13020 Front Beach Rd Unit 204, Panama City Beach, FL, 32407

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

13020 Front Beach Rd Unit 204, Panama City Beach$390,000

Buyer Closing Credits

$4,631^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeCondominium

ParkingCovered

Year Built2000

HeatingCentral, Electric

CoolingCentral Air, Ceiling Fan(s), Electric

ViewGulf

MLS #744928

StatusActive

About 13020 Front Beach Rd Unit 204

Amazing opportunity to buy one of Panama City Beach's HIDDEN GEMS. This condo is across the street from Public Beach Access 45, so 350 ft from your door to shore, with a full-on view of the Gulf! Rental ready now, but you can add your own loving touches to make it your own if you want to make it your 2nd home! Condo Dues are so LOW! Dues cover water, sewer, trash, pest control, basic cable, and building insurance. Can't beat it! It's an experience living between the Piers! Makes 4th of July the best! See fireworks from both piers. If Front Beach Road traffic turns you off, there is quick access to Hutchison (Middle Beach Rd) and there are not too many condos that have this asset!

View More

Property Details

Property Features

Property Information:

• Architectural Style: Low Rise
• Year Built: 2000
• Living Area: 1,025 SqFt

Listing Office:

• Office Name: VIP Beach Destinations

Interior Features

Interior Information:

• Appliances: Washer/Dryer Stacked, Dishwasher, Electric Range, Disposal, Microwave, Washer

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 2

Exterior Features

Exterior Information:

• View: Gulf
• Exterior: Balcony

Parking Information:

• Parking: Covered

Utilities

Utilities Information:

• Heating: Central, Electric
• Cooling: Central Air, Ceiling Fan(s), Electric

Other

Directions Information:

• Directions: From Hwy 98 travel south on Clara, then at Front Beach turn right. Condo is first condo past Salty Goat

Price Information

Listing Price Info

Price Summary:

• List Price: $390,000
• Price Per SqFt: $380/SqFt

HOA Fees:

• Amount: $1050
• Frequency: Quarterly

Tax Information:

• Annual Amount: $2,306
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Panama City Beach, FL.

Panama City Beach, FL

City

Med. Sold Price

$454.5K

Med. Price/SqFt

$321

Avg. Days On Market

104

# of Sold Homes

123

13020 Front Beach Rd Unit 204 vs Panama City Beach

359 DAYS ON ROCKET

+255 Days

$390,000

-$64.5K Less

$380/SqFt

+$59 More

KEY TAKEAWAY

This property is $64.5K less than the Median Sold Price and $59/SqFt more than other homes in Panama City Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: BCAR
• MLS Number: #744928

Listing Office:

• Office Name: VIP Beach Destinations

The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 7:21:00 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Jun 23, 2020	Jun 23, 2020Home Sold	$240,000
Mar 23, 2016	Mar 23, 2016Home Sold	$163,000
Apr 07, 2005	Apr 07, 2005Home Sold	$294,100
Jul 22, 2003	Jul 22, 2003Home Sold	$132,000

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$2,306	$199,750
2018	$1,741	$136,000
2017	$1,507	$129,965

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$2,364

Per Month

Principal & Interest

$1,947

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$350

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,236

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Bay County›Panama City Beach›32407›13020 Front Beach Rd Unit 204

This home is located at 13020 Front Beach Rd Unit 204 in Panama City Beach, FL and zip code 32407 in the Bahama Beach neighborhood. This 1,025 square foot home was built in 2000. Features: 2 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since December 29, 2023 and is currently priced at $390,000.

Panama City Beach, FL housing market in November 2024 saw over 8 listings sold above listed price, more than 25 sold at listed price and over 90 sold below. The number of homes for sale in Panama City Beach, FL increased by 1% between October 2024 and November 2024. In November 2024, listings were on the market for 104 days. During the same period, the median list price in this real estate market was $454,516.

From Rocket Homes Real Estate and based on county public records data.