15 S Ryan St, Santa Rosa Beach, FL, 32459

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

15 S Ryan St, Santa Rosa Beach$1,790,000

Buyer Closing Credits

$10,000^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

Year Built2002

HeatingCentral

CoolingCeiling Fan(s), Central Air

MLS #954829

Lot Size0.11 Acres

StatusActive

About 15 S Ryan St

15 S Ryan is the perfect blend of location, amenities and coastal comfort. This four bedroom, three bath home is located mere steps from one of two community pools and just a short walk from the deeded beach access. The location is so close to dining, shopping, paddling and kayaking on Eastern Lake, yet it is tucked away on a lower traffic side street. Your main floor features open living, dining and kitchen spaces, and a bedroom with an attached full bath. Upstairs is the master bedroom with an ensuite bath with a soaking tub, shower and dual vanities, and a private balcony. There is also a second guest suite, a fourth bedroom with queen bunks, and a third full bath. Whether for a getaway or rental investment, it is simply a wonderful beach home.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Beach House
• Year Built: 2002
• Stories: 2
• Living Area: 2,233 SqFt

Listing Office:

• Office Name: Real Broker LLC
• Office Email: flbroker@therealbrokerage.com
• Listing Agent: Bryan Whitehead

Interior Features

Interior Information:

• Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Ice Maker, Electric Oven, Washer
• Flooring Type: Hardwood, Tile
• Interior: Breakfast Bar, Ceiling Crown Molding, Recessed Lighting, Washer/Dryer Hookups, Window Treatment(s), Woodwork Painted

Bedroom and Bathroom Information:

• Full Bathrooms: 3
• Total Bedroom Count: 4

Exterior Features

Exterior Information:

• Private Pool: No
• Exterior: Balcony, Columns, Deck Open, Patio Open, Yard Building

Lot Features

Lot Information:

• Lot: Corner Lot, Covenant/Restriction, Cul-De-Sac, Level, Sidewalk, Within 1/2 Mile to Water
• Lot Size: 0.11 Acres

Utilities

Utilities Information:

• Heating: Central
• Cooling: Ceiling Fan(s), Central Air

Other

Directions Information:

• Directions: Take 30A east from Seagrove. Veer right onto Eastern Lake Road at the Y. S Ryan is the fourth street on the right. 15 S Ryan is on the corner of Eastern Lake and S Ryan.

Price Information

Listing Price Info

Price Summary:

• List Price: $1,790,000
• Price Per SqFt: $802/SqFt

HOA Fees:

• Amount: $796
• Frequency: Quarterly

Tax Information:

• Annual Amount: $6,758
• Tax Year: 2020

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Santa Rosa Beach, FL.

Santa Rosa Beach, FL

City

Med. Sold Price

$954.4K

Med. Price/SqFt

$515

Avg. Days On Market

115

# of Sold Homes

68

15 S Ryan St vs Santa Rosa Beach

139 DAYS ON ROCKET

+24 Days

$1,790,000

+$835.5K More

$802/SqFt

+$286 More

KEY TAKEAWAY

This property is $835.5K more than the Median Sold Price and $286/SqFt more than other homes in Santa Rosa Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Emerald Coast Association of REALTORS®
• MLS Number: #954829

Listing Office:

• Office Name: Real Broker LLC
• Office Email: flbroker@therealbrokerage.com
• Listing Agent: Bryan Whitehead

Information Deemed Reliable but not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All listings are provided courtesy of the Emerald Coast Association of Realtors, Copyright 2024. All rights reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 9:21:07 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
May 25, 2021	May 25, 2021Home Sold	$925,000
Oct 15, 2002	Oct 15, 2002Home Sold	$595,000
Nov 26, 2001	Nov 26, 2001Home Sold	$429,000
Nov 02, 2001	Nov 02, 2001Home Sold	$193,500

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	$6,758	$676,973
2019	$6,567	$661,346
2017	$5,724	$577,474

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$9,266

Per Month

Principal & Interest

$8,934

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$265

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$5,433

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Walton County›Santa Rosa Beach›32459›15 S Ryan St

This home is located at 15 S Ryan St in Santa Rosa Beach, FL and zip code 32459. This 2,233 square foot home, which was built in 2002, sits on a 0.11 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since August 05, 2024 and is currently priced at $1,790,000.

In November 2024 more than 1 listings in Santa Rosa Beach, FL were sold above the asking price. During the same period more than 6 listings were sold at asking price, while more than 61 were sold below. The number of listings in Santa Rosa Beach, FL increased by 7.8% between October 2024 and November 2024. In November 2024 median list price was $954,431 and the average listing age was 115 days.

From Rocket Homes Real Estate and based on county public records data.