Beauty at every turn along this hidden gem of Otter Creek in NW Bay County. Less than 10 miles from West Bay in Panama City Beach and just 20 miles to the white sand beaches of Panama City Beach FL. This 37 acres tract of land sits along 1300 ft of creek frontage on Otter Creek. This Creek flows west and meets East River just 1/3 of a mile away along the creek. Then East River flows west for 1.8 miles and empties into Choctawhatachee River and then Choctawhatachee River flows 7 miles dumps into Choctawhatachee Bay which is the bay that dumps into the Gulf of Mexico in Destin FL. In reality you could launch a boat from your back yard and actually get to Crab Island in Destin FL. Crab Island is one of Destin’s top summertime destinations. It has been photographed and aired on national networks and shows such as HGTV and Good Morning America, published in various travel magazines, and featured in publications across the globe. Land: The 37 acres are secluded and game rich from Deer to Turkey, Squirrels, Rabbits, Hogs and plenty of fishing. As I was touring this property and trolling the creek, I saw a huge number of fish hitting top water bugs, it truly was amazing to see. This Creek would give immense pleasure in catching a ton of fish on these hot summer evenings. The creek itself is just beautiful and serene, with a Florida charm that invites you to enjoy the great creek and its surroundings. The owner has killed many deer and hogs in this place as well over the years. If you want to hunt and fish and grow your own food, then this place is for you. It is very private, within a small community off the beaten path of HWY 79. * Potential Opportunity* Not guaranteed but the new owner can put in a path to the creek for his or her very own boat access point. This will need to be approved by Bay County and due diligence from the buyer. Location. Just 10 miles from a very fast growing area of West Bay in North Bay County and only 15 miles away from NW Florida International Airport. This property is sure to please and keep you centrally located to beaches, airports, community centers and entertainment. Buildings: The owner has invested over 100K in 4 different structures on the property. There are three carport type barns a 24x60, a 36x36, and a 24x48. All three of these buildings are extremely well built with 8x8 posts. The main house "Base Camp" is a 36x32 and was originally planned to have 3 bedrooms, a kitchen, living room, a bathhouse and fireplace, for hunters and fisherman, the owners were building this to be a hunting and fishing getaway. However, the new owner can create whatever masterpiece they like. Conclusion: If you want privacy, if you want hunting and fishing, if you want to be minutes to the beach or a few miles by boat to Destin from your own backyard, and if you want to build your dream home and feel like you are a million miles away, then this could be the property for you!
Property Details
Property Features
Listing Office:
Office Name: Whitetail Properties Real Esta
Office Phone: (217) 285-9000
Exterior Features
Exterior Information:
Waterfront: Creek
View: Creek/Stream
Parking Information:
Attached Garage: No
Lot Features
Lot Information:
Lot: Sloped, Rolling/Hilly, Wooded, Irregular Lot
Lot Size: 37.04 Acres
Other
Directions Information:
Directions: From West Bay N on HWY 79 in 1.1 mi turn L onto Steel Field RD, go 6.7 mi turn R on Otter Creek Rd
Price Information
Listing Price Info
Price Summary:
List Price: $549,000
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Panama City, FL.
The data relating to real estate on this web site comes in part from the IDX Program of the Tallahassee Board of REALTORS®, Inc. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. The broker providing this data believes it to be correct, but advises interested parties to confirm information before relying on it for a purchase decision. Data displayed may be a portion of, and not a complete set of all listings published in the MLS. Last updated on: 12/21/2024, 10:16:06 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.
Property Sales & Tax
We're sorry, we currently don't have sales or tax history data for this listing.
Payment Calculator
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$2,808
Per Month
Principal & Interest
$2,741
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$1,712
Powered By
Advertisement
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
3
/10
Hiland Park Elementary School
2507 E Baldwin Rd
Distance between this listing and this school0.10 miles
Public District Grades KG-5
6
/10
Bay Haven Charter Academy
2501 Hawks Landing Blvd
Distance between this listing and this school0.64 miles
Public Charter Grades KG-5
1
/10
Cedar Grove Elementary School
2826 E 15th St
Distance between this listing and this school2.08 miles
Public District Grades PK-5
Nearby Schools
7
/10
Bay Haven Charter Middle School
2501 Hawks Landing Blvd
Distance between this listing and this school0.66 miles
Public Charter Grades 6-8
4
/10
Mowat Middle School
1903 W Highway 390
Distance between this listing and this school2.40 miles
Public District Grades 6-8
8
/10
North Bay Haven Charter Academy Middle School
1 Buccaneer Dr
Distance between this listing and this school2.88 miles
Public Charter Grades 6-8
Nearby Schools
5
/10
A Crawford Mosley High School
501 Mosley Dr
Distance between this listing and this school1.05 miles
Public District Grades 9-12
2
/10
Rutherford High School
1000 School Ave
Distance between this listing and this school2.69 miles
Public District Grades 6-12
1
/10
Rosenwald High School
924 Bay Ave
Distance between this listing and this school2.77 miles
The neighbors living near this home have an average income of $59,069. The most common annual income of people living in Panama City, FL is between $35k-100k. Most families are single, no kids. Typical level of education for residents in this area is post secondary degree.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 14200 Helms St
What is the listing price of this property?
The listing price of 14200 Helms St property is $549,000.
What type of property is this?
The property 14200 Helms St is land located in Panama City, Florida, 32413.
Is this property for sale now?
Active Listing: 14200 Helms St is For Sale (Active/New) which means the seller is accepting offers.
By checking this box and submitting your personal information, you agree to our Terms of Use and Privacy Policy. You also expressly consent to having Rocket Homes Real Estate LLC, its Family of Companies, Rocket Homes Network Partners, and potentially our mortgage partners contact you about your inquiry by text message or phone (including automatic telephone dialing system, AI voice, or an artificial or prerecorded voice) to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry. You do not have to agree to receive such calls or messages as a condition of getting any services from Rocket Homes Real Estate, LLC or its partners. By communicating with us by phone, you consent to calls being recorded and monitored. You also agree that we can share your personal data and contact information with third parties such as mortgage partners, partner companies, and affiliates, and that these parties may use your personal data and contact information for marketing and analytic purposes, and to improve your experience.
This home is located at 14200 Helms St in Panama City, FL and zip code 32413 in the Highland City neighborhood. This home sits on a 37.04 acre lot. It has been listed on Rocket Homes since November 12, 2024 and is currently priced at $549,000.
Panama City, FL housing market in November 2024 saw over 13 listings sold above listed price, more than 33 sold at listed price and over 120 sold below. The number of homes for sale in Panama City, FL decreased by 3.9% between October 2024 and November 2024. While the average time on the market in November 2024 was 79 days, the median list price was $339,223.
From Rocket Homes Real Estate and based on county public records data.