1705 Derby Dr SE, Cullman, AL, 35055

Location

Get An Agent. Get A Mortgage.

Let Us Help You Buy A Home And Save BIG

Save BIG.

1705 Derby Dr SE, Cullman$375,000

Buyer Closing Credits

$4,453^*

1.25% Loan Amount

Connect With An Agent

Still Have Questions? Contact Us.

1 (855) 200-2001

Property Highlights

Home TypeSingle Family Residence

ParkingDriveway, Basement

Garage2 spaces

Year Built2003

HeatingElectric

CoolingCentral Air

BasementYes

MLS #520122

Lot Size0.31 Acres

StatusActive

About 1705 Derby Dr SE

4 bedroom, 3 bath brick home located in Derby Creek Subdivision on the east side of town. Home features large in ground pool with privacy fence. Main level features 3 bedroom, 2 bath, master bedroom with tray ceiling and walk in closet, covered porch off the kitchen area of the home overlooking the pool area. Basement features 4th bedroom and an additional bathroom along with a 2 car garage.

View More

Property Details

Property Features

Property Information:

• Architectural Style: 1 Story
• Year Built: 2003
• Living Area: 2,044 SqFt

Listing Office:

• Office Name: ALL PROPERTIES of Alabama, LLC
• Office Email: realestate39@yahoo.com
• Listing Agent: JIMMY DRAKE

Interior Features

Interior Information:

• Appliances: Dishwasher, Electric Range, Microwave, Stainless Steel Appliance(s)
• Basement: Yes
• Flooring Type: Carpet, Ceramic Tile, Concrete

Bedroom and Bathroom Information:

• Full Bathrooms: 3
• Total Bedroom Count: 4

Exterior Features

Exterior Information:

• Exterior: Privacy Fence, Porch Front, Porch

Parking Information:

• Garage Space: 2 spaces
• Parking: Driveway, Basement

Lot Features

Lot Information:

• Lot Size: 0.31 Acres

Utilities

Utilities Information:

• Heating: Electric
• Cooling: Central Air

Other

Directions Information:

• Directions: 1705 Derby Dr SE Cullman- take 3rd Ave SE to 13th St SE, turn right onto East Hanceville Rd for 0.8 mi, then take a right onto Kessler Dr into Derby Creek Subdivision, turn right onto Derby Dr, see sign on left.

Price Information

Listing Price Info

Price Summary:

• List Price: $375,000
• Price Per SqFt: $183/SqFt

What can I afford?

Understand what home price range makes sense for your budget.

See What I Can Afford

Housing Market Comparison

See how this home compares to others in Cullman, AL.

Cullman, AL

City

Med. Sold Price

$281.2K

Med. Price/SqFt

$152

Avg. Days On Market

48

# of Sold Homes

21

1705 Derby Dr SE vs Cullman

8 DAYS ON ROCKET

-40 Days

$375,000

+$93.7K More

$183/SqFt

+$31 More

KEY TAKEAWAY

This property is $93.7K more than the Median Sold Price and $31/SqFt more than other homes in Cullman, AL.

Based on homes sold in the last 12 months

MLS Details

MLS Information:

• MLS Name: Strategic
• MLS Number: #520122

Listing Office:

• Office Name: ALL PROPERTIES of Alabama, LLC
• Office Email: realestate39@yahoo.com
• Listing Agent: JIMMY DRAKE

Copyright 2025 Strategic MLS Alliance. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data displayed may be a portion of, and not a complete set of all listings published in the MLS.
Last updated on: 1/15/2025, 6:16:11 AM Eastern. If you have any questions regarding the accuracy of this data, please contact us at help@rockethomes.com.

View More

Property Sales & Tax

We're sorry, we currently don't have sales or tax history data for this listing.

Payment Calculator

Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.

$1,939

Per Month

Principal & Interest

$1,872

Home Price

Home PriceThe dollar amount you pay for the home.

$

Interest Rate

Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.

%

Down Payment

Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.

$Down PaymentPercent%

Loan Term

Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.

30 year25 year20 year15 year10 year

Property Taxes

$0

Annual Cost

Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.

$/ Year

Mortgage Insurance

$0

Monthly Premium

Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.

$/ Month

Homeowners Insurance

$67

Monthly Premium

Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.

$/ Month

Homeowners Association (HOA)

$0

Monthly Fees

Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.

$/ Month

Utilities

$0

Monthly Cost

Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.

$/ Month

*Disclosures

Recommended Financing

30-Year Fixed

Rate/APR

7.5% / 6.68%

Total Monthly Payment

$1,191

See More Options

Connect With A Banker

Powered By

Advertisement

NMLS#3030

**Disclosures

Rocket Homes›Alabama›Cullman County›Cullman›35055›1705 Derby Dr SE

This home is located at 1705 Derby Dr SE in Cullman, AL and zip code . This 2,044 square foot home, which was built in 2003, sits on a 0.31 acre lot. Features: 4 bedrooms, 3 bathrooms. It has been listed on Rocket Homes since January 07, 2025 and is currently priced at $375,000.

Cullman, AL housing market in December 2024 saw over 6 listings sold above listed price, more than 6 sold at listed price and over 9 sold below. In December 2024 in Cullman, AL there were 3.8% less homes for sale than in November 2024. The median list price of listings available in December 2024 was $281,250, while the average time on the real estate market was 48 days.

From Rocket Homes Real Estate and based on county public records data.