Located just steps from the sugar white sands of dedicated Sunnyside Beach, this vacant homesite if offered with a full set of approved plans for a modern, 4,300 square foot beach home. ''Dedicated Beach'' means that nothing can be built on the south side of Front Beach Road so residents of Laguna Beach can enjoy the beautiful beaches without the typical crowds you see around more dense areas of PCB. This prime location is close to 30A, Pier Park and the new 87-acre hospital site. Enjoy lower insurance costs (Flood Zone X) but still enjoy easy access to the beach! See an additional listing to purchase the lot WITH the home (pre-construction sale).
Property Details
Property Features
Listing Office:
Office Name: Berkshire Hathaway HomeServices Beach Properties of Florida
Exterior Features
Exterior Information:
View: Gulf
Lot Features
Lot Information:
Lot Size: 0.16 Acres
Other
Directions Information:
Directions: FROM HIGHWAY 79 TRAVEL APPROX 4 MILES WEST ON FRONT BEACH RD TO 4TH ST. LOT WILL BE ON YOUR RIGHT
Price Information
Listing Price Info
Price Summary:
List Price: $685,000
HOA Fees:
Amount: $200
Frequency: Annually
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City Beach, FL.
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,502
Per Month
Principal & Interest
$3,419
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$16
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,120
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
West Bay Elementary School
14813 School Dr
Distance between this listing and this school5.93 miles
Public District Grades KG-5
5
/10
Hutchison Beach Elementary School
12900 Hutchison Blvd
Distance between this listing and this school7.54 miles
Public District Grades KG-5
7
/10
Patronis Elementary School
7400 Patronis Dr
Distance between this listing and this school12.34 miles
Public District Grades KG-5
Nearby Schools
6
/10
Surfside Middle School
300 Nautilus St
Distance between this listing and this school6.44 miles
Public District Grades 6-8
7
/10
Breakfast Point Academy
601 N Richard Jackson Blvd
Distance between this listing and this school9.03 miles
Public District Grades KG-8
6
/10
Emerald Coast Middle School
4019 US Highway 98 E
Distance between this listing and this school12.37 miles
Public District Grades 6-8
Nearby Schools
5
/10
J.R. Arnold High School
550 N Alf Coleman Rd
Distance between this listing and this school8.70 miles
Public District Grades 9-12
10
/10
Seaside Neighborhood School
10 Smolian Cir
Distance between this listing and this school12.32 miles
Public Charter Grades 5-12
7
/10
Rising Leaders Academy
1527 Lincoln Ave
Distance between this listing and this school16.18 miles
The neighbors living near this home have an average income of $59,286. The most common annual income of people living in Panama City Beach, FL is between $35k-100k. Residents typically live in single, no kids family. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 124 4th St
What is the listing price of this property?
The listing price of 124 4th St property is $685,000.
What type of property is this?
The property 124 4th St is land located in Panama City Beach, Florida, 32413.
Is this property for sale now?
Active Listing: 124 4th St is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 124 4th St in Panama City Beach, FL and zip code 32413 in the Sunnyside On The Gulf neighborhood. This home sits on a 0.16 acre lot. It has been listed on Rocket Homes since October 15, 2024 and is currently priced at $685,000.
Over 5 listings were sold over their listed price in October 2024 in Panama City Beach, FL. In the same period over 99 listings were sold below the listed price and 25 listings were sold for the listed price. The number of listings in Panama City Beach, FL increased by 0.4% between September 2024 and October 2024. While the average time on the market in October 2024 was 104 days, the median list price was $464,783.
From Rocket Homes Real Estate and based on county public records data.