Calculate your estimated monthly expenses for this listing. Play with the values below to better understand your monthly payment and utilities.
$791
Per Month
Principal & Interest
$724
Home PriceThe dollar amount you pay for the home.
$
Interest RateMortgage interest rates fluctuate, but they're typically in the 5% to 9% range. Your rate will be calculated based on personal details including your credit score.
%
Down PaymentThe initial money paid at closing that is usually a percentage of the purchase price. Most loans require at least 3% down, but a 0% down payment may be possible if you're eligible for a VA or USDA loan.
$%
Loan TermThis is how long you'll pay on the loan. A longer term gives you smaller payments, while a shorter term saves you money on interest.
Property Taxes
$0
Property Taxes -Annual CostEvery homeowner pays taxes to their local government based on their home's value and the property tax rates for the county or city. Most areas charge property taxes semiannually.
$/ Year
Mortgage Insurance
$0
Mortgage Insurance -Monthly PremiumMortgage insurance helps secure a mortgage with a lower down payment. It typically costs 0.1% - 2% of your loan amount per year.
$/ Month
Homeowners Insurance
$67
Homeowners Insurance -Monthly PremiumMost homeowners pay about $1,000 a year for homeowners insurance, but the cost varies based on your location, home and coverage.
$/ Month
Homeowners Association (HOA)
$0
Homeowners Association -Monthly FeesHomeowners Association (HOA) fees can range from $30 per month to $500+ per month. Be sure to ask your agent about HOA fees on a home as it can impact your affordability or check the online home listing.
$/ Month
Utilities
$0
Utilities - Monthly CostYou'll need to budget for utilities as a homeowner, which typically includes water and sewer, gas and electric, internet and cable. Cost will depend on your location and the size of your home. On a monthly basis, Americans pay $239 - $442 per month.
$/ Month
Recommended Financing
30-Year Fixed
Rate/APR
7.5% / 6.68%
Total Monthly Payment
$501
Powered By
NMLS#3030
Schools
Schools Nearby
The school rating is a score out of 10, where 10 is the highest and 1 is the lowest. Assigned schools have a bold outline.
We're sorry, we currently don't have assigned school data for this listing.
Nearby Schools
8
/10
Snow Rogers Elementary School
2636 Snow Rogers Rd
Distance between this listing and this school1.74 miles
Public District Grades PK-5
7
/10
Gardendale Elementary School
860 Bauers Ln
Distance between this listing and this school1.85 miles
Public District Grades PK-5
6
/10
Mount Olive Elementary School
1301 Brookside Rd
Distance between this listing and this school4.51 miles
Public District Grades PK-5
Nearby Schools
8
/10
Bragg Middle School
840 Hazels Way
Distance between this listing and this school1.87 miles
Public District Grades 6-8
3
/10
Erwin Middle School
532 23rd Ave NW
Distance between this listing and this school5.97 miles
Public District Grades 6-8
1
/10
Smith Middle School
1124 Five Mile Rd
Distance between this listing and this school6.95 miles
Public District Grades 6-8
Nearby Schools
5
/10
Gardendale High School
800 Main St
Distance between this listing and this school1.69 miles
Public District Grades 9-12
3
/10
Fultondale High School
1450 Carson Rd N
Distance between this listing and this school2.86 miles
Public District Grades 7-12
1
/10
Tarrant High School
91 Black Creek Rd
Distance between this listing and this school4.09 miles
The neighbors living near this home have an average income of $59,061. Most Gardendale, AL residents have annual incomes between $35k-100k. The most common type of family is single, no kids. Most residents in this area have post secondary degree education.
All data provided by Home Junction and Claritas
Living In Gardendale, AL
Content displayed has been generated by an AI model trained on a diverse range of data. While efforts have been made to ensure the quality and reliability of the content, there may be limitations or inaccuracies. The content should not be considered as a substitute for professional advice, and we recommend consulting with appropriate experts and independent sources for specific information or guidance. We assume no responsibility for any consequences arising from the use of this content.
What type of housing is available in Gardendale, AL?
Gardendale's housing market offers a blend of single-family homes and multi-family residences, with single-family homes being the more prevalent option. The architectural styles in the area range from traditional ranches to contemporary constructions, reflecting the community's growth over the years. The majority of homes were built during the late 20th century, with a focus on spacious suburban layouts.
Is Gardendale, AL a good place to live?
Gardendale prides itself on a family-friendly atmosphere with a strong sense of community. The city is celebrated for its annual Magnolia Festival, which showcases local arts, crafts, and music, embodying the town's cultural spirit. The community's character is further defined by its well-maintained parks and recreational areas that offer residents a serene environment.
Are things conveniently located in Gardendale, AL?
The community is served by a number of public schools, including Gardendale High School, noted for its academic programs. Healthcare is accessible through local clinics and the nearby hospitals that provide a range of services from emergency care to specialized treatments. The city also features a public library, various retail shops, and dining options that cater to the tastes of the community.
What does the transportation in Gardendale, AL look like?
Transportation in Gardendale includes a network of major roads and highways, such as Interstate 65, which facilitates travel and commuting to nearby cities like Birmingham. Public transportation options are available, with bus services connecting residents to key areas. The city also supports ride-sharing services, offering additional convenience for local travel. While some neighborhoods are more walkable, the city as a whole is geared towards vehicular travel.
Frequently Asked Questions About 1737 Magnolia St
What is the listing price of this property?
The listing price of 1737 Magnolia St property is $145,000.
What type of property is this?
The property 1737 Magnolia St is a house located in Gardendale, Alabama, 35071.
Is this property for sale now?
Active Listing: 1737 Magnolia St is For Sale (Active/New) which means the seller is accepting offers.
What is the annual property tax for this property?
According to the records, the last property tax for 2020 is $821 (source: MLS/based on county public records data).
How many bedrooms and bathrooms does this property have?
The property at 1737 Magnolia St has 3 bedrooms and 2 bathrooms.
What is the square footage of this property?
The property 1737 Magnolia St is 1,935 SqFt (source: MLS/tax record).
Which year was this property built?
The year of construction for 1737 Magnolia St is 1978.
This home is located at 1737 Magnolia St in Gardendale, AL and zip code 35071. This 1,935 square foot home, which was built in 1978, sits on a 0.64 acre lot. Features: 3 bedrooms, 2 bathrooms. It has been listed on Rocket Homes since October 24, 2024 and is currently priced at $145,000.
The inventory of homes for sale in Gardendale, AL between September 2024 and October 2024 increased by 73.9%. The median list price of listings available in October 2024 was $295,950, while the average time on the real estate market was 49 days.
From Rocket Homes Real Estate and based on county public records data.