Welcome to Lake Osprey RV Resort located in coastal Alabama!With the opportunity to owner finance at "better than bank" rates, this lot #55 is a true gem! Nestled on the Class A exclusive peninsula called "The Pointe" this enhanced deeded lot includes two tiers of patios directly waterfront with a lovely pergola, gas grill, gas firepit and outdoor seating. RV pad is 75' long with 30 / 50 amp hookups. Additional utilities include water, sewer, trash pickup, cable TV, internet. HOA fees of $320/mo. include all utilities except electric and natural gas. Lawn care is also included, plus free laundry facilities, infinity pool, hot tub, pickleball courts, tiki bar, planned activities and so much more! For golfers, enjoy the onsite putting green and the convenience of Soldier's Creek Golf Course just a golf cart's ride away! This lot is a great investment! You are welcome to live full-time at Lake Osprey but can also rent it through an on-site rental program for income. Additional improvements are allowed up to and including building a house if ever desired. Live, vacation, or rent the resort's location is near everything the Gulf Coast offers! Beaches, shopping, golfing, amusement parks, international airports, this location is a tourism mecca, while Lake Osprey is its own special and private community for RVers! Buyer to verify all information during due diligence.
Property Details
Property Features
Listing Office:
Office Name: Auner And Associates Realty LL
Office Phone: (251) 978-9797
Listing Agent: Deanna Auner
Exterior Features
Exterior Information:
Waterfront: Lake Front
View: Lake
Exterior: RV Parking
Lot Features
Lot Information:
Lot: Zero Lot Line, Cul-De-Sac, Waterfront, Seawall, Subdivision
Lot Size: 0.10 Acres
Other
Directions Information:
Directions: Arriving in Elberta, AL drive through town on Hwy. 98 headed east to CR 95. Turn right at CR 98, drive down about 1 mile and Lake Osprey RV Resort will be on youe left. Turn onto Preserve Trail, after stop sign turn left towards the clubhouse. Before clubhouse take a right on Gateway Dr., drive to the entrance to "The Pointe", turn left, Lot 55 will be on your right 9 lots down, at the cul de sac. Lot numbers are on the pedestals.
Price Information
Listing Price Info
Price Summary:
List Price: $160,000
HOA Fees:
Amount: $320
Frequency: Monthly
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Elberta, AL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,186
Per Month
Principal & Interest
$799
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$320
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$546
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
9
/10
Elberta Elementary School
25820 US Highway 98
Distance between this listing and this school2.54 miles
Public District Grades KG-6
4
/10
Foley Elementary School
450 N Cedar St
Distance between this listing and this school8.78 miles
Public District Grades KG-6
7
/10
Hellen Caro Elementary School
12551 Meadson Rd
Distance between this listing and this school8.97 miles
Public District Grades KG-5
Nearby Schools
3
/10
Foley Middle School
200 N Oak St
Distance between this listing and this school8.63 miles
Public District Grades 7-8
2
/10
Jim C. Bailey Middle School
4110 Bauer Rd
Distance between this listing and this school9.15 miles
Public District Grades 6-8
4
/10
Summerdale Elementary School
400 E Broadway St
Distance between this listing and this school10.84 miles
Public District Grades KG-8
Nearby Schools
6
/10
Elberta High School
13355 Main St
Distance between this listing and this school3.56 miles
Public District Grades 9-12
6
/10
Foley High School
1 Pride Pl
Distance between this listing and this school8.78 miles
Public District Grades 9-12
6
/10
Robertsdale High School
21630 State Highway 59 S
Distance between this listing and this school13.63 miles
The neighbors living near this home have an average income of $59,877. Typical income of Elberta, AL residents is between $35k-100k annually. The most common type of family is married, no kids. The majority of residents in this area have high school diploma education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 12041 Raptor Ct
What is the listing price of this property?
The listing price of 12041 Raptor Ct property is $160,000.
What type of property is this?
The property 12041 Raptor Ct is land located in Elberta, Alabama, 36530.
Is this property for sale now?
Active Listing: 12041 Raptor Ct is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 12041 Raptor Ct in Elberta, AL and zip code 36530. This home sits on a 0.10 acre lot. It has been listed on Rocket Homes since March 20, 2024 and is currently priced at $160,000.
While more than 1 listings in Elberta, AL in November 2024 were sold above asking price, there were more than 0 listings sold at asking price, and more than 5 were sold below. The number of listings in Elberta, AL decreased by 14.7% between October 2024 and November 2024.
From Rocket Homes Real Estate and based on county public records data.
Listing information Copyright © 2024 Baldwin County Association of REALTORS®, Inc. All rights reserved. MLS IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
NASCAR
NASCAR
Figure Skating
Hunting
Bass Pro Shops
Dollar General
Wal-Mart
Hardee's
Applebees
Jimmy Johns
GMC
Cadillac
Oldsmobile
Classic Country
Oldies
New Country