1603 Hope Cir, Panama City Beach, FL, 32407

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

1603 Hope Cir, Panama City Beach$338,900

Buyer Closing Credits

$4,024^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingAttached, Garage

Attached Garage1 space

Year Built1996

HeatingHeat Pump

CoolingHeat Pump

MLS #763899

Lot Size0.11 Acres

StatusActive

About 1603 Hope Cir

Beautiful three-bedroom, two-bath home located within on mile of the beach. This charming property offers the perfect blend of comfort and coastal living, Ideal for those looking to enjoy the best of both worlds. Home features tile flooring throughout and appliances included. The kitchen has wood cabinets, and blinds in all windows. Enjoy outdoor entertainment on the spacious 12X20 screened-in porch, perfect for relaxing or hosting gatherings. An 8X10 exterior building is also included for extra storage or utility space.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Contemporary
• Year Built: 1996
• Living Area: 1,396 SqFt

Listing Office:

• Office Name: Keller Williams Realty Southeast Alabama

Interior Features

Interior Information:

• Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

Bedroom and Bathroom Information:

• Full Bathrooms: 2
• Total Bedroom Count: 3

Exterior Features

Exterior Information:

• Exterior: Porch

Parking Information:

• Garage Space: 1 space
• Attached Garage: Yes
• Parking: Attached, Garage

Lot Features

Lot Information:

• Lot Size: 0.11 Acres

Utilities

Utilities Information:

• Heating: Heat Pump
• Cooling: Heat Pump

Other

Directions Information:

• Directions: West on Front Beach Rd. Right on Allison, Left on Faith, Right on Hope Circle

Price Information

Listing Price Info

Price Summary:

• List Price: $338,900
• Price Per SqFt: $243/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Panama City Beach, FL.

Panama City Beach, FL

City

Med. Sold Price

$454.5K

Med. Price/SqFt

$321

Avg. Days On Market

104

# of Sold Homes

123

1603 Hope Cir vs Panama City Beach

46 DAYS ON ROCKET

-58 Days

$338,900

-$115.6K Less

$243/SqFt

-$78 Less

KEY TAKEAWAY

This property is $115.6K less than the Median Sold Price and $78/SqFt less than other homes in Panama City Beach, FL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: BCAR
• MLS Number: #763899

Listing Office:

• Office Name: Keller Williams Realty Southeast Alabama

The data relating to real estate for sale on this web site comes in part from the Internet Data exchange program of Central Panhandle Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Properties subject to prior sale, change, withdrawal or rental. Copyright© 2024 Central Panhandle Association of REALTORS.© All Rights Reserved.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/22/2024, 10:21:00 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

Listing History

DATE	EVENT	PRICE
Jan 24, 1997	Jan 24, 1997Home Sold	$86,900

Tax History

YEAR	PROP. TAX	ASSESSMENT
2020	-	$103,081
2018	-	$104,228
2017	-	$102,084

History based on county public records data.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,759

Per Month

Principal & Interest

$1,692

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,083

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Florida›Bay County›Panama City Beach›32407›1603 Hope Cir

This home is located at 1603 Hope Cir in Panama City Beach, FL and zip code 32407 in the Charity VIllage neighborhood. This 1,396 square foot home, which was built in 1996, sits on a 0.11 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since November 05, 2024 and is currently priced at $338,900.

In November 2024 more than 8 listings in Panama City Beach, FL were sold above the asking price. During the same period more than 25 listings were sold at asking price, while more than 90 were sold below. The number of homes for sale in Panama City Beach, FL increased by 1% between October 2024 and November 2024. The median list price of listings available in November 2024 was $454,516, while the average time on the real estate market was 104 days.

From Rocket Homes Real Estate and based on county public records data.