1205 Commercial St, Hanceville, AL, 35077

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

1205 Commercial St, Hanceville$135,000

Buyer Closing Credits

$1,603^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Year Built1940

MLS #517514

Lot Size0.28 Acres

StatusActive

About 1205 Commercial St

This delightful cottage is your gateway to homeownership! Perfect for someone starting out or looking to downsize, this cozy haven offers a manageable space to make your own. Move-in ready (sold "as-is")Large back deck with convenient walk-out storage unit, Spacious, shaded backyard - perfect for entertaining or letting pets roam free, Fenced yard provides peace of mind for children and furry friends Don't miss your chance to see this charming gem! This property won't last long - schedule a showing today!

View More

Property Details

Property Features

Property Information:

• Year Built: 1940
• Living Area: 1,202 SqFt

Listing Office:

• Office Name: ERA WALDROP REAL ESTATE
• Office Email: tommy.waldrop@erawaldrop.com
• Listing Agent: RENITA TANKERSLEY

Interior Features

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 2

Lot Features

Lot Information:

• Lot Size: 0.28 Acres

Other

Directions Information:

• Directions: Hanceville turn left on Commercial street continue to 1205 property will be on the right

Price Information

Listing Price Info

Price Summary:

• List Price: $135,000
• Price Per SqFt: $112/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Hanceville, AL.

Hanceville, AL

City

Med. Sold Price

$225.4K

Med. Price/SqFt

$147

Avg. Days On Market

55

# of Sold Homes

4

1205 Commercial St vs Hanceville

2 DAYS ON ROCKET

-53 Days

$135,000

-$90.4K Less

$112/SqFt

-$35 Less

KEY TAKEAWAY

This property is $90.4K less than the Median Sold Price and $35/SqFt less than other homes in Hanceville, AL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Strategic
• MLS Number: #517514

Listing Office:

• Office Name: ERA WALDROP REAL ESTATE
• Office Email: tommy.waldrop@erawaldrop.com
• Listing Agent: RENITA TANKERSLEY

Copyright 2025 Strategic MLS Alliance. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/9/2025, 9:16:12 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$741

Per Month

Principal & Interest

$674

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$471

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Alabama›Cullman County›Hanceville›35077›1205 Commercial St

This home is located at 1205 Commercial St in Hanceville, AL and zip code . This 1,202 square foot home, which was built in 1940, sits on a 0.28 acre lot. Features: 2 bedrooms, 1 bathroom. It has been listed on Rocket Homes since January 07, 2025 and is currently priced at $135,000.

In December 2024, from all listings sold in Hanceville, AL there were more than 0 sold above asking price, over 4 sold below and more than 0 were sold right at the asked price. The number of homes for sale in Hanceville, AL increased by 9.7% between November 2024 and December 2024. Listings spent 55 days on the market in December 2024, and had a median list price of $225,400 during the same period.

From Rocket Homes Real Estate and based on county public records data.