This exquisite hardly used, move-in-ready home, overlooking the pond, is a true gem. It offers privacy in a natural setting. As you step inside, you'll be greeted by the elegance of tile wood-plank flooring and sleek quartz countertops. These Custom-built townhomes offer the best floor plans with the Owner's Suite on the main floor with a large luxurious bathroom. The upstairs features two spacious bedrooms and flex space. The open-concept layout downstairs allows natural light to fill the space. Crown molding enhances the downstairs living areas. The gourmet kitchen is a chef's dream with a spacious walk-in pantry. Situated just 1.4 miles from the beach and less than a mile from downtown, this home offers convenience and leisure while on the hospital power grid. Easy access to pristine beaches, delightful shops, and fantastic restaurants in Historic Fernandina Beach. Low HOA fee of $275 a month includes yard care, perfect for your lock and leave getaway Island home.
Property Details
Property Features
Property Information:
Architectural Style: Traditional
Year Built: 2018
Living Area: 1,836 SqFt
Listing Office:
Office Name: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
Listing Agent: KAREN WERLING
Interior Features
Interior Information:
Appliances: Dishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer
Interior: Ceiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
Bedroom and Bathroom Information:
Partial Bathrooms: 1
Full Bathrooms: 2
Total Bedroom Count: 3
Exterior Features
Exterior Information:
Private Pool: No
Parking Information:
Garage Space: 2 spaces
Attached Garage: No
Parking: Garage
Lot Features
Lot Information:
Lot: Sprinklers In Front, Sprinklers In Rear
Utilities
Utilities Information:
Heating: Electric, Heat Pump
Cooling: Central Air
Other
Directions Information:
Directions: North on 14th St to right onto Nectrine St and right into Coastal Cottage Ln. Turn right into community.
Price Information
Listing Price Info
Price Summary:
List Price: $647,500
Price Per SqFt: $353/SqFt
HOA Fees:
Amount: $275
Frequency: Monthly
Tax Information:
Annual Amount: $5,209
Tax Year: 2020
What can I afford?
Understand what home price range makes sense for your budget.
Housing Market Comparison
See how this home compares to others in Fernandina Beach, FL.
Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$3,574
Per Month
Principal & Interest
$3,232
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$275
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$2,008
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
7
/10
Emma Love Hardee Elementary School
2200 Susan Dr
Distance between this listing and this school0.98 miles
Public District Grades 3-5
7
/10
St. Mary's Elementary School
600 Osborne St
Distance between this listing and this school7.74 miles
Public District Grades PK-5
8
/10
Yulee Elementary School
86063 Felmor Rd
Distance between this listing and this school8.18 miles
Public District Grades 3-5
Nearby Schools
5
/10
Fernandina Beach Middle School
315 Citrona Dr
Distance between this listing and this school1.00 miles
Public District Grades 6-8
6
/10
Yulee Middle School
85439 Miner Rd
Distance between this listing and this school7.97 miles
Public District Grades 6-8
7
/10
St, Mary's Middle School
205 Martha Dr
Distance between this listing and this school10.11 miles
Public District Grades 6-8
Nearby Schools
7
/10
Fernandina Beach High School
435 Citrona Dr
Distance between this listing and this school0.80 miles
Public District Grades 9-12
5
/10
Nassau Virtual Franchise
1201 Atlantic Ave
Distance between this listing and this school1.42 miles
Public District Grades KG-12
5
/10
Yulee High School
85375 Miner Rd
Distance between this listing and this school8.19 miles
The neighbors living near this home have an average income of $50,608. Typical income of Fernandina Beach, FL residents is between $35k-100k annually. The majority of families are single, no kids. Residents of this area typically have post secondary degree education.
All data provided by Home Junction and Claritas
Frequently Asked Questions About 1560 Nectarine St
What is the listing price of this property?
The listing price of 1560 Nectarine St property is $647,500.
What type of property is this?
The property 1560 Nectarine St is a townhouse located in Fernandina Beach, Florida, 32034.
Is this property for sale now?
Active Listing: 1560 Nectarine St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $5,209 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 1560 Nectarine St has 3 bedrooms and 2 full and 1 half bathrooms.
What is the square footage of this property?
The property 1560 Nectarine St is 1,836 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1560 Nectarine St is 2018.
This home is located at 1560 Nectarine St in Fernandina Beach, FL and zip code 32034. This 1,836 square foot home was built in 2018. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since September 12, 2024 and is currently priced at $647,500.
In November 2024 more than 2 listings in Fernandina Beach, FL were sold above the asking price. During the same period more than 7 listings were sold at asking price, while more than 25 were sold below. The median list price of listings available in November 2024 was $589,500, while the average time on the real estate market was 58 days.
From Rocket Homes Real Estate and based on county public records data.