122 San Vincente St, Panama City, FL, 32413

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

122 San Vincente St, Panama City Beach$549,000

Buyer Closing Credits

$6,519^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingGarage

Attached Garage1 space

Year Built1995

HeatingCentral

CoolingCeiling Fan(s), Central Air

MLS #965775

StatusActive

About 122 San Vincente St

Great location, pristinely maintained home with garage & shed! Beach side of 98 near Pier Park and all the conveniences. Walk to beach. Nice, spacious layout 2/2 with garage (easily turn the garage in to an additional bedroom if needed). Beautiful lot - sod w/irrigation, utility shed and fenced in back yard. Renovated kitchen, newly painted inside along with accessible storage above garage, sliding doors to side patio and plenty of driveway parking

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 1995
• Stories: 1
• Living Area: 1,240 SqFt

Listing Office:

• Office Name: Surfside Property Group
• Office Email: jim@surfsidepropertygroup.com
• Listing Agent: Jane Buckle

Interior Features

Interior Information:

• Appliances: Dishwasher, Microwave, Refrigerator, Refrigerator, Ice Maker, Range, Electric Oven
• Interior: Newly Painted, Pantry, Window Treatment(s), Woodwork Painted

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 2

Exterior Features

Exterior Information:

• Private Pool: No
• Exterior: Fenced Chain Link, Patio Covered, Yard Building

Parking Information:

• Garage Space: 1 space
• Attached Garage: Yes
• Parking: Garage

Lot Features

Lot Information:

• Lot: Level, Within 1/2 Mile to Water

Utilities

Utilities Information:

• Heating: Central
• Cooling: Ceiling Fan(s), Central Air

Other

Directions Information:

• Directions: 79 South towards the beach, then right on Firenze Ave, then left on San Vincente - home is on the right just after turning left. Or, coming from the West on 98, take San Vincente south - home is on the right.

Price Information

Listing Price Info

Price Summary:

• List Price: $549,000
• Price Per SqFt: $443/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Panama City Beach, FL.

Panama City Beach, FL

City

Med. Sold Price

$450.5K

Med. Price/SqFt

$316

Avg. Days On Market

129

# of Sold Homes

125

122 San Vincente St vs Panama City Beach

1 DAY ON ROCKET

-128 Days

$549,000

+$98.4K More

$443/SqFt

+$127 More

KEY TAKEAWAY

This property is $98.4K more than the Median Sold Price and $127/SqFt more than other homes in Panama City Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Emerald Coast Association of REALTORS®
• MLS Number: #965775

Listing Office:

• Office Name: Surfside Property Group
• Office Email: jim@surfsidepropertygroup.com
• Listing Agent: Jane Buckle

Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2025. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/8/2025, 4:21:08 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$2,808

Per Month

Principal & Interest

$2,741

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,712

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Bay County›Panama City Beach›32413›122 San Vincente St

This home is located at 122 San Vincente St in Panama City, FL and zip code 32413 in the El Centro Beach neighborhood. This 1,240 square foot home was built in 1995. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since January 07, 2025 and is currently priced at $549,000.

While more than 6 listings in Panama City Beach, FL in December 2024 were sold above asking price, there were more than 11 listings sold at asking price, and more than 108 were sold below. The number of homes for sale in Panama City Beach, FL decreased by 1% between November 2024 and December 2024. While the average time on the market in December 2024 was 129 days, the median list price was $450,514.

From Rocket Homes Real Estate and based on county public records data.