Nestled on a small acreage at the end of a quiet dead-end road, this inviting ranch home offers the perfect blend of country charm and privacy. Featuring three bedrooms, including a spacious primary suite with a walk-in closet and ensuite bathroom, and two full bathrooms designed for comfort and functionality, this home is ideal for any family. An open-concept living and dining area that leads into a huge kitchen, perfect for culinary enthusiasts with ample counter space and storage. The massive basement is ready for future finishing, offering tons of storage, a game space, and potential for a living room or non-conforming bedroom. Additional features include a convenient 2-car attached garage and a 40x40 steel outbuilding, perfect for extra storage, a workshop, or hobbies. With minimal gravel roads and a serene setting, this property provides a tranquil retreat from the hustle and bustle while still offering easy access to essential amenities. Don’t miss out on this unique opportunity to own a slice of tranquility with endless potential. Certified Pre-Owned Home - this home has been pre-inspected and comes with a 13 Mo HWA Platinum Home Warranty included.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$1,530
Per Month
Principal & Interest
$1,463
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$945
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
Elementary School
1
/10
Clarke Community Elementary School
420 E Jefferson St
Distance between this listing and this school7.31 miles
Public District Grades PK-6
Middle School
1
/10
Clarke Middle School School
800 N Jackson St
Distance between this listing and this school7.14 miles
Public District Grades 7-8
High School
3
/10
Clarke Community High School
800 N Jackson St
Distance between this listing and this school7.14 miles
Public District Grades 9-12
Assigned Schools
1
/10
Clarke Community Elementary School
420 E Jefferson St
Distance between this listing and this school7.31 miles
Public District Grades PK-6
Nearby Schools
5
/10
Interstate 35 Elementary School
445 East North St
Distance between this listing and this school10.86 miles
Public District Grades PK-5
5
/10
Murray Elementary School
216 Sherman St
Distance between this listing and this school15.40 miles
Public District Grades PK-6
Assigned Schools
1
/10
Clarke Middle School School
800 N Jackson St
Distance between this listing and this school7.14 miles
Public District Grades 7-8
Nearby Schools
6
/10
Southeast Warren Intermediate School
519 N Washington Ave
Distance between this listing and this school16.00 miles
Public District Grades 4-6
6
/10
Indianola Middle School
403 S 15th St
Distance between this listing and this school17.88 miles
Public District Grades 6-8
Assigned Schools
3
/10
Clarke Community High School
800 N Jackson St
Distance between this listing and this school7.14 miles
Public District Grades 9-12
Nearby Schools
5
/10
Interstate 35 Secondary School
405 East North St
Distance between this listing and this school10.97 miles
Public District Grades 6-12
5
/10
Southeast Warren Jr-Sr High School
16331 Tyler St
Distance between this listing and this school11.05 miles
The neighbors living near this home have an average income of $60,764. The majority of Clarke County, IA residents have income between $35k-100k annually. Most families are married, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1316 280th Ave
What is the listing price of this property?
The listing price of 1316 280th Ave property is $293,000.
What type of property is this?
The property 1316 280th Ave is land located in Osceola, Iowa, 50213.
Is this property for sale now?
Active Listing: 1316 280th Ave is For Sale (Active/New) which means the seller is accepting offers.
What are the assigned schools for this property?
The assigned schools for 1316 280th Ave are: Clarke Community Elementary School: GreatSchools Rating 1/10Clarke Middle School School: GreatSchools Rating 1/10Clarke Community High School: GreatSchools Rating 3/10
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $4,078 (source: MLS/based on county public records data).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 1316 280th Ave in Osceola, IA and zip code 50213. This 1,435 square foot home, which was built in 2000, sits on a 1.85 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since July 10, 2024 and is currently priced at $293,000.
In October 2024 more than 0 listings in Clarke County, IA were sold above the asking price. During the same period more than 0 listings were sold at asking price, while more than 3 were sold below. The inventory of homes for sale in Clarke County, IA between September 2024 and October 2024 increased by 8.3%. Listings spent 72 days on the market in October 2024, and had a median list price of $400,000 during the same period.
From Rocket Homes Real Estate and based on county public records data.