16142 Country Estates Rd, Effingham, IL, 62401

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

16142 Country Estates Rd, Effingham$319,900

Buyer Closing Credits

$3,799^*

1.25% Loan Amount

Sell Your Home And Save More

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingAttached, Garage

Attached Garage2 spaces

Year Built1989

HeatingNatural Gas, Forced Air

CoolingCentral Air

BasementYes

MLS #6245158

Lot Size0.77 Acres

StatusActive

About 16142 Country Estates Rd

Improved price ** Wonderful family home right on the edge of Effingham! ** JUST REDUCED ** The main level boosts an open area for kitchen and great room area, a more formal living room, bedroom/bath and the laundry and half bath! Upstairs are two large bedrooms with tons of closet space and a full bath. The unfinished basement has egress window and gives way to loads of possibilities. The home has all new insulation in the attic, new laminate flooring and more. For storage outside, how about a shed with overhead door? Situated on .77 acre, you're gonna want to take a look at everything this home has to offer.

View More

Property Details

Property Features

Property Information:

• Architectural Style: Traditional
• Year Built: 1989
• Stories: 1

Listing Office:

• Office Name: Smith Realty Group of Effingham, LLC
• Office Phone: (217) 994-9024

Interior Features

Interior Information:

• Appliances: Gas Water Heater, Range, Refrigerator
• Basement: Yes
• Interior: Walk-In Closet(s)

Bedroom and Bathroom Information:

• Partial Bathrooms: 1
• Full Bathrooms: 2
• Total Bedroom Count: 3

Exterior Features

Parking Information:

• Garage Space: 2 spaces
• Attached Garage: Yes
• Parking: Attached, Garage

Lot Features

Lot Information:

• Lot Size: 0.77 Acres

Utilities

Utilities Information:

• Heating: Natural Gas, Forced Air
• Cooling: Central Air

Other

Directions Information:

• Directions: Hwy 32/33 North out of Effingham. Turn right onto Country Estates Rd, first home on right.

Price Information

Listing Price Info

Price Summary:

• List Price: $319,900

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

MLS Details

MLS Information:

• MLS Name: CentralIL
• MLS Number: #6245158

Listing Office:

• Office Name: Smith Realty Group of Effingham, LLC
• Office Phone: (217) 994-9024

The data relating to real estate for sale on this web site comes in part from the Internet Data exchange (“IDX”) program of Central Illinois Board of Realtors. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright© 2024 Central Illinois Board of Realtors.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 12/11/2024, 6:16:10 PM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,664

Per Month

Principal & Interest

$1,597

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,026

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Illinois›Effingham County›Effingham›62401›16142 Country Estates Rd

This home is located at 16142 Country Estates Rd in Effingham, IL and zip code 62401. This home, which was built in 1989, sits on a 0.77 acre lot. Features: 3 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since November 21, 2024 and is currently priced at $319,900.

While more than 2 listings in Effingham County, IL in November 2024 were sold above asking price, there were more than 3 listings sold at asking price, and more than 17 were sold below. The number of homes for sale in Effingham County, IL increased by 0.9% between October 2024 and November 2024. In November 2024 median list price was $205,250 and the average listing age was 54 days.

From Rocket Homes Real Estate and based on county public records data.