Build your dream home on this beautiful building lot located in the Emerald Bay subdivision with a 20' X 40' +/- community pool and a 2000+/- sq.ft. clubhouse. This development is approximately 20+/- miles north of Chattanooga, 15+/- miles north of Hixson and 17+/- miles south of Dayton. Minutes to lake access and marina. The buyer is responsible to do their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property. Owner/Agent. Licensee and/or an immediate family member of the Licensee is the seller of the property.
Directions: Directions- US 27 N, Right on Highwater Dr, Right on Old Dayton Pike, Left on Lee Pike, Left into Emerald Bay Subdivision, first lot on the right.
Price Information
Listing Price Info
Price Summary:
List Price: $30,000
HOA Fees:
Amount: $500
Frequency: Annually
Tax Information:
Annual Amount: $277
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$258
Per Month
Principal & Interest
$150
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$41
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$156
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
North Hamilton County Elementary School
601 Industrial Blvd
Distance between this listing and this school2.50 miles
Public District Grades PK-5
6
/10
Soddy Elementary School
260 School St
Distance between this listing and this school3.12 miles
Public District Grades PK-5
6
/10
Allen Elementary School
9811 Dallas Hollow Rd
Distance between this listing and this school5.73 miles
Public District Grades PK-5
Nearby Schools
5
/10
Soddy Daisy Middle School
200 Turner Rd
Distance between this listing and this school4.79 miles
Public District Grades 6-8
7
/10
Loftis Middle School
8611 Columbus Rd
Distance between this listing and this school8.67 miles
Public District Grades 6-8
5
/10
Hixson Middle School
5681 Old Hixson Pike
Distance between this listing and this school12.75 miles
Public District Grades 6-8
Nearby Schools
6
/10
Sale Creek Middle/High School
211 Patterson Rd
Distance between this listing and this school4.69 miles
Public District Grades 6-12
4
/10
Sequoyah High School
9517 Sequoyah Access Rd
Distance between this listing and this school6.52 miles
Public District Grades 9-12
6
/10
Soddy Daisy High School
618 Sequoyah Access Rd
Distance between this listing and this school6.65 miles
The neighbors living near this home have an average income of $76,182. Typical income of Hamilton County, TN residents is between $35k-100k annually. Residents typically live in married, no kids family. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 12520 Emerald Bay Dr
What is the listing price of this property?
The listing price of 12520 Emerald Bay Dr property is $30,000.
What type of property is this?
The property 12520 Emerald Bay Dr is land located in Soddy Daisy, Tennessee, 37379.
Is this property for sale now?
Active Listing: 12520 Emerald Bay Dr is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $277 (source: MLS/based on county public records data).
How much acreage is this property?
The property 12520 Emerald Bay Dr is 0.69 acres.
Interested in 12520 Emerald Bay Dr? Let's connect.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 12520 Emerald Bay Dr in Soddy Daisy, TN and zip code 37379 in the Bakewell neighborhood. This home sits on a 0.69 acre lot. It has been listed on Rocket Homes since May 21, 2024 and is currently priced at $30,000.
Hamilton County, TN housing market in November 2024 saw over 90 listings sold above listed price, more than 154 sold at listed price and over 309 sold below. In November 2024 in Hamilton County, TN there were 9.6% less homes for sale than in October 2024. The median list price of listings available in November 2024 was $372,455, while the average time on the real estate market was 41 days.
From Rocket Homes Real Estate and based on county public records data.
The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of the Greater Chattanooga Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Copyright© 2024 Greater Chattanooga Association of REALTORS®.
Hunting
Hunting
NASCAR
Figure Skating
Dick's Sporting Goods
Dillards
Wal-Mart
Texas Roadhouse
Cracker Barrel
Hardee's
Subaru
Cadillac
Ram
New Country
News/Talk/Information
Classic Country