This property in the City of St. Cloud, one of the few remaining lots available for building, presents a unique opportunity for custom home construction or investment. Here are the key highlights to consider: Rare Opportunity: The property is described as one of the only properties left in the City of St. Cloud where you can build a custom home. Such opportunities can be increasingly rare in established areas. No HOA: The absence of a homeowners' association (HOA) means that there are no associated fees or restrictions on how you can use or develop the property. This provides flexibility and autonomy for your plans. No Time Restrictions: There are no time restrictions to commence construction after purchasing the property. This can be advantageous if you're not in a hurry to build and want to hold onto the land for future development. Central Location: Situated between two existing houses, the lot enjoys a central and desired location in St. Cloud. Its proximity to the St. Cloud Lakefront and downtown St. Cloud makes it convenient for accessing amenities and recreational areas. Cleared Lot: The fact that the lot is cleared and ready for construction can save you time and expense in site preparation. Owner Financing: The option for owner financing with a 50% down payment is available. This can be beneficial if you prefer a financing arrangement directly with the owner. Overall, this property offers an opportunity to customize a home or make a strategic investment in a desirable location in St. Cloud. If interested, reaching out to the owner or a real estate agent for more information and a viewing is advisable.
Property Details
Property Features
Listing Office:
Office Name: CENTURY 21 ALL HOMES & PROPERT
Office Phone: (407) 343-1300
Listing Agent: Kish Munjal
Lot Features
Lot Information:
Lot: Cleared, City Lot, Sidewalk, Paved
Lot Size: 0.17 Acres
Other
Directions Information:
Directions: 192 EAST HEADED TOWARDS ST. CLOUD, NAME CHANGES TO 13TH STREET, RIGHT ON VERMONT, LOT WILL BE LOCATED ON THE RIGHT HAND SIDE OF THE ROAD.
Price Information
Listing Price Info
Price Summary:
List Price: $159,900
Tax Information:
Annual Amount: $570
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Saint Cloud, FL.
This property is $210.1K less than the Median Sold Price in Saint Cloud, FL.
Based on homes sold in the last 12 months
MLS Details
MLS Information:
MLS Name: MFRMLS
MLS Number: #S5081147
Listing Office:
Office Name: CENTURY 21 ALL HOMES & PROPERT
Office Phone: (407) 343-1300
Listing Agent: Kish Munjal
Listings courtesy of Stellar MLS as distributed by MLS GRID.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Copyright 2024 My Florida Regional Multiple Listing Service DBA Stellar MLS. The real estate listing data marked with this icon comes from the IDX program of the Stellar MLS system. All information provided is deemed reliable but is not guaranteed and should be independently verified. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided exclusively for consumers’ personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Properties displayed may be listed or sold by various participants in the MLS. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 11/21/2024, 10:49:48 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
Listing History
DATE
EVENT
PRICE
Jul 30, 2019
Jul 30, 2019Home Sold
$41,500
May 14, 2018
May 14, 2018Home Sold
$40,000
May 24, 2017
May 24, 2017Home Sold
$32,000
Oct 13, 2015
Oct 13, 2015Home Sold
$25,000
Jul 22, 2008
Jul 22, 2008Home Sold
$29,000
Tax History
YEAR
PROP. TAX
ASSESSMENT
2020
$570
$30,700
2019
$570
$26,200
2018
$433
$30,000
2017
$433
$23,000
History based on county public records data.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$866
Per Month
Principal & Interest
$799
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$546
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
4
/10
Saint Cloud Elementary School
2701 Budinger Ave
Distance between this listing and this school0.92 miles
Public District Grades PK-5
5
/10
Lakeview Elementary School
2900 5th St
Distance between this listing and this school0.94 miles
Public District Grades PK-5
5
/10
Michigan Avenue Elementary School
2015 Michigan Ave
Distance between this listing and this school1.21 miles
Public District Grades PK-5
Nearby Schools
5
/10
Saint Cloud Middle School
1975 Michigan Ave
Distance between this listing and this school1.08 miles
Public District Grades 6-8
6
/10
Neptune Middle School
2727 Neptune Rd
Distance between this listing and this school2.73 miles
Public District Grades 6-8
4
/10
P. M. Wells Charter Academy
2426 Remington Blvd
Distance between this listing and this school3.45 miles
Public Charter Grades KG-8
Nearby Schools
8
/10
Osceola Virtual Franchise (Secondary)
1200 Vermont Ave
Distance between this listing and this school0.15 miles
Public District Grades 6-12
4
/10
Saint Cloud High School
2000 Bulldog Ln
Distance between this listing and this school0.85 miles
Public District Grades 9-12
1
/10
Zenith Accelerated Academy
2218 E Irlo Bronson Memorial Hwy
Distance between this listing and this school4.73 miles
The neighbors living near this home have an average income of $64,796. Most Saint Cloud, FL residents have annual incomes between $35k-100k. Typical family type is single, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1412 Vermont Ave
What is the listing price of this property?
The listing price of 1412 Vermont Ave property is $159,900.
What type of property is this?
The property 1412 Vermont Ave is land located in Saint Cloud, Florida, 34769.
Is this property for sale now?
Active Listing: 1412 Vermont Ave is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $570 (source: MLS/based on county public records data).
When was this property sold last time and for how much?
The last sale was on July 30, 2019 for $41,500. (source: MLS/tax record).
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 1412 Vermont Ave in Saint Cloud, FL and zip code 34769. This home sits on a 0.17 acre lot. It has been listed on Rocket Homes since February 22, 2023 and is currently priced at $159,900.
Saint Cloud, FL housing market in October 2024 saw over 6 listings sold above listed price, more than 14 sold at listed price and over 28 sold below. The number of homes for sale in Saint Cloud, FL decreased by 1.4% between September 2024 and October 2024. In October 2024 median list price was $370,000 and the average listing age was 56 days.
From Rocket Homes Real Estate and based on county public records data.