1227 2nd St, Bertram, IA, 52403

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

1227 2nd St, Bertram$250,000

Buyer Closing Credits

$2,969^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingDetached, Garage, Heated Garage

Garage2 spaces

Year Built1957

HeatingNatural Gas

CoolingCentral Air

BasementYes

MLS #2408377

Lot Size0.61 Acres

StatusActive

About 1227 2nd St

Charming 3-Bedroom Ranch in Bertram, Iowa! Nestled on a spacious 0.61-acre lot just outside Cedar Rapids, this well-maintained 3-bedroom ranch home offers the perfect blend of comfort and convenience, with the added benefit of low county taxes. The updated interior features a spacious kitchen and living room, ideal for both relaxing and entertaining. The expansive yard is perfect for family games, gardening, or simply enjoying the outdoors. A large heated garage with a workshop area provides ample space for hobbies or projects, and two additional outbuildings offer versatility—perfect for chickens, storage, or even a playhouse! Enjoy peaceful living with easy access to city amenities. This home is ready for you to move in and make it your own!

View More

Property Details

Property Features

Property Information:

• Architectural Style: Ranch
• Year Built: 1957
• Living Area: 1,476 SqFt

Listing Office:

• Office Name: Keller Williams Midwest Partners
• Office Phone: (563) 345-6520
• Listing Agent: Pattie Fox

Interior Features

Interior Information:

• Appliances: Dryer, Gas Water Heater, Range, Refrigerator, Washer
• Basement: Yes
• Interior: Eat-in Kitchen, Kitchen/Dining Combo, Bath in Primary Bedroom, Main Level Primary

Bedroom and Bathroom Information:

• Partial Bathrooms: 1
• Full Bathrooms: 1
• Total Bedroom Count: 3

Exterior Features

Parking Information:

• Garage Space: 2 spaces
• Parking: Detached, Garage, Heated Garage

Virtual/3D Tour

• Virtual Tour: 1227 2nd St

Virtual Tour

Lot Features

Lot Information:

• Lot: Level
• Lot Size: 0.61 Acres

Utilities

Utilities Information:

• Heating: Natural Gas
• Cooling: Central Air

Price Information

Listing Price Info

Price Summary:

• List Price: $250,000
• Price Per SqFt: $169/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Name: CDR
• MLS Number: #2408377

Listing Office:

• Office Name: Keller Williams Midwest Partners
• Office Phone: (563) 345-6520
• Listing Agent: Pattie Fox

Provided Courtesy Of Cedar Rapids Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Is Believed To Be Accurate But Not Guaranteed.
Copyright 2024 Cedar Rapids Area Association of REALTORS®. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/17/2024, 11:55:50 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,315

Per Month

Principal & Interest

$1,248

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$816

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Iowa›Linn County›Bertram›52403›1227 2nd St

This home is located at 1227 2nd St in Bertram, IA and zip code 52403. This 1,476 square foot home, which was built in 1957, sits on a 0.61 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since December 12, 2024 and is currently priced at $250,000.

Over 43 listings were sold over their listed price in November 2024 in Linn County, IA. In the same period over 126 listings were sold below the listed price and 54 listings were sold for the listed price. The number of homes for sale in Linn County, IA decreased by 8.4% between October 2024 and November 2024. In November 2024 median list price was $219,806 and the average listing age was 39 days.

From Rocket Homes Real Estate and based on county public records data.