prospect St

This home is located at 12 Prospect St in Mount Vernon, OH and zip code 43050. This 1,027 square foot home, which was built in 1909, sits on a 0.20 acre lot. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since January 08, 2025 and is currently priced at $169,000.

Mount Vernon, OH housing market in December 2024 saw over 9 listings sold above listed price, more than 7 sold at listed price and over 16 sold below. Between November 2024 and December 2024, Mount Vernon, OH real estate market has seen decrease in the number of listings by 16.7%. In December 2024, listings were on the market for 49 days. During the same period, the median list price in this real estate market was $240,000.

From Rocket Homes Real Estate and based on county public records data.