New co-ownership opportunity: Own one-eighth of this turnkey home, professionally managed by Pacaso. Fresh and modern, this home and ADU are just 3 houses from West Cliff Drive and the water. A minimalist vibe is embodied by polished concrete floors, metal-framed windows and open living spaces. The bright great room has a sliding window wall for indoor-outdoor living, a spacious dining area, and a chef's kitchen featuring an oversized island for casual dining. Upstairs is a private primary bedroom that opens to a roof terrace with a fireplace, TV and ocean views. The modern en suite bathroom is perfect for a relaxing soak. In the gated backyard, the 1-bedroom guest house has its own kitchen, living and dining space, laundry and bathroom. The home comes fully furnished and professionally decorated.
Property Details
Property Features
Property Information:
Year Built: 2021
Stories: 3
Living Area: 3,849 SqFt
Listing Office:
Office Name: Engel & Volkers
Office Phone: (707) 927-1050, 0
Listing Agent: Melanie Muters
Interior Features
Interior Information:
Fireplace: Living Room, Other
Bedroom and Bathroom Information:
Full Bathrooms: 5
Total Bedroom Count: 5
Exterior Features
Exterior Information:
Private Pool: No
Parking Information:
Garage Space: 2 spaces
Attached Garage: Yes
Parking: Attached
Lot Features
Lot Information:
Lot: Other
Lot Size: 0.16 Acres
Utilities
Utilities Information:
Heating: Zoned
Cooling: Zoned
Other
Directions Information:
Directions: 3 houses from West Cliff Dr
Price Information
Listing Price Info
Price Summary:
List Price: $800,000
Price Per SqFt: $208/SqFt
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Santa Cruz, CA.
The data relating to real estate on this web site is provided through a cooperative data exchange program of the Bay Area Real Estate Information Services, Inc. Multiple Listing Service (BAREIS MLS) in which this real estate broker participates. The properties displayed are only the properties in the MLS's database approved by the cooperating listing Brokers to be displayed. Properties listed by brokers other than the broker owning this website are identified with the name of the listing broker's company, and name of the Listing Agent. Property information is provided by the listing broker. Information provided is not guaranteed to be accurate by BAREIS MLS, and you are advised to verify facts that are important to you. BAREIS MLS does not create, control, or review the property data displayed on this site and takes no responsibility for the content of such records. IDX information being provided is for the consumer's personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 12/18/2024, 3:20:53 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$4,060
Per Month
Principal & Interest
$3,993
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,465
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Bay View Elementary School
1231 Bay St
Distance between this listing and this school0.87 miles
Public District Grades KG-5
5
/10
Gault Elementary School
1320 Seabright Ave
Distance between this listing and this school1.49 miles
Public District Grades KG-5
7
/10
Westlake Elementary School
1000 High St
Distance between this listing and this school1.82 miles
Public District Grades KG-5
Nearby Schools
6
/10
Mission Hill Middle School
425 King St
Distance between this listing and this school1.17 miles
Public District Grades 6-8
5
/10
Branciforte Middle School
315 Poplar Ave
Distance between this listing and this school1.93 miles
Public District Grades 6-8
6
/10
Shoreline Middle School
855 17th Ave
Distance between this listing and this school2.26 miles
Public District Grades 6-8
Nearby Schools
9
/10
Santa Cruz High School
415 Walnut Ave
Distance between this listing and this school0.91 miles
Public District Grades 9-12
6
/10
Alternative Family Education
840 N Branciforte Ave
Distance between this listing and this school1.60 miles
Public District Grades KG-12
6
/10
Ark Independent Studies
840 N Branciforte Ave
Distance between this listing and this school1.62 miles
The neighbors living near this home have an average income of $80,699. Typical income of Santa Cruz, CA residents is between $35k-100k annually. The most common type of family is single, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 120 Gharkey St Unit 3
What is the listing price of this property?
The listing price of 120 Gharkey St Unit 3 property is $800,000.
What type of property is this?
The property 120 Gharkey St Unit 3 is a house located in Santa Cruz, California, 95060.
Is this property for sale now?
Active Listing: 120 Gharkey St Unit 3 is For Sale (Active/New) which means the seller is accepting offers.
How many bedrooms and bathrooms does this property have?
The property at 120 Gharkey St Unit 3 has 5 bedrooms and 5 bathrooms.
What is the square footage of this property?
The property 120 Gharkey St Unit 3 is 3,849 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 120 Gharkey St Unit 3 is 2021.
This home is located at 120 Gharkey St Unit 3 in Santa Cruz, CA and zip code 95060 in the Lighthouse / The Circles neighborhood. This 3,849 square foot home, which was built in 2021, sits on a 0.16 acre lot. Features: 5 bedrooms, 5 bathrooms. It has been listed on Rocket Homes since June 20, 2024 and is currently priced at $800,000.
In November 2024, from all listings sold in Santa Cruz, CA there were more than 15 sold above asking price, over 20 sold below and more than 4 were sold right at the asked price. Between October 2024 and November 2024, Santa Cruz, CA real estate market has seen increase in the number of listings by 1.6%. In November 2024, listings were on the market for 26 days. During the same period, the median list price in this real estate market was $1,375,000.
From Rocket Homes Real Estate and based on county public records data.
1 (855) 200-2001
Copyright © 2024 by Bay Area Real Estate Information Services, Inc. All rights reserved. 
Hiking/backpacking
Hiking/backpacking
Yoga/pilates
Skiing/snowboarding
Nordstrom Rack
H&M
Nordstrom
Chipotle
Dominos Pizza
California Pizza Kitchen
Mazda
Audi
BMW
Rock
Alternative
Talk/Personality