1321 Main St, Center Point, IA, 52213

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

1321 Main St, Center Point$157,000

Buyer Closing Credits

$1,864^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingDetached, Garage, Off Street, Garage Door Opener

Garage2 spaces

Year Built1900

HeatingForced Air, Natural Gas

CoolingCentral Air

BasementYes

MLS #2406055

Lot Size0.22 Acres

StatusActive

About 1321 Main St

Welcome to your new home in the heart of a small town Iowa! This gem of a home has stood the test of time and is ready for you to make it yours. The master bedroom, located on the main level, boasts beautiful vintage hardwood floors, adding warmth and character(old school gym flooring...the definition of vintage). With all appliances included, move-in day will be a breeze! Head down to the basement where you’ll find a fantastic bar area and plenty of built in storage. A single stall garage located just out the back door and an extra 2-stall garage with access from the street behind allow for ample storage or hobbies. Schedule your showing today!

View More

Property Details

Property Features

Property Information:

• Architectural Style: One and One Half Story
• Year Built: 1900
• Living Area: 1,272 SqFt

Listing Office:

• Office Name: COLDWELL BANKER HEDGES
• Office Phone: (319) 378-8760
• Listing Agent: Luke Slaymaker

Interior Features

Interior Information:

• Appliances: Dryer, Gas Water Heater, Range, Refrigerator, Washer
• Basement: Yes
• Interior: Eat-in Kitchen, Main Level Primary

Bedroom and Bathroom Information:

• Full Bathrooms: 1
• Total Bedroom Count: 3

Exterior Features

Parking Information:

• Garage Space: 2 spaces
• Parking: Detached, Garage, Off Street, Garage Door Opener

Lot Features

Lot Information:

• Lot Size: 0.22 Acres

Utilities

Utilities Information:

• Heating: Forced Air, Natural Gas
• Cooling: Central Air

School Info

Assigned Schools Information:

• Center Point-Urbana High School, Public District Grades 9-12
• Center Point-Urbana Middle School, Public District Grades 6-8
• Center Point-Urbana Intermediate School, Public District Grades 3-5

Price Information

Listing Price Info

Price Summary:

• List Price: $157,000
• Price Per SqFt: $123/SqFt

Tax Information:

• Annual Amount: $1,626
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Center Point, IA.

Center Point, IA

City

Med. Sold Price

$205K

Med. Price/SqFt

$131

Avg. Days On Market

40

# of Sold Homes

4

1321 Main St vs Center Point

59 DAYS ON ROCKET

+19 Days

$157,000

-$48K Less

$123/SqFt

-$9 Less

KEY TAKEAWAY

This property is $48K less than the Median Sold Price and $9/SqFt less than other homes in Center Point, IA.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: CDR
• MLS Number: #2406055

Listing Office:

• Office Name: COLDWELL BANKER HEDGES
• Office Phone: (319) 378-8760
• Listing Agent: Luke Slaymaker

Provided Courtesy Of Cedar Rapids Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information Is Believed To Be Accurate But Not Guaranteed.
Copyright 2024 Cedar Rapids Area Association of REALTORS®. All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 11/3/2024, 7:20:47 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$1,626	$80,400
2018	$1,478	$77,300

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$851

Per Month

Principal & Interest

$784

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$537

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Iowa›Linn County›Center Point›52213›1321 Main St

This home is located at 1321 Main St in Center Point, IA and zip code 52213. This 1,272 square foot home, which was built in 1900, sits on a 0.22 acre lot. Features: 3 bedrooms, 1 bathroom. It has been listed on Rocket Homes since September 04, 2024 and is currently priced at $157,000.

Over 0 listings were sold over their listed price in October 2024 in Center Point, IA. In the same period over 4 listings were sold below the listed price and 0 listings were sold for the listed price. In October 2024, listings were on the market for 40 days. During the same period, the median list price in this real estate market was $205,000.

From Rocket Homes Real Estate and based on county public records data.